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Shore to Shore Community Federal Credit Union: Loan-to-Share Ratio

38.40% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 8349) · FFIEC NIC profile (RSSD 433783)

Shore to Shore Community Federal Credit Union reported a loan-to-share ratio of 38.40% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

12-Quarter Trend

Q1 2025 Latest
Q2 202638.40%
Q1 202637.27%
Q4 202540.08%
Q3 202539.95%
Q2 202539.17%
Q1 202538.67%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Explore more for Shore to Shore Community Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.