Skip to main content

Credit union call report ยท Cincinnati, OH

Sharefax Credit Union, Inc. Call Report

BankRegReports is independent of Sharefax Credit Union, Inc. and never asks for online banking logins or passwords.

Sharefax Credit Union, Inc. filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 485 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Sharefax Credit Union, Inc. call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61090
Federal Reserve RSSD ID368090

The official copy: search charter number 61090 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Sharefax Credit Union, Inc. call report, Q2 2026

Statement of Financial Condition (39 items)
Sharefax Credit Union, Inc., Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $3.6M
1b. Cash Items in Process of Collection AS0005 $7.6M
1c. Total Cash on Hand 730A $11.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $31.2M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $1.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $8.5M
2. Cash on Deposit (total) 730B $40.7M
3. Time Deposits in Banks and Credit Unions AS0007 $13.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $64.9M
6. Equity Securities AS0055 $921K
8. Available-for-Sale Debt Securities AS0067 $35.0M
9. Held-to-Maturity Debt Securities AS0073 $38.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $74.5M
12b. Perpetual Contributed Capital 769B $2.7M
12c. All Other Investments AS0016 $3.8M
13. TOTAL OTHER INVESTMENTS AS0017 $6.5M
15a. Number of Total Loans and Leases 025A 22,593
15b. Total Loans and Leases 025B $518.2M
17. ACL on Loans and Leases AS0048 $3.4M
18c. Foreclosed/Repossessed - Vehicles AS0024 $1.1M
18e. Foreclosed/Repossessed Assets (total) 798A $1.1M
19. Land and Building 007 $13.3M
20. Other Fixed Assets 008 $2.3M
21. NCUA Share Insurance Capitalization Deposit 794 $6.0M
22a. Goodwill 009D2 $3.7M
22c. Other Intangible Assets AS0032 $3.0M
22d. Accrued Interest on Loans 009A $1.6M
22e. Accrued Interest on Investments 009B $381K
22f. All Other Assets 009C $28.7M
22g. Total Other Assets AS0036 $37.4M
23. TOTAL ASSETS 010 $720.8M
Accounts Payable and Other Liabilities 825 $5.5M
Accrued Dividends and Interest Payable 820A $257
Member Shares of All Types 013 $643.0M
Total Shares and Deposits 018 $643.0M
Undivided Earnings 940 $53.5M
Total Net Worth 997 $70.8M
Net Worth Ratio 998 9.82%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $720.8M
Statement of Income and Expense (26 items)
Sharefax Credit Union, Inc., Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $14.8M
3. Income from Investments 120 $2.4M
5. TOTAL INTEREST INCOME 115 $17.2M
6. Dividends on Shares 380 $6.8M
8. Interest on Borrowed Money 340 $427
9. TOTAL INTEREST EXPENSE 350 $6.8M
10. NET INTEREST INCOME IS0010 $10.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $1.5M
12e. Total Credit Loss Expense IS0017 $1.5M
13. Fee Income 131 $2.4M
14. Other Operating Income IS0020 $2.0M
15. Gain (Loss) on Equity/Trading Securities IS0046 -$21K
22. Other Non-Operating Income 440 $551K
23. TOTAL NON-INTEREST INCOME 117 $4.9M
24. Employee Compensation and Benefits 210 $5.3M
25. Travel and Conference 230 $47K
26. Office Occupancy 250 $810K
27. Office Operations 260 $1.3M
28. Educational and Promotional 270 $403K
29. Loan Servicing 280 $1.7M
30. Professional and Outside Services 290 $1.3M
31. Member Insurance 310 $53K
32. Operating Fees 320 $58K
33. Miscellaneous Operating Expense 360 $535K
34. TOTAL NON-INTEREST EXPENSE 671 $11.6M
35. NET INCOME 661A $2.1M
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

Sharefax Credit Union, Inc., Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $3.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $518K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $110K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $84.5M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $5.8M
Number of current members (not number of accounts) 083 41,170
Number of potential members 084 2,603,647
Net Member Business Loan Balance 400A $27.3M
Interest Rate of Unsecured Credit Card Loans 521 1,125.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,025.00%
Interest Rate of New Vehicle Loans 523 584.00%
Interest Rate of Used Vehicle Loans 524 664.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $1.1M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $254K
Total Amount of All Other Shares 630 $101.5M
Amount of Regular Shares 657 $121.9M
Amount of Share Drafts 902 $89.8M
IRA/KEOGH Accounts - < 1 Year 906A $22.1M
Share Certificates - < 1 Year 908A $162.7M
Total Amount of Share Certificates 908C $242.9M
Total Amount of Money Market Shares 911 $49.6M
Number of Used Vehicle Loans 968 6,564
NCUA data file FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Sharefax Credit Union, Inc., NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $547.6M
Total Shares - 1-3 Years 013B1 $88.2M
Total Shares - > 3 Years 013B2 $7.2M
Total Shares and Deposits - < 1 Year 018A $547.6M
Total Shares and Deposits - 1-3 Years 018B1 $88.2M
Total Shares and Deposits - > 3 Years 018B2 $7.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 147
Amount of Delinquent Indirect Loans 041E $1.5M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $116.9M
Amount of New Vehicle Loans 385 $121.4M
Amount of Unsecured Credit Card Loans 396 $9.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $7.5M
Share Certificates 451 $5K
Number of Accounts for Share Drafts 452 19,695
IRA/KEOGH Accounts 453 $2K
Number of Accounts for Regular Shares 454 48,235
All other shares 455 $4K
Money Market Shares 458 $981
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 79,967
Number of credit union employees who are Full-Time (26 hours or more) 564A 121
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 11
Number of Outstanding Indirect Loans 617A 8,787
Total Amount of Outstanding Indirect Loans 618A $225.5M
Amount of real estate loans sold but serviced by the credit union 779A $6.6M
Total credit lines 881 $136.3M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $2.0M
NCUA data file FS220B (29 items)

maturity and repricing buckets (40%), credit cards (17%)

Sharefax Credit Union, Inc., NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $30K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $4K
Number - Total Delinquent Credit Card Loans 045A 10
Total Amount of Delinquent Unsecured Credit Card Loans 045B $41K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $54.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $54.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $589.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $101.5M
Amount of Regular Shares - < 1 Year 657A $121.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $163K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $37K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $480K
Fair value of Held to Maturity Securities 801 $36.3M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $89.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $14.2M
IRA/KEOGH Accounts - > 3 Years 906B2 $949K
Total Amount of IRA/KEOGH Accounts 906C $37.3M
Share Certificates - 1-3 Years 908B1 $74.0M
Share Certificates - > 3 Years 908B2 $6.2M
Money Market Shares - < 1 Year 911A $49.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $2.0M
Number of New Vehicle Loans 958 4,417
Total Shares 966 $80K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $359K
Number of Unsecured Credit Card Loans 993 5,936
Number of All Other Unsecured Loans/Lines of Credit 994 2,310
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 30
NCUA data file FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Sharefax Credit Union, Inc., NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $719K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $28K
Number of credit union branches (include the main office if member services are conducted at that location) 566 10
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $146.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $16.1M
Amount of Participation Loans Sold Year-to-Date 691 $6.1M
Outstanding balance of brokered certificates of deposit and share certificates 788 $13.0M
NCUA data file FS220D (37 items)

member services and products offered (69%), CUSO relationships (27%)

Sharefax Credit Union, Inc., NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (11 items)

loans and leases (32%), participation loans (18%)

Sharefax Credit Union, Inc., NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $17.3M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $18.1M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $74K
Total Outstanding Amount of Participation Loans Sold By Type 691N $2.7M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $124K
Total Value of Investments in CUSOs 851 $13K
Total Aggregate Cash Outlay in CUSOs 853 $13K
Assets Pledged to Secure Borrowings 878 $170.7M
Total Credit Lines at Corporate Credit Unions 884 $17.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $17.3M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $17.3M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Sharefax Credit Union, Inc., NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $68.8M
Total number of TDR loans outstanding 1000F $22
Total amount of TDR loans outstanding 1001F $2.2M
NCUA data file FS220I (17 items)

vehicle lending (59%), delinquency (44%)

Sharefax Credit Union, Inc., NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $809K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.6M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $207K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $483K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $90K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $99K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $4K
Number of Reportable Delinquent New Vehicle Loans 035E1 24
Number of Reportable Delinquent Used Vehicle Loans 035E2 68
Amount of Reportable Delinquent New Vehicle Loans 041C1 $514K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $961K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $231K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $513K
Amount of New Vehicle Loans YTD Recoveries 551C1 $29K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $121K
Commercial Share Accounts 643 $11.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $234K
NCUA data file FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Sharefax Credit Union, Inc., NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements Endorsement - Endorsement 789E1 $9.4M
Other Assets - Other Insurance 789E2 $6.5M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $15.9M
NCUA data file FS220L (43 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Sharefax Credit Union, Inc., NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $23K
Total Amount of Loans & Leases on Loan Schedule 025B1 $518.2M
Total number of commercial loans to members granted or purchased YTD 090A1 $2
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 2
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $2
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 3
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $536K
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $49.9M
Amount of All Other Real Estate Loans/Lines of Credit 386B $23K
Total outstanding balance of commercial loans to members 400A1 $3.8M
Total outstanding balance of nonmember commercial loans 400B1 $18.5M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $8K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $122K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $562K
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $3.0M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $2.3M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $13.7M
Outstanding balance of Member Commercial and Industrial loans 400L2 $244K
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $11K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $486K
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $1.3M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $385K
Outstanding balance of all member and non-member commercial loans 400T1 $22.3M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $925K
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $925K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $925K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 688.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 688.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 775.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 437.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 588.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,000.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 2
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $124K
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $93K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $17.2M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $767K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $2.5M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $13.0M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $177.6M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $3.4M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $18.5M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $21.9M
NCUA data file FS220M (28 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Sharefax Credit Union, Inc., NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $32.9M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $28.3M
Total Unfunded Commitments for Commercial Loans 814K $651K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $353K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $54K
Total Unfunded Commitments for Non-Commercial Loans 816T $68.1M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $6.6M
Total number of member commercial loans 900A1 $26
Total number of nonmember commercial loans 900B1 $100
Number of Member Unsecured Commercial Loans 900C5 1
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 3
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 5
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 25
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 9
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 60
Total number of real estate secured member commercial loans 900K2 $17
Total number of real estate secured nonmember commercial loans 900K3 $99
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 116
Number of Member Commercial and Industrial loans 900L2 5
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 1
Number of member commercial loans Secured by Multifamily Property 900M 3
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 11
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 10
Total Number of Member and Nonmember commercial loans 900T1 $126
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,252
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,291
Number of All Other Real Estate Loans/Lines of Credit 960B 2
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 695
NCUA data file FS220N (16 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Sharefax Credit Union, Inc., NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities > 10 Years AS0054 $921K
Available-for-sale Debt Securities <=1 Year AS0062 $7.6M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $14.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $5.6M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $7.8M
Held-to-Maturity Debt Securities <=1 Year AS0068 $21.9M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $7.5M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $2.0M
Held-to-Maturity Debt Securities >5 and <= 10 Years AS0071 $7.1M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$396K
Total Liabilities LI0069 $648.4M
Number of Non-Commercial Small Business Administration Loans LN0050 2
Outstanding Balance of Non-Commercial Small Business Administration Loans LN0051 $124K
Guaranteed Portion of Non-Commercial Small Business Administration Loans LN0052 $93K
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $407K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $720.8M
NCUA data file FS220P (55 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Sharefax Credit Union, Inc., NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $97K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $11K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $83K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $1K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $10K
Loan Loss Information - YTD Charge Offs - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0021 $3K
Loan Loss Information - YTD Recoveries - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0022 $3K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $43K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $17.4M
Unsecured Credit Card Loans DL0002 $8K
All Other Unsecured Loans/Lines of Credit DL0022 $71K
All Other Unsecured Loans/Lines of Credit DL0023 $19K
All Other Unsecured Loans/Lines of Credit DL0024 $28K
All Other Unsecured Loans/Lines of Credit DL0026 $3K
All Other Unsecured Loans/Lines of Credit DL0027 $50K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $14
New Vehicle Loans DL0030 $217K
Used Vehicle Loans DL0037 $375K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $250K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $43K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $132K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $229K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $95K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $499K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $17
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $196K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $244K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $88K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $529K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $217K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $25K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $18K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $43K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $2
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0106 $124K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0108 $1.2M
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0109 $1.6M
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0110 $398K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $3.1M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $7
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $857K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $3.1M
Amount of Consumer Loans in Non-Accrual Status DL0145 $245K
Amount of Commercial Loans in Non-Accrual Status DL0146 $3.4M
Number of Indirect Loans - New and Used Vehicle Loans IN0001 8,351
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $191.7M
Number of Indirect Loans - First Lien and Junio Lien Residential Loans IN0003 95
Amount of Indirect Loans - First Lien and Junio Lien Residential Loans IN0004 $26.5M
Number of Indirect Loans - All Other Loans IN0007 341
Amount of Indirect Loans - All Other Loans IN0008 $7.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $651K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $32.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $35.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $68.8M
NCUA data file FS220Q (51 items)

investment portfolio detail (69%)

Sharefax Credit Union, Inc., NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $116.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $167.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $3.0M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $1.0M
Available-for-sale Fair Value - US Government Obligations NV0004 $1.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $25.7M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $25.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $4.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $4.9M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $11.1M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $9.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $25.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $25.2M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $36.8M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $34.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $30.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $30.0M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $1.7M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $1.7M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $3.0M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $3.0M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $1.0M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $1.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $38.5M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $35.4M
Total Fair Value Available-for-Sale Debt Securities NV0084 $35.0M
Trading Investments - Equity Securities - Common Stock NV0106 $921K
Trading Investments - Equity Securities - Total Equity Securities NV0109 $921K
Total Trading Debt and Equity Securities NV0110 $921K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $9.8M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $3.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $13.0M
Investment Maturity Distribution - Equity Securities - Total NV0122 $921K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $35.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $38.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $2.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $4.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $6.5M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $41.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $28.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $7.6M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $14.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $921K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $94.0M
RBC Total Equity RB0001 $70.8M
RBC Allowance for Credit Losses RB0002 $3.4M
RBC Total Additions RB0005 $3.4M
RBC Total Deductions RB0009 $12.7M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $61.6M
RBC Risk-Based Capital Numerator RB0012 $61.6M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0051 $6.1M
NCUA data file FS220R (59 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Sharefax Credit Union, Inc., NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $3.0M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $68.8M
CCULR Off-Balance sheet exposures ratio LR0003 953.00%
CCULR Goodwill and Other Intangible Assets LR0006 $6.7M
CCULR Goodwill and Other Intangible Assets Ratio LR0007 92.00%
RBC Schedule Total Investments RB0039 $81.0M
RBC Schedule Total Consumer Loans RB0060 $268.5M
RBC Schedule Total Commercial Loans RB0068 $22.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $3.4M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $3.4M
RBC Schedule Total Loans RB0079 $514.7M
RBC Total for Risk Weighting Total Loans RB0081 -$3.4M
RBC Total Loans 0% Weight RB0082 -$3.4M
RBC Schedule Total Other Assets RB0088 $60.2M
RBC Total for Risk Weighting Other Assets RB0090 $12.7M
RBC Other Assets 0% Weight RB0091 $12.7M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $720.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $9.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $9.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $720.8M
RBC Allowance for Credit Losses (Loans) RB0177 $3.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 259.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 43,406,831.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,201,748.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 449.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 35,527,222.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 4,307,547.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $471
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $90.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $4.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $4
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 28.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 7,595,826.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,478,200.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $177.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $13.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 357.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 12,684,999.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 901,906.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 849.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 37,169,946.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 10,323,296.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $49.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $11.2M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 2.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 22,977.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $23K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $2K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $227.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $24.7M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $52.4M
Total Shares SH0013 $643.0M
Total Shares and Deposits SH0018 $643.0M
Number of Loans Sold, Year-to-date SL0022 2
Amount of Loans Sold, Year-to-date SL0023 $480K
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 2
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 41
NCUA data file FS220S (8 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Sharefax Credit Union, Inc., NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Sharefax Credit Union, Inc. call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Sharefax Credit Union, Inc. call report?

The Sharefax Credit Union, Inc. call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Sharefax Credit Union, Inc. file?

Sharefax Credit Union, Inc. files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Sharefax Credit Union, Inc. call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Sharefax Credit Union, Inc. is 61090.

How often does Sharefax Credit Union, Inc. file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Sharefax Credit Union, Inc. financials and ratios →

New to the 5300? What the NCUA 5300 call report is.