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Credit union call report ยท Corpus Christi, TX

Star Financial Credit Union Call Report

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Star Financial Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 260 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Star Financial Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68300
Federal Reserve RSSD ID963280

The official copy: search charter number 68300 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Star Financial Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Star Financial Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.1M
1c. Total Cash on Hand 730A $1.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.6M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $626K
2c. Cash on Deposit in Other Financial Institutions 730B2 $23
2. Cash on Deposit (total) 730B $3.2M
3. Time Deposits in Banks and Credit Unions AS0007 $19.1M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $23.4M
12b. Perpetual Contributed Capital 769B $112K
13. TOTAL OTHER INVESTMENTS AS0017 $112K
15a. Number of Total Loans and Leases 025A 2,881
15b. Total Loans and Leases 025B $22.3M
17. ACL on Loans and Leases AS0048 $200K
19. Land and Building 007 $2.2M
20. Other Fixed Assets 008 $262K
21. NCUA Share Insurance Capitalization Deposit 794 $423K
22d. Accrued Interest on Loans 009A $64K
22e. Accrued Interest on Investments 009B $78K
22f. All Other Assets 009C $126K
22g. Total Other Assets AS0036 $268K
23. TOTAL ASSETS 010 $48.8M
Accounts Payable and Other Liabilities 825 $356K
Member Shares of All Types 013 $40.1M
Nonmember Deposits 880 $3.0M
Total Shares and Deposits 018 $43.1M
Undivided Earnings 940 $5.3M
Net Income (equity) 602 $41K
Total Net Worth 997 $5.4M
Net Worth Ratio 998 10.99%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $48.8M
Statement of Income and Expense (22 items)
Star Financial Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $828K
3. Income from Investments 120 $436K
5. TOTAL INTEREST INCOME 115 $1.3M
6. Dividends on Shares 380 $194K
9. TOTAL INTEREST EXPENSE 350 $194K
10. NET INTEREST INCOME IS0010 $1.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $194K
12e. Total Credit Loss Expense IS0017 $194K
13. Fee Income 131 $226K
14. Other Operating Income IS0020 $138K
23. TOTAL NON-INTEREST INCOME 117 $363K
24. Employee Compensation and Benefits 210 $495K
25. Travel and Conference 230 $9K
26. Office Occupancy 250 $102K
27. Office Operations 260 $268K
28. Educational and Promotional 270 $26K
29. Loan Servicing 280 $54K
30. Professional and Outside Services 290 $217K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $23K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $41K
Statement pages - all other filed accounts (24 items)

delinquency (21%), credit cards (21%)

Star Financial Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $538K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $33K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $22K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $160
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $24K
Loans Granted Year-to-Date 031A $333
Amount of Loans Granted Year-to-Date 031B $4.1M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $90K
Number of current members (not number of accounts) 083 3,310
Number of potential members 084 340,223
Non-Member Deposits 457 $1
Interest Rate of Unsecured Credit Card Loans 521 1,274.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,522.00%
Interest Rate of New Vehicle Loans 523 562.00%
Interest Rate of Used Vehicle Loans 524 838.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $251K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $22K
Amount of Regular Shares 657 $21.9M
Amount of Share Drafts 902 $9.8M
IRA/KEOGH Accounts - < 1 Year 906A $2.3M
Share Certificates - < 1 Year 908A $2.8M
Total Amount of Share Certificates 908C $3.3M
Total Amount of Money Market Shares 911 $2.8M
Number of Used Vehicle Loans 968 821
NCUA data file FS220A (21 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Star Financial Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $39.5M
Total Shares - 1-3 Years 013B1 $578K
Total Shares - > 3 Years 013B2 $1K
Total Shares and Deposits - < 1 Year 018A $39.5M
Total Shares and Deposits - 1-3 Years 018B1 $3.6M
Total Shares and Deposits - > 3 Years 018B2 $1K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 16
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $11.3M
Amount of New Vehicle Loans 385 $6.7M
Amount of Unsecured Credit Card Loans 396 $648K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.6M
Share Certificates 451 $126
Number of Accounts for Share Drafts 452 1,741
IRA/KEOGH Accounts 453 $72
Number of Accounts for Regular Shares 454 3,042
Money Market Shares 458 $52
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,034
Number of credit union employees who are Full-Time (26 hours or more) 564A 16
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $2.0M
NCUA data file FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Star Financial Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $720K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $720K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $42.4M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $21.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $9K
Non-Member Deposits - 1-3 Years 880B1 $3.0M
Amount of Share Drafts - < 1 Year 902A $9.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $72K
Total Amount of IRA/KEOGH Accounts 906C $2.4M
Share Certificates - 1-3 Years 908B1 $506K
Share Certificates - > 3 Years 908B2 $1K
Money Market Shares - < 1 Year 911A $2.8M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $90K
Number of New Vehicle Loans 958 500
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 701
Number of All Other Unsecured Loans/Lines of Credit 994 569
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 4
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Star Financial Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $4K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $2K
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $19.1M
NCUA data file FS220D (28 items)

member services and products offered (69%), CUSO relationships (27%)

Star Financial Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

Star Financial Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $601K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $353K
Assets Pledged to Secure Borrowings 878 $1.0M
Total Credit Lines at Corporate Credit Unions 884 $2.0M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Star Financial Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.0M
Total number of TDR loans outstanding 1000F $6
Total amount of TDR loans outstanding 1001F $117K
NCUA data file FS220I (15 items)

vehicle lending (59%), delinquency (44%)

Star Financial Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $12K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $453K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $425
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $247
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $21K
Number of Reportable Delinquent New Vehicle Loans 035E1 6
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $993
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $21K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $246
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $199K
Amount of New Vehicle Loans YTD Recoveries 551C1 $667
Amount of Used Vehicle Loans YTD Recoveries 551C2 $2K
Commercial Share Accounts 643 $139K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $36K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Star Financial Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $22.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 500.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 371.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 653.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.6M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $484K
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Star Financial Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $716K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 11
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 278
NCUA data file FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Star Financial Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $43.5M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $48.8M
NCUA data file FS220P (22 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Star Financial Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $24K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $19K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $19K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $29
Whole or Partial Loans Purchased Under 701.23 - YTD Recoveries CH0048 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $48K
All Other Unsecured Loans/Lines of Credit DL0023 $789
All Other Unsecured Loans/Lines of Credit DL0024 $6K
All Other Unsecured Loans/Lines of Credit DL0025 $440
All Other Unsecured Loans/Lines of Credit DL0026 $160
All Other Unsecured Loans/Lines of Credit DL0027 $7K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $7
New Vehicle Loans DL0030 $321
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $666
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $34K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $27K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $61K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $35K
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $1K
Amount of Consumer Loans in Non-Accrual Status DL0145 $55K
Amount of Commercial Loans in Non-Accrual Status DL0146 $23K
NCUA data file FS220Q (18 items)

investment portfolio detail (69%)

Star Financial Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $1.0M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $8.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $11.1M
Investment Maturity Distribution - Time Deposits - Total NV0116 $19.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $112K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $112K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $8.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $11.1M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $112K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $19.2M
RBC Total Equity RB0001 $5.4M
RBC Allowance for Credit Losses RB0002 $200K
RBC Total Additions RB0005 $200K
RBC Total Deductions RB0009 $423K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.1M
RBC Risk-Based Capital Numerator RB0012 $5.1M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $38K
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $210K
NCUA data file FS220R (31 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Star Financial Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $112K
RBC Schedule Total Consumer Loans RB0060 $21.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $200K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $200K
RBC Schedule Total Loans RB0079 $22.1M
RBC Total for Risk Weighting Total Loans RB0081 -$200K
RBC Total Loans 0% Weight RB0082 -$200K
RBC Schedule Total Other Assets RB0088 $3.2M
RBC Total for Risk Weighting Other Assets RB0090 $423K
RBC Other Assets 0% Weight RB0091 $423K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $48.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $222K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $222K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $48.8M
RBC Allowance for Credit Losses (Loans) RB0177 $200K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 6.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 350,459.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 5.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 133,618.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $484K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,720.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $12
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $487K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $23K
Total Shares SH0013 $40.1M
Total Shares and Deposits SH0018 $43.1M
Total Non-Member Deposits SH0880 $3.0M
Number of Outstanding Loans Purchased from Other Sources SL0020 116
Amount of Outstanding Loans Purchased from Other Sources SL0021 $21K

Star Financial Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Star Financial Credit Union call report?

The Star Financial Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Star Financial Credit Union file?

Star Financial Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Star Financial Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Star Financial Credit Union is 68300.

How often does Star Financial Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Star Financial Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.