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Credit Union Routing Number

Smart Financial Credit Union Routing Number

The routing number for Smart Financial Credit Union is 313083578. It is a credit union in Houston, Texas, NCUA charter 67927.

Primary ABA / RTN
313083578

Data as of · size and membership from the NCUA 5300 call report. How we update

About Smart Financial Credit Union

Smart Financial Credit Union is based in Houston, Texas. It reported $807.5M in assets for Q2 2026, the 47th largest of 377 credit unions headquartered in Texas and 561st of 4,252 nationally. Assets were $802.3M a year earlier (Q2 2025), so the credit union is larger now. It counted 58,661 members on that report. The NCUA lists 12 branch locations for the credit union.

Record

Routing number
313083578
NCUA charter number
67927
RSSD ID
787691
Headquarters
Houston, Texas 77027
NCUA insured since
August 14, 1992
Total assets (Q2 2026)
$807.5M
Members (Q2 2026)
58,661
Branch locations
12
Routing record refreshed
October 8, 2026
Check before you send money. Smart Financial Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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All routing numbers in Texas

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