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Credit union call report ยท Columbia, SC

South Carolina National Guard Federal Credit Union Call Report

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South Carolina National Guard Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 248 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

South Carolina National Guard Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number17636
Federal Reserve RSSD ID114680

The official copy: search charter number 17636 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

South Carolina National Guard Federal Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
South Carolina National Guard Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $564K
1c. Total Cash on Hand 730A $564K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $13.3M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $11.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $5
2. Cash on Deposit (total) 730B $24.6M
3. Time Deposits in Banks and Credit Unions AS0007 $980K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $26.1M
8. Available-for-Sale Debt Securities AS0067 $37.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $37.3M
12b. Perpetual Contributed Capital 769B $85K
13. TOTAL OTHER INVESTMENTS AS0017 $85K
15a. Number of Total Loans and Leases 025A 3,474
15b. Total Loans and Leases 025B $33.5M
17. ACL on Loans and Leases AS0048 $381K
19. Land and Building 007 $178K
20. Other Fixed Assets 008 $78K
21. NCUA Share Insurance Capitalization Deposit 794 $729K
22d. Accrued Interest on Loans 009A $134K
22e. Accrued Interest on Investments 009B $259K
22f. All Other Assets 009C $331K
22g. Total Other Assets AS0036 $723K
23. TOTAL ASSETS 010 $98.3M
Accounts Payable and Other Liabilities 825 $531K
Accrued Dividends and Interest Payable 820A $178K
Member Shares of All Types 013 $73.7M
Total Shares and Deposits 018 $73.7M
Undivided Earnings 940 $26.1M
Total Net Worth 997 $26.1M
Net Worth Ratio 998 26.61%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $98.3M
Statement of Income and Expense (23 items)
South Carolina National Guard Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.4M
3. Income from Investments 120 $1.0M
5. TOTAL INTEREST INCOME 115 $2.4M
6. Dividends on Shares 380 $378K
9. TOTAL INTEREST EXPENSE 350 $378K
10. NET INTEREST INCOME IS0010 $2.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $17K
12e. Total Credit Loss Expense IS0017 $17K
13. Fee Income 131 $200K
14. Other Operating Income IS0020 $297K
18. Gain (Loss) on Disposition of Fixed Assets 430 $4K
23. TOTAL NON-INTEREST INCOME 117 $501K
24. Employee Compensation and Benefits 210 $721K
25. Travel and Conference 230 $31K
26. Office Occupancy 250 $27K
27. Office Operations 260 $336K
28. Educational and Promotional 270 $19K
29. Loan Servicing 280 $57K
30. Professional and Outside Services 290 $184K
32. Operating Fees 320 $7K
33. Miscellaneous Operating Expense 360 $42K
34. TOTAL NON-INTEREST EXPENSE 671 $1.4M
35. NET INCOME 661A $1.1M
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

South Carolina National Guard Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $145K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $28K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $456
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $32K
Loans Granted Year-to-Date 031A $418
Amount of Loans Granted Year-to-Date 031B $7.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $44K
Number of current members (not number of accounts) 083 5,544
Number of potential members 084 10,000
Interest Rate of Unsecured Credit Card Loans 521 1,190.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,800.00%
Interest Rate of New Vehicle Loans 523 749.00%
Interest Rate of Used Vehicle Loans 524 950.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $48K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $21K
Amount of Regular Shares 657 $37.5M
Amount of Share Drafts 902 $12.8M
IRA/KEOGH Accounts - < 1 Year 906A $2.5M
Share Certificates - < 1 Year 908A $14.7M
Total Amount of Share Certificates 908C $18.6M
Total Amount of Money Market Shares 911 $1.3M
Number of Used Vehicle Loans 968 842
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $68.7M
Total Shares - 1-3 Years 013B1 $5.0M
Total Shares and Deposits - < 1 Year 018A $68.7M
Total Shares and Deposits - 1-3 Years 018B1 $5.0M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 9
Effective date of last audit 063 $102K
Amount of Used Vehicle Loans 370 $13.7M
Amount of New Vehicle Loans 385 $8.2M
Amount of Unsecured Credit Card Loans 396 $2.3M
Amount of All Other Unsecured Loans/Lines of Credit 397 $2.7M
Share Certificates 451 $441
Number of Accounts for Share Drafts 452 3,286
IRA/KEOGH Accounts 453 $178
Number of Accounts for Regular Shares 454 6,375
Money Market Shares 458 $28
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 10,308
Number of credit union employees who are Full-Time (26 hours or more) 564A 16
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $1.3M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,774.00%
Total credit lines 881 $46.1M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $3K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $4K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.6M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.6M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $71.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $37.5M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $20K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $7K
Amount of Share Drafts - < 1 Year 902A $12.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.1M
Total Amount of IRA/KEOGH Accounts 906C $3.6M
Share Certificates - 1-3 Years 908B1 $3.9M
Money Market Shares - < 1 Year 911A $1.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $182K
Number of New Vehicle Loans 958 284
Total Shares 966 $10K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $87K
Number of Unsecured Credit Card Loans 993 849
Number of All Other Unsecured Loans/Lines of Credit 994 1,179
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $10.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $750K
NCUA data file FS220D (20 items)

member services and products offered (69%), CUSO relationships (27%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (3 items)

loans and leases (32%), participation loans (18%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $3K
Total Aggregate Cash Outlay in CUSOs 853 $3K
Total Credit Lines at Corporate Credit Unions 884 $10.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $3.6M
Total number of TDR loans outstanding 1000F $14
Total amount of TDR loans outstanding 1001F $105K
NCUA data file FS220I (9 items)

vehicle lending (59%), delinquency (44%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $4K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $100K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $23K
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $37K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $8K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $2K
Commercial Share Accounts 643 $194K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $22K
NCUA data file FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $33.5M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.6M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 875.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 799.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $4.9M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $388K
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $2.9M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $121K
Total Other Unfunded Commitments (Non-Commercial) 816B5 $210K
Total Unfunded Commitments for Non-Commercial Loans 816T $3.6M
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 51
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 269
NCUA data file FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $297K
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $5.8M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $13.4M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $17.8M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$2.2M
Total Liabilities LI0069 $74.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $38K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $98.3M
NCUA data file FS220P (12 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $20K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $12K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $8K
All Other Unsecured Loans/Lines of Credit DL0023 $718
All Other Unsecured Loans/Lines of Credit DL0024 $2K
All Other Unsecured Loans/Lines of Credit DL0025 $456
All Other Unsecured Loans/Lines of Credit DL0027 $3K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $3
Used Vehicle Loans DL0037 $14K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $16K
Amount of Consumer Loans in Non-Accrual Status DL0145 $25K
NCUA data file FS220Q (25 items)

investment portfolio detail (69%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - US Government Obligations NV0003 $890K
Available-for-sale Fair Value - US Government Obligations NV0004 $901K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $38.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $36.4M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $38.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $36.4M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $39.5M
Total Fair Value Available-for-Sale Debt Securities NV0084 $37.3M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $980K
Investment Maturity Distribution - Time Deposits - Total NV0116 $980K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $37.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $85K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $85K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $297K
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $6.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $13.4M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $17.8M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $85K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $38.3M
RBC Total Equity RB0001 $26.1M
RBC Allowance for Credit Losses RB0002 $381K
RBC Total Additions RB0005 $381K
RBC Total Deductions RB0009 $729K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $25.8M
RBC Risk-Based Capital Numerator RB0012 $25.8M
NCUA data file FS220R (28 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $36.1M
RBC Schedule Total Investments RB0039 $37.3M
RBC Schedule Total Consumer Loans RB0060 $31.8M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $381K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $381K
RBC Schedule Total Loans RB0079 $33.1M
RBC Total for Risk Weighting Total Loans RB0081 -$381K
RBC Total Loans 0% Weight RB0082 -$381K
RBC Schedule Total Other Assets RB0088 $1.7M
RBC Total for Risk Weighting Other Assets RB0090 $729K
RBC Other Assets 0% Weight RB0091 $729K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $98.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $348K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $348K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $98.3M
RBC Allowance for Credit Losses (Loans) RB0177 $381K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 21,586.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 48.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 1,606,741.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 100,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $100K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $51
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $100K
Total Shares SH0013 $73.7M
Total Shares and Deposits SH0018 $73.7M
NCUA data file FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

South Carolina National Guard Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1

South Carolina National Guard Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the South Carolina National Guard Federal Credit Union call report?

The South Carolina National Guard Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does South Carolina National Guard Federal Credit Union file?

South Carolina National Guard Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the South Carolina National Guard Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for South Carolina National Guard Federal Credit Union is 17636.

How often does South Carolina National Guard Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

South Carolina National Guard Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.