Credit Union Routing Number
SMW Financial Credit Union Routing Number
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The SMW Financial Credit Union routing number is 296076204. It is a credit union in Lino Lakes, Minnesota, NCUA charter 68676.
Data as of · size and membership from the NCUA 5300 call report. How we update
About SMW Financial Credit Union
SMW Financial Credit Union is based in Lino Lakes, Minnesota, and has been chartered since 1954. It reported $87.5M in assets for Q2 2026, the 42nd largest of 77 credit unions headquartered in Minnesota and 1921st of 4,249 nationally. Assets were $87.8M a year earlier (Q2 2025), so the credit union is smaller now. It counted 4,644 members on that report. The NCUA lists 2 branch locations for the credit union.
Record
- Routing number
- 296076204
- NCUA charter number
- 68676
- RSSD ID
- 112994
- Headquarters
- Lino Lakes, Minnesota 55014
- Chartered
- 1954
- NCUA insured since
- November 6, 1975
- Total assets (Q2 2026)
- $87.5M
- Members (Q2 2026)
- 4,644
- Branch locations
- 2
- Routing record refreshed
- October 17, 2026
SMW Financial Credit Union routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 296076204 | Primary ABA | Active | FFIEC NIC |
How to confirm SMW Financial Credit Union's routing number
- Compare 296076204 with the first nine digits on a SMW Financial Credit Union check.
- Find SMW Financial Credit Union's number in its online banking account details.
- Search 296076204 in the Federal Reserve's E-Payments Routing Directory.
What is the SMW Financial Credit Union routing number?
The SMW Financial Credit Union routing number is 296076204. It is the primary ABA routing number on the FFIEC record for NCUA charter 68676, refreshed here on October 17, 2026.
Does SMW Financial Credit Union use the same routing number for wires?
The record lists one primary number for SMW Financial Credit Union, 296076204, and does not say whether wires use it. Ask SMW Financial Credit Union for its wire instructions before sending a wire.
Which credit union uses routing number 296076204?
Routing number 296076204 belongs to SMW Financial Credit Union, a credit union in Lino Lakes, Minnesota with $87.5M in assets for Q2 2026.
Routing numbers of similar-size institutions in Minnesota
- Bank, Lino Lakes, MN
- First Resource Bank: 091916899
- Bank, Blomkest, MN
- Concorde Bank: 091909518
- Bank, Red Wing, MN
- The First State Bank of Red Wing: 091912547
- Bank, Gilbert, MN
- The First National Bank of Gilbert: 091202480
- Bank, Maple Plain, MN
- Bank of Maple Plain: 091908412
- Bank, Canby, MN
- First Security Bank - Canby: 091202736
- Bank, Kent, MN
- Vantage Bank: 091208141
- Bank, Lowry, MN
- Lowry State Bank: 091208332
View SMW Financial Credit Union's full profile →
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Regulator records: NCUA credit union profile (charter 68676) · FFIEC NIC profile (RSSD 112994)