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Credit union call report ยท Sheridan, WY

Sheridan Community Federal Credit Union Call Report

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Sheridan Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 253 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Sheridan Community Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number4374
Federal Reserve RSSD ID69771

The official copy: search charter number 4374 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Sheridan Community Federal Credit Union call report, Q2 2026

Statement of Financial Condition (27 items)
Sheridan Community Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.1M
1c. Total Cash on Hand 730A $1.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $13.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $208K
2. Cash on Deposit (total) 730B $13.9M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $15.0M
12b. Perpetual Contributed Capital 769B $161K
13. TOTAL OTHER INVESTMENTS AS0017 $161K
15a. Number of Total Loans and Leases 025A 6,084
15b. Total Loans and Leases 025B $88.2M
17. ACL on Loans and Leases AS0048 $1.9M
19. Land and Building 007 $1.1M
20. Other Fixed Assets 008 $101K
21. NCUA Share Insurance Capitalization Deposit 794 $787K
22d. Accrued Interest on Loans 009A $121K
22f. All Other Assets 009C $1.5M
22g. Total Other Assets AS0036 $1.6M
23. TOTAL ASSETS 010 $105.0M
Accounts Payable and Other Liabilities 825 -$120K
Accrued Dividends and Interest Payable 820A $381K
Member Shares of All Types 013 $86.0M
Nonmember Deposits 880 $7.4M
Total Shares and Deposits 018 $93.5M
Undivided Earnings 940 $11.3M
Total Net Worth 997 $11.3M
Net Worth Ratio 998 10.77%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $105.0M
Statement of Income and Expense (23 items)
Sheridan Community Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $2.5M
3. Income from Investments 120 $240K
5. TOTAL INTEREST INCOME 115 $2.7M
6. Dividends on Shares 380 $1.1M
9. TOTAL INTEREST EXPENSE 350 $1.1M
10. NET INTEREST INCOME IS0010 $1.7M
12a. Credit Loss Expense - Loans and Leases IS0011 $30K
12e. Total Credit Loss Expense IS0017 $30K
13. Fee Income 131 $182K
14. Other Operating Income IS0020 $292K
22. Other Non-Operating Income 440 $8K
23. TOTAL NON-INTEREST INCOME 117 $482K
24. Employee Compensation and Benefits 210 $551K
25. Travel and Conference 230 $17K
26. Office Occupancy 250 $42K
27. Office Operations 260 $176K
28. Educational and Promotional 270 $160K
29. Loan Servicing 280 $216K
30. Professional and Outside Services 290 $107K
32. Operating Fees 320 $9K
33. Miscellaneous Operating Expense 360 $40K
34. TOTAL NON-INTEREST EXPENSE 671 $1.3M
35. NET INCOME 661A $820K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Sheridan Community Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $1.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $189K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $453K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $98K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $407
Loans Granted Year-to-Date 031A $545
Amount of Loans Granted Year-to-Date 031B $10.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $1.3M
Number of current members (not number of accounts) 083 5,962
Number of potential members 084 30,500
Net Member Business Loan Balance 400A $216K
Non-Member Deposits 457 $24
Interest Rate of Unsecured Credit Card Loans 521 1,190.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,090.00%
Interest Rate of New Vehicle Loans 523 475.00%
Interest Rate of Used Vehicle Loans 524 485.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $344K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $69K
Amount of Regular Shares 657 $21.2M
Amount of Share Drafts 902 $30.2M
Share Certificates - < 1 Year 908A $27.4M
Total Amount of Share Certificates 908C $34.6M
Number of Used Vehicle Loans 968 2,954
NCUA data file FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Sheridan Community Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $78.8M
Total Shares - 1-3 Years 013B1 $4.6M
Total Shares - > 3 Years 013B2 $2.7M
Total Shares and Deposits - < 1 Year 018A $83.4M
Total Shares and Deposits - 1-3 Years 018B1 $7.2M
Total Shares and Deposits - > 3 Years 018B2 $2.9M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 116
Amount of Delinquent Indirect Loans 041E $97K
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $39.9M
Amount of New Vehicle Loans 385 $4.8M
Amount of Unsecured Credit Card Loans 396 $367K
Amount of All Other Unsecured Loans/Lines of Credit 397 $11.7M
Share Certificates 451 $1K
Number of Accounts for Share Drafts 452 3,008
Number of Accounts for Regular Shares 454 6,629
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 10,738
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $1.3M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,799.00%
Number of Outstanding Indirect Loans 617A 388
Total Amount of Outstanding Indirect Loans 618A $5.7M
Total credit lines 881 $8.0M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Sheridan Community Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $2K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $3K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $7.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $7.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $86.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $21.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $632
Non-Member Deposits - < 1 Year 880A $4.6M
Non-Member Deposits - 1-3 Years 880B1 $2.6M
Non-Member Deposits - > 3 Years 880B2 $245K
Amount of Share Drafts - < 1 Year 902A $30.2M
Share Certificates - 1-3 Years 908B1 $4.6M
Share Certificates - > 3 Years 908B2 $2.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $308K
Number of New Vehicle Loans 958 166
Total Shares 966 $11K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $63K
Number of Unsecured Credit Card Loans 993 226
Number of All Other Unsecured Loans/Lines of Credit 994 1,204
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 19
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Sheridan Community Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $11K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $163K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $50K
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $21.7M
Amount of Participation Loans Purchased Year-to-Date 690 $10.5M
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

Sheridan Community Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Sheridan Community Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $50.3M
Total Credit Lines at Corporate Credit Unions 884 $8.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Sheridan Community Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.7M
Total number of TDR loans outstanding 1000F $3
Total amount of TDR loans outstanding 1001F $59K
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Sheridan Community Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $738K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $65K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $119K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $9K
Number of Reportable Delinquent Used Vehicle Loans 035E2 61
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $522K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $3K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $161K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $18K
Commercial Share Accounts 643 $1.3M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $34K
NCUA data file FS220L (15 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Sheridan Community Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $6K
Total Amount of Loans & Leases on Loan Schedule 025B1 $88.2M
Total number of commercial loans to members granted or purchased YTD 090A1 $1
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 1
Total outstanding balance of commercial loans to members 400A1 $368K
Outstanding balance of Member Commercial and Industrial loans 400L2 $368K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $368K
Outstanding balance of all member and non-member commercial loans 400T1 $368K
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $40K
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $40K
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 575.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 1,190.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,190.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $30.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $122K
NCUA data file FS220M (10 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Sheridan Community Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $674K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $554K
Total Unfunded Commitments for Non-Commercial Loans 816T $2.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $1.4M
Total number of member commercial loans 900A1 $16
Number of Member Commercial and Industrial loans 900L2 16
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 16
Total Number of Member and Nonmember commercial loans 900T1 $16
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 1,516
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Sheridan Community Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $93.7M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $1.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $105.0M
NCUA data file FS220P (23 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Sheridan Community Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $75K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $37K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $105K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $14K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $85K
All Other Unsecured Loans/Lines of Credit DL0023 $62K
All Other Unsecured Loans/Lines of Credit DL0024 $125K
All Other Unsecured Loans/Lines of Credit DL0025 $315K
All Other Unsecured Loans/Lines of Credit DL0026 $89K
All Other Unsecured Loans/Lines of Credit DL0027 $591K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $46
Used Vehicle Loans DL0037 $329K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $264K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $124K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $140K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $7
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $515K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $878K
Amount of Consumer Loans in Non-Accrual Status DL0145 $741K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 388
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $5.7M
NCUA data file FS220Q (13 items)

investment portfolio detail (69%)

Sheridan Community Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $161K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $161K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $161K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $161K
RBC Total Equity RB0001 $11.3M
RBC Allowance for Credit Losses RB0002 $1.9M
RBC Total Additions RB0005 $1.9M
RBC Total Deductions RB0009 $787K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $12.5M
RBC Risk-Based Capital Numerator RB0012 $12.5M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $12.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $38.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $10.5M
NCUA data file FS220R (27 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Sheridan Community Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $161K
RBC Schedule Total Consumer Loans RB0060 $87.7M
RBC Schedule Total Commercial Loans RB0068 $368K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.9M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.9M
RBC Schedule Total Loans RB0079 $86.3M
RBC Total for Risk Weighting Total Loans RB0081 -$1.9M
RBC Total Loans 0% Weight RB0082 -$1.9M
RBC Schedule Total Other Assets RB0088 $3.6M
RBC Total for Risk Weighting Other Assets RB0090 $787K
RBC Other Assets 0% Weight RB0091 $787K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $105.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$1.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$1.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $105.0M
RBC Allowance for Credit Losses (Loans) RB0177 $1.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 75,689.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 46,145.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $122K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $2
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $122K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $46K
Total Shares SH0013 $86.0M
Total Shares and Deposits SH0018 $93.5M
Total Non-Member Deposits SH0880 $7.4M

Sheridan Community Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Sheridan Community Federal Credit Union call report?

The Sheridan Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Sheridan Community Federal Credit Union file?

Sheridan Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Sheridan Community Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Sheridan Community Federal Credit Union is 4374.

How often does Sheridan Community Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Sheridan Community Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.