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Credit union call report ยท Sioux City, IA

Sioux Valley Credit Union Call Report

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Sioux Valley Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 241 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Sioux Valley Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64417
Federal Reserve RSSD ID218690

The official copy: search charter number 64417 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Sioux Valley Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Sioux Valley Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $368K
1c. Total Cash on Hand 730A $368K
2c. Cash on Deposit in Other Financial Institutions 730B2 $4.9M
2. Cash on Deposit (total) 730B $4.9M
3. Time Deposits in Banks and Credit Unions AS0007 $7.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $12.5M
12c. All Other Investments AS0016 $500K
13. TOTAL OTHER INVESTMENTS AS0017 $500K
15a. Number of Total Loans and Leases 025A 1,740
15b. Total Loans and Leases 025B $28.6M
17. ACL on Loans and Leases AS0048 $334K
19. Land and Building 007 $697K
20. Other Fixed Assets 008 $141K
21. NCUA Share Insurance Capitalization Deposit 794 $340K
22c. Other Intangible Assets AS0032 $8K
22d. Accrued Interest on Loans 009A $78K
22e. Accrued Interest on Investments 009B $17K
22f. All Other Assets 009C $1.1M
22g. Total Other Assets AS0036 $1.2M
23. TOTAL ASSETS 010 $43.6M
Accounts Payable and Other Liabilities 825 $241K
Member Shares of All Types 013 $38.8M
Total Shares and Deposits 018 $38.8M
Undivided Earnings 940 $3.5M
Other Reserves 658 $1.1M
Net Income (equity) 602 -$4K
Total Net Worth 997 $4.6M
Net Worth Ratio 998 10.44%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $43.6M
Statement of Income and Expense (23 items)
Sioux Valley Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $802K
3. Income from Investments 120 $253K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $173K
9. TOTAL INTEREST EXPENSE 350 $173K
10. NET INTEREST INCOME IS0010 $883K
12a. Credit Loss Expense - Loans and Leases IS0011 $132K
12e. Total Credit Loss Expense IS0017 $132K
13. Fee Income 131 $133K
14. Other Operating Income IS0020 $73K
22. Other Non-Operating Income 440 $24K
23. TOTAL NON-INTEREST INCOME 117 $230K
24. Employee Compensation and Benefits 210 $433K
25. Travel and Conference 230 $34K
26. Office Occupancy 250 $105K
27. Office Operations 260 $110K
28. Educational and Promotional 270 $23K
29. Loan Servicing 280 $24K
30. Professional and Outside Services 290 $205K
32. Operating Fees 320 $20K
33. Miscellaneous Operating Expense 360 $30K
34. TOTAL NON-INTEREST EXPENSE 671 $984K
35. NET INCOME 661A -$4K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Sioux Valley Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $160K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $31K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $225K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $435K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $19K
Loans Granted Year-to-Date 031A $331
Amount of Loans Granted Year-to-Date 031B $8.7M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $758K
Number of current members (not number of accounts) 083 3,819
Number of potential members 084 272,467
Interest Rate of Unsecured Credit Card Loans 521 1,190.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 691.00%
Interest Rate of New Vehicle Loans 523 509.50%
Interest Rate of Used Vehicle Loans 524 613.20%
Total Amount of All Loans Charged Off Year-to-Date 550 $24K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $9K
Amount of Regular Shares 657 $21.0M
Amount of Share Drafts 902 $8.7M
Share Certificates - < 1 Year 908A $6.5M
Total Amount of Share Certificates 908C $7.5M
Total Amount of Money Market Shares 911 $1.6M
Number of Used Vehicle Loans 968 728
NCUA data file FS220A (18 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Sioux Valley Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $37.8M
Total Shares - 1-3 Years 013B1 $997K
Total Shares and Deposits - < 1 Year 018A $37.8M
Total Shares and Deposits - 1-3 Years 018B1 $997K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 23
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $11.8M
Amount of New Vehicle Loans 385 $2.9M
Amount of Unsecured Credit Card Loans 396 $412K
Amount of All Other Unsecured Loans/Lines of Credit 397 $292K
Share Certificates 451 $582
Number of Accounts for Share Drafts 452 1,964
Number of Accounts for Regular Shares 454 4,186
Money Market Shares 458 $72
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,804
Number of credit union employees who are Full-Time (26 hours or more) 564A 13
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 4
Total credit lines 881 $1.1M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Sioux Valley Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $5K
Number - Total Delinquent Credit Card Loans 045A 5
Total Amount of Delinquent Unsecured Credit Card Loans 045B $7K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.9M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.9M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $35.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $12K
Amount of Regular Shares - < 1 Year 657A $21.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $3K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $3K
Amount of Share Drafts - < 1 Year 902A $8.7M
Share Certificates - 1-3 Years 908B1 $997K
Money Market Shares - < 1 Year 911A $1.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $70K
Number of New Vehicle Loans 958 118
Total Shares 966 $7K
Number of Unsecured Credit Card Loans 993 461
Number of All Other Unsecured Loans/Lines of Credit 994 174
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Sioux Valley Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.6M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

Sioux Valley Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Credit Management and Repair 879B6 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Point-of-sale-Processing PI0012 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (2 items)

loans and leases (32%), participation loans (18%)

Sioux Valley Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $1.0M
Total Aggregate Cash Outlay in CUSOs 853 $1.0M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Sioux Valley Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.5M
NCUA data file FS220I (13 items)

vehicle lending (59%), delinquency (44%)

Sioux Valley Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $42K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $81K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $14K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $24K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $24K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 11
Amount of Reportable Delinquent New Vehicle Loans 041C1 $24K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $103K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $724
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $19K
Total Other Credit Lines 884D $1.1M
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Sioux Valley Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $28.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.7M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 575.95%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 581.63%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 635.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $10.0M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Sioux Valley Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $782K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.5M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $709K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 82
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 60
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 117
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Sioux Valley Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $39.0M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $109K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $43.6M
NCUA data file FS220P (20 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Sioux Valley Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $20K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $142
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $3K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $1K
All Other Unsecured Loans/Lines of Credit DL0024 $4K
All Other Unsecured Loans/Lines of Credit DL0025 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $5K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $65K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $8K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $8K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $176K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $435K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $611K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $67K
Amount of Consumer Loans in Non-Accrual Status DL0145 $691K
NCUA data file FS220Q (13 items)

investment portfolio detail (69%)

Sioux Valley Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $7.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $7.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $500K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $500K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $500K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $7.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $7.7M
RBC Total Equity RB0001 $4.6M
RBC Allowance for Credit Losses RB0002 $334K
RBC Total Additions RB0005 $334K
RBC Total Deductions RB0009 $348K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.5M
RBC Risk-Based Capital Numerator RB0012 $4.5M
NCUA data file FS220R (33 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Sioux Valley Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $500K
RBC Schedule Total Consumer Loans RB0060 $16.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $334K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $334K
RBC Schedule Total Loans RB0079 $28.2M
RBC Total for Risk Weighting Total Loans RB0081 -$334K
RBC Total Loans 0% Weight RB0082 -$334K
RBC Schedule Total Other Assets RB0088 $2.4M
RBC Total for Risk Weighting Other Assets RB0090 $348K
RBC Other Assets 0% Weight RB0091 $348K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $43.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $14K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $14K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $43.6M
RBC Allowance for Credit Losses (Loans) RB0177 $334K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 50.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 8,721,121.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,402,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 32.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,320,942.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 603,220.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $10.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 60.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,663,322.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 351,900.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $352K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $142
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $11.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.4M
Total Shares SH0013 $38.8M
Total Shares and Deposits SH0018 $38.8M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Sioux Valley Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1
Investment security exchange services PP0046 $1

Sioux Valley Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Sioux Valley Credit Union call report?

The Sioux Valley Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Sioux Valley Credit Union file?

Sioux Valley Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Sioux Valley Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Sioux Valley Credit Union is 64417.

How often does Sioux Valley Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Sioux Valley Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.