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Credit union call report ยท Angwin, CA

Silverado Credit Union Call Report

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Silverado Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 240 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Silverado Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68491
Federal Reserve RSSD ID592783

The official copy: search charter number 68491 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Silverado Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Silverado Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $506K
1c. Total Cash on Hand 730A $506K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $337K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $1.8M
2c. Cash on Deposit in Other Financial Institutions 730B2 $73K
2. Cash on Deposit (total) 730B $2.2M
3. Time Deposits in Banks and Credit Unions AS0007 $6.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $9.0M
12b. Perpetual Contributed Capital 769B $94K
13. TOTAL OTHER INVESTMENTS AS0017 $94K
15a. Number of Total Loans and Leases 025A 834
15b. Total Loans and Leases 025B $37.6M
17. ACL on Loans and Leases AS0048 $13K
20. Other Fixed Assets 008 $476K
21. NCUA Share Insurance Capitalization Deposit 794 $434K
22d. Accrued Interest on Loans 009A $139K
22e. Accrued Interest on Investments 009B $9K
22f. All Other Assets 009C $208K
22g. Total Other Assets AS0036 $357K
23. TOTAL ASSETS 010 $47.9M
Accounts Payable and Other Liabilities 825 $393K
Member Shares of All Types 013 $41.9M
Total Shares and Deposits 018 $41.9M
Undivided Earnings 940 $4.1M
Other Reserves 658 $1.5M
Total Net Worth 997 $5.6M
Net Worth Ratio 998 11.72%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $47.9M
Statement of Income and Expense (22 items)
Silverado Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $909K
3. Income from Investments 120 $164K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $113K
9. TOTAL INTEREST EXPENSE 350 $113K
10. NET INTEREST INCOME IS0010 $960K
12a. Credit Loss Expense - Loans and Leases IS0011 $19K
12e. Total Credit Loss Expense IS0017 $19K
13. Fee Income 131 $78K
14. Other Operating Income IS0020 $2K
23. TOTAL NON-INTEREST INCOME 117 $80K
24. Employee Compensation and Benefits 210 $559K
25. Travel and Conference 230 $8K
26. Office Occupancy 250 $105K
27. Office Operations 260 $95K
28. Educational and Promotional 270 $9K
29. Loan Servicing 280 $28K
30. Professional and Outside Services 290 $162K
32. Operating Fees 320 $5K
33. Miscellaneous Operating Expense 360 $75K
34. TOTAL NON-INTEREST EXPENSE 671 $1.0M
35. NET INCOME 661A -$26K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Silverado Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $5K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $408K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $4K
Loans Granted Year-to-Date 031A $55
Amount of Loans Granted Year-to-Date 031B $1.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $422K
Number of current members (not number of accounts) 083 2,895
Number of potential members 084 10,000
Net Member Business Loan Balance 400A $367K
Interest Rate of Unsecured Credit Card Loans 521 1,495.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,392.00%
Interest Rate of New Vehicle Loans 523 500.00%
Interest Rate of Used Vehicle Loans 524 500.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $27K
Amount of Regular Shares 657 $19.3M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $80K
Amount of Share Drafts 902 $11.6M
IRA/KEOGH Accounts - < 1 Year 906A $2.5M
Share Certificates - < 1 Year 908A $3.5M
Total Amount of Share Certificates 908C $3.7M
Total Amount of Money Market Shares 911 $4.7M
Number of Used Vehicle Loans 968 71
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Silverado Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $41.6M
Total Shares - 1-3 Years 013B1 $239K
Total Shares and Deposits - < 1 Year 018A $41.6M
Total Shares and Deposits - 1-3 Years 018B1 $239K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 8
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $1.0M
Amount of New Vehicle Loans 385 $299K
Amount of Unsecured Credit Card Loans 396 $378K
Amount of All Other Unsecured Loans/Lines of Credit 397 $46K
Share Certificates 451 $142
Number of Accounts for Share Drafts 452 1,204
IRA/KEOGH Accounts 453 $84
Number of Accounts for Regular Shares 454 3,270
Money Market Shares 458 $92
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,792
Number of credit union employees who are Full-Time (26 hours or more) 564A 11
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 7
Number of Outstanding Indirect Loans 617A 11
Total Amount of Outstanding Indirect Loans 618A $145K
Total credit lines 881 $5.5M
NCUA data file FS220B (21 items)

maturity and repricing buckets (40%), credit cards (17%)

Silverado Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $5K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $5K
Number - Total Delinquent Credit Card Loans 045A 5
Total Amount of Delinquent Unsecured Credit Card Loans 045B $16K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $4.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $4.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $37.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $19.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $27K
Amount of Share Drafts - < 1 Year 902A $11.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $34K
Total Amount of IRA/KEOGH Accounts 906C $2.6M
Share Certificates - 1-3 Years 908B1 $205K
Money Market Shares - < 1 Year 911A $4.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.9M
Number of New Vehicle Loans 958 18
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 549
Number of All Other Unsecured Loans/Lines of Credit 994 52
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Silverado Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.7M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.6M
Outstanding balance of brokered certificates of deposit and share certificates 788 $742K
NCUA data file FS220D (14 items)

member services and products offered (69%), CUSO relationships (27%)

Silverado Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Share Certificates with Low Minimum Balance Requirements 879A5 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (5 items)

loans and leases (32%), participation loans (18%)

Silverado Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 1
Total Value of Investments in CUSOs 851 $49K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Assets Pledged to Secure Borrowings 878 $5.5M
Total Credit Lines at Corporate Credit Unions 884 $5.5M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Silverado Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.4M
NCUA data file FS220I (3 items)

vehicle lending (59%), delinquency (44%)

Silverado Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Commercial Share Accounts 643 $3K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
Number of International Remittances originated Year-to-Date 928 10
NCUA data file FS220L (14 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Silverado Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $834
Total Amount of Loans & Leases on Loan Schedule 025B1 $37.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.8M
Total outstanding balance of commercial loans to members 400A1 $367K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $367K
Outstanding balance of all member and non-member commercial loans 400T1 $367K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 588.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 675.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 675.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,392.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $109K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $31.6M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $367K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $367K
NCUA data file FS220M (12 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Silverado Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.0M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $303K
Total Unfunded Commitments for Non-Commercial Loans 816T $3.4M
Total number of member commercial loans 900A1 $1
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 1
Total number of real estate secured member commercial loans 900K2 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 1
Total Number of Member and Nonmember commercial loans 900T1 $1
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 101
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 32
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 10
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Silverado Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $42.3M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $20K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $47.9M
NCUA data file FS220P (15 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Silverado Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $367K
Unsecured Credit Card Loans DL0002 $6K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0027 $2K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $378K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $378K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $25K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $25K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $9K
Amount of Consumer Loans in Non-Accrual Status DL0145 $10K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 11
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $145K
NCUA data file FS220Q (15 items)

investment portfolio detail (69%)

Silverado Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $5.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $6.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $249K
Investment Maturity Distribution - Time Deposits - Total NV0116 $6.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $94K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $94K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $249K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $6.3M
RBC Total Equity RB0001 $5.6M
RBC Allowance for Credit Losses RB0002 $13K
RBC Total Additions RB0005 $13K
RBC Total Deductions RB0009 $434K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.2M
RBC Risk-Based Capital Numerator RB0012 $5.2M
NCUA data file FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Silverado Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $94K
RBC Schedule Total Consumer Loans RB0060 $1.8M
RBC Schedule Total Commercial Loans RB0068 $367K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $13K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $13K
RBC Schedule Total Loans RB0079 $37.6M
RBC Total for Risk Weighting Total Loans RB0081 -$13K
RBC Total Loans 0% Weight RB0082 -$13K
RBC Schedule Total Other Assets RB0088 $1.3M
RBC Total for Risk Weighting Other Assets RB0090 $434K
RBC Other Assets 0% Weight RB0091 $434K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $47.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $421K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $421K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $47.9M
RBC Allowance for Credit Losses (Loans) RB0177 $13K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 27.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 10,087,317.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 677,737.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 71.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 20,812,967.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 350,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $31.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $350K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 923,617.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 2,861,578.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 655,628.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $656K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $133
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $35.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.0M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $21.9M
Total Shares SH0013 $41.9M
Total Shares and Deposits SH0018 $41.9M

Silverado Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Silverado Credit Union call report?

The Silverado Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Silverado Credit Union file?

Silverado Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Silverado Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Silverado Credit Union is 68491.

How often does Silverado Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Silverado Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.