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Credit union call report ยท Palo Alto, CA

Stanford Federal Credit Union Call Report

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Stanford Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 484 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Stanford Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13392
Federal Reserve RSSD ID640880

The official copy: search charter number 13392 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Stanford Federal Credit Union call report, Q2 2026

Statement of Financial Condition (35 items)
Stanford Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $3.7M
1b. Cash Items in Process of Collection AS0005 $860K
1c. Total Cash on Hand 730A $4.6M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $484.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $4.0M
2. Cash on Deposit (total) 730B $488.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $492.9M
8. Available-for-Sale Debt Securities AS0067 $499.1M
9. Held-to-Maturity Debt Securities AS0073 $1.4M
11. TOTAL INVESTMENT SECURITIES AS0013 $500.4M
12c. All Other Investments AS0016 $119.7M
13. TOTAL OTHER INVESTMENTS AS0017 $119.7M
15a. Number of Total Loans and Leases 025A 42,105
15b. Total Loans and Leases 025B $3.49B
17. ACL on Loans and Leases AS0048 $28.9M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $645K
18e. Foreclosed/Repossessed Assets (total) 798A $645K
19. Land and Building 007 $8.7M
20. Other Fixed Assets 008 $3.0M
21. NCUA Share Insurance Capitalization Deposit 794 $29.9M
22b. Mortgage Servicing Rights 779 $3.1M
22d. Accrued Interest on Loans 009A $12.7M
22e. Accrued Interest on Investments 009B $1.7M
22f. All Other Assets 009C $10.4M
22g. Total Other Assets AS0036 $27.9M
23. TOTAL ASSETS 010 $4.64B
Accounts Payable and Other Liabilities 825 $37.5M
Borrowings (total) 860C $490.0M
Member Shares of All Types 013 $3.61B
Total Shares and Deposits 018 $3.61B
Undivided Earnings 940 $497.2M
Net Income (equity) 602 $23.3M
Total Net Worth 997 $520.6M
Net Worth Ratio 998 11.21%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $4.64B
Statement of Income and Expense (24 items)
Stanford Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $83.8M
3. Income from Investments 120 $26.9M
5. TOTAL INTEREST INCOME 115 $110.7M
6. Dividends on Shares 380 $38.7M
8. Interest on Borrowed Money 340 $13.6M
9. TOTAL INTEREST EXPENSE 350 $52.4M
10. NET INTEREST INCOME IS0010 $58.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.2M
12e. Total Credit Loss Expense IS0017 $2.2M
13. Fee Income 131 $835K
14. Other Operating Income IS0020 $2.8M
16. Gain (Loss) on Other Investments IS0047 $168K
23. TOTAL NON-INTEREST INCOME 117 $3.8M
24. Employee Compensation and Benefits 210 $23.0M
25. Travel and Conference 230 $195K
26. Office Occupancy 250 $906K
27. Office Operations 260 $6.2M
28. Educational and Promotional 270 $2.7M
29. Loan Servicing 280 $933K
30. Professional and Outside Services 290 $1.7M
32. Operating Fees 320 $249K
33. Miscellaneous Operating Expense 360 $657K
34. TOTAL NON-INTEREST EXPENSE 671 $36.6M
35. NET INCOME 661A $23.3M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Stanford Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $1.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $3.9M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $22K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $801K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $315K
Loans Granted Year-to-Date 031A $4K
Amount of Loans Granted Year-to-Date 031B $360.5M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $7.2M
Number of current members (not number of accounts) 083 95,997
Number of potential members 084 1,344,353
Net Member Business Loan Balance 400A $420.7M
Interest Rate of Unsecured Credit Card Loans 521 1,799.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,124.00%
Interest Rate of New Vehicle Loans 523 449.00%
Interest Rate of Used Vehicle Loans 524 449.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $2.6M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $212K
Total Amount of All Other Shares 630 $8.6M
Amount of Regular Shares 657 $583.6M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $19.1M
Amount of Share Drafts 902 $904.8M
IRA/KEOGH Accounts - < 1 Year 906A $41.1M
Share Certificates - < 1 Year 908A $1.57B
Total Amount of Share Certificates 908C $1.68B
Total Amount of Money Market Shares 911 $376.9M
Number of Used Vehicle Loans 968 2,697
NCUA data file FS220A (33 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Stanford Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $3.49B
Total Shares - 1-3 Years 013B1 $110.0M
Total Shares - > 3 Years 013B2 $12.4M
Total Shares and Deposits - < 1 Year 018A $3.49B
Total Shares and Deposits - 1-3 Years 018B1 $110.0M
Total Shares and Deposits - > 3 Years 018B2 $12.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 253
Amount of Delinquent Indirect Loans 041E $131K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $51.1M
Amount of New Vehicle Loans 385 $63.1M
Amount of Unsecured Credit Card Loans 396 $57.3M
Amount of All Other Unsecured Loans/Lines of Credit 397 $41.0M
Share Certificates 451 $37K
Number of Accounts for Share Drafts 452 89,441
IRA/KEOGH Accounts 453 $2K
Number of Accounts for Regular Shares 454 57,229
All other shares 455 $2K
Money Market Shares 458 $8K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 195,410
Number of credit union employees who are Full-Time (26 hours or more) 564A 253
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 6
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $35.5M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,744.00%
Number of Outstanding Indirect Loans 617A 2,314
Total Amount of Outstanding Indirect Loans 618A $45.0M
Amount of real estate loans sold but serviced by the credit union 779A $301.0M
Total credit lines 881 $2.27B
Draws against lines of credit, less than 1 year 883A $180.0M
Draws against lines of credit, 1 to 3 years 883B1 $215.0M
Draws against lines of credit, more than 3 years 883B2 $95.0M
Draws against lines of credit, total amount 883C $490.0M
Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 945A $564K
NCUA data file FS220B (30 items)

maturity and repricing buckets (40%), credit cards (17%)

Stanford Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $515K
Number - Total Delinquent Credit Card Loans 045A 124
Total Amount of Delinquent Unsecured Credit Card Loans 045B $658K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $630.7M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $630.7M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $2.98B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $8.6M
Amount of Regular Shares - < 1 Year 657A $583.6M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $1.4M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $48K
Fair value of Held to Maturity Securities 801 $1.3M
Total Borrowings - < 1 Year 860A $180.0M
Total Borrowings - 1-3 Years 860B1 $215.0M
Total Borrowings - > 3 Years 860B2 $95.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $904.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $7.2M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.8M
Total Amount of IRA/KEOGH Accounts 906C $50.0M
Share Certificates - 1-3 Years 908B1 $102.8M
Share Certificates - > 3 Years 908B2 $10.6M
Money Market Shares - < 1 Year 911A $376.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $8.8M
Number of New Vehicle Loans 958 3,180
Total Shares 966 $195K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.1M
Number of Unsecured Credit Card Loans 993 24,234
Number of All Other Unsecured Loans/Lines of Credit 994 5,493
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 32
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Stanford Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $71K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $35K
Number of credit union branches (include the main office if member services are conducted at that location) 566 6
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.00B
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $23.6M
Amount of Participation Loans Sold Year-to-Date 691 $9.5M
NCUA data file FS220D (26 items)

member services and products offered (69%), CUSO relationships (27%)

Stanford Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Financial Counseling 879B1 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

Stanford Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $35.2M
Total Outstanding Amount of Participation Loans Sold By Type 691N $29.6M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $848K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 19
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $785K
Total Value of Investments in CUSOs 851 $920K
Total Aggregate Cash Outlay in CUSOs 853 $20K
Assets Pledged to Secure Borrowings 878 $3.23B
NCUA data file FS220H (5 items)

student loans (43%), delinquency (27%)

Stanford Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $4K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 705.00%
Amount of Non-Federally Guaranteed Student Loans 698A $1.1M
Total Unfunded Commitments for all loan types 816A $1.24B
Number of Non-Federally Guaranteed Student Loans 963A 173
NCUA data file FS220I (17 items)

vehicle lending (59%), delinquency (44%)

Stanford Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $266K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $303K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $60K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $94K
Number of Reportable Delinquent New Vehicle Loans 035E1 5
Number of Reportable Delinquent Used Vehicle Loans 035E2 10
Amount of Reportable Delinquent New Vehicle Loans 041C1 $100K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $157K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $41K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $130K
Amount of New Vehicle Loans YTD Recoveries 551C1 $32K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $17K
Commercial Share Accounts 643 $52.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $337K
Draws Against LOCs from FHLB 885A3 $490.0M
Total Draws Againts LOCs 885A4 $490.0M
Number of International Remittances originated Year-to-Date 928 3,422
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Stanford Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $52.0M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $1.3M
NCUA data file FS220L (36 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Stanford Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $42K
Total Amount of Loans & Leases on Loan Schedule 025B1 $3.49B
Total number of commercial loans to members granted or purchased YTD 090A1 $22
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 22
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $22
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $423.3M
Total outstanding balance of commercial loans to members 400A1 $420.7M
Total outstanding balance of nonmember commercial loans 400B1 $35.2M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $2K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $26.6M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $7.4M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $328.9M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $17.9M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $65.1M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $10.0M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $2K
Outstanding balance of all member and non-member commercial loans 400T1 $455.9M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $26.4M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $26.4M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $26.4M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 738.20%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 813.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 743.50%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 672.50%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 862.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 3
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $1.3M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $35.2M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $28.8M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.39B
Total Outstanding Balance of real estate secured member commercial loans 718A3 $420.6M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $35.2M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $455.9M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $26.1M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 43
NCUA data file FS220M (23 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Stanford Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $582.0M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $583.9M
Total Unfunded Commitments for Commercial Loans 814K $83K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $17.7M
Total Unfunded Commitments for Non-Commercial Loans 816T $1.24B
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $56.4M
Total number of member commercial loans 900A1 $341
Total number of nonmember commercial loans 900B1 $29
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 3
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 22
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 7
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 253
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 11
Total number of real estate secured member commercial loans 900K2 $338
Total number of real estate secured nonmember commercial loans 900K3 $29
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 367
Number of member commercial loans Secured by Multifamily Property 900M 63
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 11
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 1
Total Number of Member and Nonmember commercial loans 900T1 $370
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 3,521
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,358
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 81
NCUA data file FS220N (13 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Stanford Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $298.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $90.7M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $47.9M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $53.0M
Available-for-sale Debt Securities > 10 Years AS0066 $9.0M
Held-to-Maturity Debt Securities <=1 Year AS0068 $360K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $992K
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$14.3M
Total Liabilities LI0069 $4.14B
Number of Non-Commercial Other Government Guaranteed Loans LN0053 65
Outstanding Balance of Non-Commercial Other Government Guaranteed Loans LN0054 $566K
Guaranteed Portion of Non-Commercial Other Government Guaranteed Loans LN0055 $566K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $4.64B
NCUA data file FS220P (37 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Stanford Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $700K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $104K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $26K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $7K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $299K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $373.1M
Unsecured Credit Card Loans DL0002 $143K
All Other Unsecured Loans/Lines of Credit DL0022 $527K
All Other Unsecured Loans/Lines of Credit DL0023 $254K
All Other Unsecured Loans/Lines of Credit DL0024 $569K
All Other Unsecured Loans/Lines of Credit DL0025 $22K
All Other Unsecured Loans/Lines of Credit DL0027 $845K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $104
New Vehicle Loans DL0030 $40K
Used Vehicle Loans DL0037 $64K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $1.6M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $2.0M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $3.6M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $5
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $390K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $290K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $698K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $30K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $4
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0110 $772K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $772K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.4M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $772K
Amount of Consumer Loans in Non-Accrual Status DL0145 $4.0M
Amount of Commercial Loans in Non-Accrual Status DL0146 $771K
Interest Rate Derivative Swaps Total Notional Amount DT0005 52,000,000.00%
Interest Rate Derivative Swaps Net Fair Value Gain (Loss) DT0006 1,252,128.00%
Number of Indirect Loans - New and Used Vehicle Loans IN0001 2,314
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $45.0M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $1.24B
NCUA data file FS220Q (56 items)

investment portfolio detail (69%)

Stanford Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $1.85B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $2.65B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $580.2M
Total Borrowings LQ0860 $490.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $955K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $941K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $448.8M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $437.0M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $955K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $941K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $448.8M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $437.0M
Held-to-maturity Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0037 $396K
Held-to-maturity Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0038 $385K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0039 $39.5M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0040 $37.2M
Held-to-maturity Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0049 $396K
Held-to-maturity Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0050 $385K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $39.5M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $37.2M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Privately Issued Residential Mortgage Related Securities NV0055 $9.9M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Privately Issued Residential Mortgage Related Securities NV0056 $9.9M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Total NV0067 $9.9M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Total NV0068 $9.9M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $15.0M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $15.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $1.4M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $513.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $499.1M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $499.1M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $1.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $119.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $119.7M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $418.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $91.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $47.9M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $53.0M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $9.0M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $620.1M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 $168K
Total Gain (Loss) on Investments NV0162 $168K
RBC Total Equity RB0001 $520.6M
RBC Allowance for Credit Losses RB0002 $28.9M
RBC Total Additions RB0005 $28.9M
RBC Total Deductions RB0009 $29.9M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $519.6M
RBC Risk-Based Capital Numerator RB0012 $519.6M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $492.9M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $489.4M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $3.6M
RBC Total for Risk Weighting Securities RB0019 $500.4M
RBC Securities 0% Weight RB0020 $93.8M
RBC Securities 20% Weight RB0021 $354.0M
RBC Securities 50% Weight RB0022 $37.5M
RBC Securities 100% Weight RB0023 $15.0M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - 1- to 4-Family Residential Property SL0047 $9.5M
NCUA data file FS220R (100 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Stanford Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $417.1M
RBC Total for Risk Weighting Other Investments RB0029 $119.7M
RBC Other Investments 0% Weight RB0030 $101.6M
RBC Other Investments 20% Weight RB0031 $17.3M
RBC Other Investments 150% Weight RB0033 $814K
RBC Schedule Total Investments RB0039 $620.1M
RBC Total for Risk Weighting Total Investments RB0041 $620.1M
RBC Total Investments 0% Weight RB0042 $195.4M
RBC Total Investments 20% Weight RB0043 $371.3M
RBC Total Investments 50% Weight RB0044 $37.5M
RBC Total Investments 100% Weight RB0045 $15.0M
RBC Total Investments 150% Weight RB0046 $814K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $2.39B
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $1.63B
RBC First Lien Residential Real Estate Loans 75% Weight RB0054 $767.4M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $2.0M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $423.3M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $422.2M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $1.0M
RBC Schedule Total Consumer Loans RB0060 $215.0M
RBC Total for Risk Weighting Consumer Loans RB0062 $215.0M
RBC Consumer Loans 0% Weight RB0063 $321K
RBC Consumer Loans 20% Weight RB0064 $566K
RBC Consumer Loans 75% Weight RB0065 $115.1M
RBC Consumer Loans 100% Weight RB0066 $97.8M
RBC Consumer Loans 150% Weight RB0067 $1.3M
RBC Schedule Total Commercial Loans RB0068 $455.9M
RBC Total for Risk Weighting Commercial Loans RB0070 $455.9M
RBC Commercial Loans 100% Weight RB0073 $455.1M
RBC Commercial Loans 150% Weight RB0074 $772K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $28.9M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $28.9M
RBC Schedule Total Loans RB0079 $3.46B
RBC Total for Risk Weighting Total Loans RB0081 $3.46B
RBC Total Loans 0% Weight RB0082 -$28.6M
RBC Total Loans 20% Weight RB0083 $566K
RBC Total Loans 50% Weight RB0084 $1.63B
RBC Total Loans 75% Weight RB0085 $882.5M
RBC Total Loans 100% Weight RB0086 $977.1M
RBC Total Loans 150% Weight RB0087 $3.0M
RBC Schedule Total Other Assets RB0088 $70.2M
RBC Total for Risk Weighting Other Assets RB0090 $70.2M
RBC Other Assets 0% Weight RB0091 $29.9M
RBC Other Assets 100% Weight RB0092 $37.2M
RBC Other Assets 250% Weight RB0094 $3.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $4.64B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $4.64B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $686.1M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $375.4M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $1.66B
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $882.5M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $1.03B
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $3.9M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $3.1M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $2.61B
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $75.1M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $831.3M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $661.9M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $1.03B
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $5.8M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $7.7M
RBC Over-the-Counter Derivatives Credit Equivalent Amount RB0140 $52.0M
RBC Over-the-Counter Derivatives 0% Weight RB0141 $52.0M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $52.0M
RBC Total Off-Balance Sheet and Derivative 0% Weight RB0154 $52.0M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $4.69B
RBC Total Risk-Weighted Assets RB0171 $2.61B
RBC Total Risk Based Capital Ratio RB0172 1,990.00%
RBC Allowance for Credit Losses (Loans) RB0177 $28.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1,363.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 901,165,214.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 23,285,478.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 458.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 133,079,291.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 9,016,873.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $1K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $914.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $69.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $551
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $445.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $56.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.39B
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $158.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 136.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 15,927,274.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,356,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,222.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 407,340,495.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 115,220,858.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $423.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $116.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $6K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.82B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $275.0M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.30B
Total Shares SH0013 $3.61B
Total Shares and Deposits SH0018 $3.61B
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 29
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $35.2M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 1,298
NCUA data file FS220S (6 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Stanford Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Unsecured personal loans PP0041 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Stanford Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Stanford Federal Credit Union call report?

The Stanford Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Stanford Federal Credit Union file?

Stanford Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Stanford Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Stanford Federal Credit Union is 13392.

How often does Stanford Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Stanford Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.