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Credit union call report ยท Austin, TX

Star of Texas Credit Union Call Report

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Star of Texas Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 264 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Star of Texas Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number67512
Federal Reserve RSSD ID626192

The official copy: search charter number 67512 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Star of Texas Credit Union call report, Q2 2026

Statement of Financial Condition (33 items)
Star of Texas Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $204K
1b. Cash Items in Process of Collection AS0005 $34K
1c. Total Cash on Hand 730A $238K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $14K
2. Cash on Deposit (total) 730B $5.5M
3. Time Deposits in Banks and Credit Unions AS0007 $11.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $16.9M
12b. Perpetual Contributed Capital 769B $39K
12c. All Other Investments AS0016 $27K
13. TOTAL OTHER INVESTMENTS AS0017 $66K
15a. Number of Total Loans and Leases 025A 1,356
15b. Total Loans and Leases 025B $53.4M
17. ACL on Loans and Leases AS0048 $495K
18c. Foreclosed/Repossessed - Vehicles AS0024 $82K
18e. Foreclosed/Repossessed Assets (total) 798A $82K
19. Land and Building 007 $457K
20. Other Fixed Assets 008 $125K
21. NCUA Share Insurance Capitalization Deposit 794 $439K
22d. Accrued Interest on Loans 009A $235K
22e. Accrued Interest on Investments 009B $27K
22f. All Other Assets 009C $353K
22g. Total Other Assets AS0036 $615K
23. TOTAL ASSETS 010 $71.6M
Accounts Payable and Other Liabilities 825 $1.5M
Accrued Dividends and Interest Payable 820A $77K
Member Shares of All Types 013 $54.1M
Total Shares and Deposits 018 $54.1M
Undivided Earnings 940 $15.5M
Other Reserves 658 $497K
Total Net Worth 997 $16.0M
Net Worth Ratio 998 22.32%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $71.6M
Statement of Income and Expense (25 items)
Star of Texas Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.7M
3. Income from Investments 120 $259K
5. TOTAL INTEREST INCOME 115 $2.0M
6. Dividends on Shares 380 $516K
7. Interest on Deposits 381 $23K
9. TOTAL INTEREST EXPENSE 350 $539K
10. NET INTEREST INCOME IS0010 $1.4M
12a. Credit Loss Expense - Loans and Leases IS0011 $153K
12e. Total Credit Loss Expense IS0017 $153K
13. Fee Income 131 $228K
14. Other Operating Income IS0020 $14K
19. Gain (Loss) on Sale of Loans IS0029 -$35K
22. Other Non-Operating Income 440 $950K
23. TOTAL NON-INTEREST INCOME 117 $1.2M
24. Employee Compensation and Benefits 210 $539K
25. Travel and Conference 230 $11K
26. Office Occupancy 250 $55K
27. Office Operations 260 $121K
28. Educational and Promotional 270 $33K
29. Loan Servicing 280 $64K
30. Professional and Outside Services 290 $202K
32. Operating Fees 320 $7K
33. Miscellaneous Operating Expense 360 $7K
34. TOTAL NON-INTEREST EXPENSE 671 $1.0M
35. NET INCOME 661A $1.4M
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Star of Texas Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $83K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $63K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $15K
Loans Granted Year-to-Date 031A $178
Amount of Loans Granted Year-to-Date 031B $5.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $2.0M
Number of current members (not number of accounts) 083 2,938
Number of potential members 084 100,000
Interest Rate of Unsecured Credit Card Loans 521 1,216.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,499.00%
Interest Rate of New Vehicle Loans 523 644.00%
Interest Rate of Used Vehicle Loans 524 671.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $83K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Amount of Regular Shares 657 $13.7M
Amount of Share Drafts 902 $12.2M
IRA/KEOGH Accounts - < 1 Year 906A $255K
Share Certificates - < 1 Year 908A $11.8M
Total Amount of Share Certificates 908C $18.7M
Total Amount of Money Market Shares 911 $9.2M
Number of Used Vehicle Loans 968 304
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Star of Texas Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $47.2M
Total Shares - 1-3 Years 013B1 $6.1M
Total Shares - > 3 Years 013B2 $788K
Total Shares and Deposits - < 1 Year 018A $47.2M
Total Shares and Deposits - 1-3 Years 018B1 $6.1M
Total Shares and Deposits - > 3 Years 018B2 $788K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 30
Effective date of last audit 063 $32K
Amount of Used Vehicle Loans 370 $6.2M
Amount of New Vehicle Loans 385 $3.6M
Amount of Unsecured Credit Card Loans 396 $781K
Amount of All Other Unsecured Loans/Lines of Credit 397 $539K
Share Certificates 451 $288
Number of Accounts for Share Drafts 452 2,078
IRA/KEOGH Accounts 453 $25
Number of Accounts for Regular Shares 454 3,441
Money Market Shares 458 $207
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 6,039
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Number of Outstanding Indirect Loans 617A 3
Total Amount of Outstanding Indirect Loans 618A $2K
Total credit lines 881 $28.4M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Star of Texas Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $26K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $63K
Number - Total Delinquent Credit Card Loans 045A 16
Total Amount of Delinquent Unsecured Credit Card Loans 045B $98K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $9.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $9.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $44.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $13.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $7K
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $12.2M
Total Amount of IRA/KEOGH Accounts 906C $255K
Share Certificates - 1-3 Years 908B1 $6.1M
Share Certificates - > 3 Years 908B2 $788K
Money Market Shares - < 1 Year 911A $9.2M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.7M
Number of New Vehicle Loans 958 136
Total Shares 966 $6K
Number of Unsecured Credit Card Loans 993 401
Number of All Other Unsecured Loans/Lines of Credit 994 239
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 17
NCUA data file FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Star of Texas Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $14.4M
NCUA data file FS220D (28 items)

member services and products offered (69%), CUSO relationships (27%)

Star of Texas Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Star of Texas Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $4.5M
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Star of Texas Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.6M
NCUA data file FS220I (15 items)

vehicle lending (59%), delinquency (44%)

Star of Texas Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $8K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $59K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $28K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $11K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent New Vehicle Loans 041C1 $28K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $31K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $38K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $35K
Amount of New Vehicle Loans YTD Recoveries 551C1 $2K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $836
Commercial Share Accounts 643 $795K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $2K
Amount of Grants Received Year-to-Date 927 $950K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Star of Texas Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $53.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $845K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 620.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 650.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 426.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $77K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $41.3M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Star of Texas Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $1.6M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $466K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 252
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 22
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Star of Texas Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $55.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $89K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $71.6M
NCUA data file FS220P (17 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Star of Texas Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $3K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $914
Unsecured Credit Card Loans DL0002 $9K
All Other Unsecured Loans/Lines of Credit DL0022 $2K
All Other Unsecured Loans/Lines of Credit DL0023 $1K
All Other Unsecured Loans/Lines of Credit DL0024 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $3K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
Used Vehicle Loans DL0037 $20K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $918K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $943K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.9M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $7
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $949K
Amount of Consumer Loans in Non-Accrual Status DL0145 $1.1M
Number of Indirect Loans - New and Used Vehicle Loans IN0001 3
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $2K
NCUA data file FS220Q (16 items)

investment portfolio detail (69%)

Star of Texas Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $23.9M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $11.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $11.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $27K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $39K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $66K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $27K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $39K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $11.2M
RBC Total Equity RB0001 $16.0M
RBC Allowance for Credit Losses RB0002 $495K
RBC Total Additions RB0005 $495K
RBC Total Deductions RB0009 $439K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $16.0M
RBC Risk-Based Capital Numerator RB0012 $16.0M
NCUA data file FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Star of Texas Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $66K
RBC Schedule Total Consumer Loans RB0060 $11.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $495K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $495K
RBC Schedule Total Loans RB0079 $52.9M
RBC Total for Risk Weighting Total Loans RB0081 -$495K
RBC Total Loans 0% Weight RB0082 -$495K
RBC Schedule Total Other Assets RB0088 $1.7M
RBC Total for Risk Weighting Other Assets RB0090 $439K
RBC Other Assets 0% Weight RB0091 $439K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $71.6M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$56K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$56K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $71.6M
RBC Allowance for Credit Losses (Loans) RB0177 $495K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 20.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 3,617,423.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 462,055.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 54,600.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $56
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $10.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $64
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $10.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 105.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 16,166,941.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,539,464.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $41.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $3.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 845,073.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $845K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $255
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $42.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $3.6M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $26.8M
Total Shares SH0013 $54.1M
Total Shares and Deposits SH0018 $54.1M
NCUA data file FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Star of Texas Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Star of Texas Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Star of Texas Credit Union call report?

The Star of Texas Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Star of Texas Credit Union file?

Star of Texas Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Star of Texas Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Star of Texas Credit Union is 67512.

How often does Star of Texas Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Star of Texas Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.