Somerville School Employees Federal Credit Union: Loan-to-Share Ratio
42.53% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 3475) · FFIEC NIC profile (RSSD 604172)
Somerville School Employees Federal Credit Union reported a loan-to-share ratio of 42.53% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q1 2025 Latest
Q2 202642.53%
Q1 202643.64%
Q4 202546.42%
Q3 202548.51%
Q2 202546.58%
Q1 202542.60%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Somerville School Employees Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.