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Space Age Credit Union

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Aurora, CO Credit Union Est. 1952 NCUA #68737 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026

Space Age Credit Union is a federally insured credit union headquartered in Aurora, CO, established in 1952. As of June 30, 2026, it served 13,343 members and reported total assets of $167.7M. All figures are standardized from the credit union's NCUA 5300 call report.

Frequently asked about Space Age Credit Union

How big is Space Age Credit Union?

Space Age Credit Union reported approximately $167.7M in total assets and 13,343 members as of Q2 2026.

Is Space Age Credit Union well capitalized?

Its net worth ratio was 8.06%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

Credit Union Profile

Headquarters
Aurora, CO 80014
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1952
NCUA Charter #
68737
RSSD ID
504580
Members
13,343
Potential members
39,769

Size & Membership

Total assets $167.7M
Total shares & deposits $151.8M
Total loans $115.4M
Members 13,343

Profitability

Return on assets (ROA) 0.04%
Return on equity (ROE) 0.45%
Net interest margin 4.00%
Efficiency ratio 92.83%
Cost of funds 1.00%

Capital & Asset Quality

Net worth $13.5M
Net worth ratio 8.06%
Net worth category Well capitalized
Delinquency ratio 2.13%
Loan-to-share ratio 76.01%
Yield on assets 5.00%

Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.

Peer comparison: credit unions of similar size

Space Age Credit Union ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 5. Rank is the estimated share of peers this credit union outperforms; the tag compares it with the median peer. Percentiles are interpolated from the peer group's 10th, 25th, 50th, 75th and 90th percentile values.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 8.06% 11.43% under 10th bottom
Return on assets Middle half of peers: 0.43% to 1.23% 0.04% 0.81% under 10th bottom
Return on equity Middle half of peers: 3.87% to 9.84% 0.45% 7.02% under 10th bottom
Net interest margin Middle half of peers: 3.30% to 4.10% 4.00% 3.70% 69th above
Efficiency ratio Middle half of peers: 68.90% to 83.49% 92.83% 76.55% under 10th bottom
Cost of funds Middle half of peers: 0.92% to 1.56% 1.00% 1.24% 69th above
Delinquency ratio Middle half of peers: 0.39% to 1.12% 2.13% 0.68% under 10th bottom
Yield on assets Middle half of peers: 4.53% to 5.37% 5.00% 4.92% 55th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 76.01% 75.66% 51st position only

Quarterly trends

Last 6 quarters from this credit union's own NCUA 5300 call reports. Balances are as of each quarter end; ratios are annualized.

Assets, loans and shares

Balances at each quarter end. Shares are the credit-union term for member deposits.

Net worth

Balances at each quarter end. Net worth is the credit-union equivalent of equity capital.

Net worth ratio

Net worth over total assets. NCUA calls a credit union well capitalized at 7% and undercapitalized below 6%.

Loan-to-share ratio

Loans over shares and deposits: how much of member money is lent out rather than invested or held in cash.

Delinquency ratio

Loans 60 or more days past due as a share of total loans.

Return on assets and return on equity

Annualized, so each point is a rate rather than a running total.

Net interest margin

Annualized. Interest income less interest expense, over average earning assets.

Members

Reported member count at each quarter end.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the four ratios NCUA watches most, from Space Age Credit Union's own NCUA 5300 call report filings.

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 8.06% 0.04% 2.13% 76.01%
March 31, 2026 8.03% 0.18% 1.65% 74.45%
December 31, 2025 8.17% 0.05% 1.68% 72.64%
September 30, 2025 8.19% 0.07% 1.50% 72.76%
June 30, 2025 8.19% 0.07% 1.39% 72.24%
March 31, 2025 8.02% 0.08% 1.55% 68.31%

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Watch flags

Automated conditions triggered on this credit union's latest NCUA 5300 filing. Advisory only, not a prediction. Each flag is tagged Regulatory when it cites an official NCUA threshold, or BRR analysis when it's our own band.

Delinquency at 2.13%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.