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Credit union call report ยท Latham, NY

Sunmark Credit Union Call Report

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Sunmark Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 474 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Sunmark Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68710
Federal Reserve RSSD ID278377

The official copy: search charter number 68710 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Sunmark Credit Union call report, Q2 2026

Statement of Financial Condition (37 items)
Sunmark Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $11.5M
1c. Total Cash on Hand 730A $11.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $23.8M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $58.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $301K
2. Cash on Deposit (total) 730B $82.5M
3. Time Deposits in Banks and Credit Unions AS0007 $248K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $94.2M
9. Held-to-Maturity Debt Securities AS0073 $102.5M
11. TOTAL INVESTMENT SECURITIES AS0013 $102.5M
12b. Perpetual Contributed Capital 769B $1.5M
12c. All Other Investments AS0016 $4.1M
13. TOTAL OTHER INVESTMENTS AS0017 $5.6M
14. Loans Held for Sale 003 $4.5M
15a. Number of Total Loans and Leases 025A 44,850
15b. Total Loans and Leases 025B $929.1M
17. ACL on Loans and Leases AS0048 $8.1M
18a. Foreclosed/Repossessed - Commercial RE AS0022 $104K
18c. Foreclosed/Repossessed - Vehicles AS0024 $812K
18e. Foreclosed/Repossessed Assets (total) 798A $915K
19. Land and Building 007 $20.9M
20. Other Fixed Assets 008 $5.2M
21. NCUA Share Insurance Capitalization Deposit 794 $10.3M
22d. Accrued Interest on Loans 009A $2.2M
22e. Accrued Interest on Investments 009B $839K
22f. All Other Assets 009C $41.4M
22g. Total Other Assets AS0036 $44.5M
23. TOTAL ASSETS 010 $1.21B
Accounts Payable and Other Liabilities 825 $10.4M
Accrued Dividends and Interest Payable 820A $425K
ACL on Off-Balance-Sheet Exposures LI0003 $65K
Member Shares of All Types 013 $1.09B
Total Shares and Deposits 018 $1.09B
Undivided Earnings 940 $105.0M
Total Net Worth 997 $113.1M
Net Worth Ratio 998 9.46%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.21B
Statement of Income and Expense (28 items)
Sunmark Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $27.9M
3. Income from Investments 120 $3.3M
5. TOTAL INTEREST INCOME 115 $31.2M
6. Dividends on Shares 380 $7.4M
8. Interest on Borrowed Money 340 $2K
9. TOTAL INTEREST EXPENSE 350 $7.4M
10. NET INTEREST INCOME IS0010 $23.7M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.3M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $4K
12e. Total Credit Loss Expense IS0017 $2.3M
13. Fee Income 131 $5.1M
14. Other Operating Income IS0020 $4.2M
16. Gain (Loss) on Other Investments IS0047 $128K
19. Gain (Loss) on Sale of Loans IS0029 $561K
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 $55K
22. Other Non-Operating Income 440 $7K
23. TOTAL NON-INTEREST INCOME 117 $9.9M
24. Employee Compensation and Benefits 210 $13.4M
25. Travel and Conference 230 $427K
26. Office Occupancy 250 $1.6M
27. Office Operations 260 $5.2M
28. Educational and Promotional 270 $978K
29. Loan Servicing 280 $1.9M
30. Professional and Outside Services 290 $3.0M
32. Operating Fees 320 $38K
33. Miscellaneous Operating Expense 360 $57K
34. TOTAL NON-INTEREST EXPENSE 671 $26.5M
35. NET INCOME 661A $4.9M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Sunmark Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $8.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $6.0M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $430K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $123.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $12.7M
Number of current members (not number of accounts) 083 89,171
Number of potential members 084 3,926,428
Net Member Business Loan Balance 400A $130.2M
Interest Rate of Unsecured Credit Card Loans 521 1,620.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,199.00%
Interest Rate of New Vehicle Loans 523 449.00%
Interest Rate of Used Vehicle Loans 524 624.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $2.9M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $462K
Total Amount of All Other Shares 630 $614K
Amount of Regular Shares 657 $352.4M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $4.7M
Amount of Share Drafts 902 $268.6M
IRA/KEOGH Accounts - < 1 Year 906A $14.0M
Share Certificates - < 1 Year 908A $270.6M
Total Amount of Share Certificates 908C $299.5M
Total Amount of Money Market Shares 911 $149.0M
Number of Used Vehicle Loans 968 9,951
NCUA form-section FS220A (27 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Sunmark Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
The average of the current and three preceding quarter-end balances 010C $1.20B
Total Shares - < 1 Year 013A $1.06B
Total Shares - 1-3 Years 013B1 $31.7M
Total Shares - > 3 Years 013B2 $5.3M
Total Shares and Deposits - < 1 Year 018A $1.06B
Total Shares and Deposits - 1-3 Years 018B1 $31.7M
Total Shares and Deposits - > 3 Years 018B2 $5.3M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 699
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $115.9M
Amount of New Vehicle Loans 385 $82.0M
Amount of Unsecured Credit Card Loans 396 $33.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $28.0M
Share Certificates 451 $8K
Number of Accounts for Share Drafts 452 52,767
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 86,822
All other shares 455 $162
Money Market Shares 458 $4K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 153,140
Number of credit union employees who are Full-Time (26 hours or more) 564A 258
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 21
Number of Outstanding Indirect Loans 617A 120
Total Amount of Outstanding Indirect Loans 618A $186K
Amount of real estate loans sold but serviced by the credit union 779A $424.3M
Total credit lines 881 $225.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$6.6M
NCUA form-section FS220B (29 items)

maturity and repricing buckets (40%), credit cards (17%)

Sunmark Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $584K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $853K
Number - Total Delinquent Credit Card Loans 045A 284
Total Amount of Delinquent Unsecured Credit Card Loans 045B $1.7M
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $50.5M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $50.5M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.04B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $614K
Amount of Regular Shares - < 1 Year 657A $352.4M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $1.3M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $158K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $39.4M
Fair value of Held to Maturity Securities 801 $102.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $268.6M
IRA/KEOGH Accounts - 1-3 Years 906B1 $3.4M
IRA/KEOGH Accounts - > 3 Years 906B2 $4.7M
Total Amount of IRA/KEOGH Accounts 906C $22.0M
Share Certificates - 1-3 Years 908B1 $28.3M
Share Certificates - > 3 Years 908B2 $621K
Money Market Shares - < 1 Year 911A $149.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $5.3M
Number of New Vehicle Loans 958 3,124
Total Shares 966 $153K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $10.6M
Number of Unsecured Credit Card Loans 993 14,103
Number of All Other Unsecured Loans/Lines of Credit 994 10,704
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 55
NCUA form-section FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Sunmark Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 16
Supplemental Share Information - Accts Held by Member Government Depositors 631 $27K
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $152.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $8.3M
Amount of Participation Loans Purchased Year-to-Date 690 $4.6M
NCUA form-section FS220D (29 items)

member services and products offered (69%), CUSO relationships (27%)

Sunmark Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (12 items)

loans and leases (32%), participation loans (18%)

Sunmark Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $8.1M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $3.2M
Total Outstanding Amount of Participation Loans Sold By Type 691N $3.4M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $340K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 27
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $8.1M
Total Value of Investments in CUSOs 851 $10.8M
Total Aggregate Cash Outlay in CUSOs 853 $104K
Assets Pledged to Secure Borrowings 878 $402.9M
Total Credit Lines at Corporate Credit Unions 884 $75.4M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $8.1M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $8.1M
NCUA form-section FS220H (12 items)

student loans (43%), delinquency (27%)

Sunmark Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $4K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $86K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $86K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $1
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $1K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 348.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Sold 691N7 $186K
Amount of Non-Federally Guaranteed Student Loans 698A $1.3M
Total Unfunded Commitments for all loan types 816A $189.8M
Number of Non-Federally Guaranteed Student Loans 963A 177
Total number of TDR loans outstanding 1000F $23
Total amount of TDR loans outstanding 1001F $2.1M
NCUA form-section FS220I (18 items)

vehicle lending (59%), delinquency (44%)

Sunmark Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $359K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2.2M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $38K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $339K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $63K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $282K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $3K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $137K
Number of Reportable Delinquent New Vehicle Loans 035E1 11
Number of Reportable Delinquent Used Vehicle Loans 035E2 127
Amount of Reportable Delinquent New Vehicle Loans 041C1 $224K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.0M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $54K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $530K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $95K
Commercial Share Accounts 643 $5.1M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $597K
Number of International Remittances originated Year-to-Date 928 2
NCUA form-section FS220J (5 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Sunmark Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $1.1M
Other Assets - Split Dollar Life Insurance Arrangements Endorsement - Endorsement 789E1 $2.1M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $3.2M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $3.6M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $321K
NCUA form-section FS220L (45 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Sunmark Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $45K
Total Amount of Loans & Leases on Loan Schedule 025B1 $929.1M
Total number of commercial loans to members granted or purchased YTD 090A1 $26
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 2
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 9
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 4
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $14
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 1
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 10
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $183.5M
Total outstanding balance of commercial loans to members 400A1 $127.4M
Total outstanding balance of nonmember commercial loans 400B1 $3.2M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $1.1M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $1.7M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $14.6M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $16.3M
Outstanding balance of Member Commercial and Industrial loans 400L2 $307K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $93.5M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $3.2M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $3.1M
Outstanding balance of all member and non-member commercial loans 400T1 $130.6M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $9.9M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $300K
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $1.0M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $758K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $8.5M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $120K
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $7.7M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 592.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 881.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 584.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 625.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 724.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $2.3M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $859K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $1.6M
Outstanding Amount of Commercial Construction & Development Loans Sold 691N9 $1.2M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $13.2M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $341.1M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $4.7M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $124.3M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $3.2M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $127.5M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $11.4M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 12
NCUA form-section FS220M (24 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Sunmark Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $64.3M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $91.9M
Total Unfunded Commitments for Commercial Loans 814K $10.0M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $2.3M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $17.5M
Total Unfunded Commitments for Non-Commercial Loans 816T $179.8M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $3.8M
Total number of member commercial loans 900A1 $310
Total number of nonmember commercial loans 900B1 $3
Number of Member Unsecured Commercial Loans 900C5 16
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 47
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 29
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 19
Total number of real estate secured member commercial loans 900K2 $237
Total number of real estate secured nonmember commercial loans 900K3 $3
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 239
Number of Member Commercial and Industrial loans 900L2 10
Number of member commercial loans Secured by Multifamily Property 900M 189
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 3
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 82
Total Number of Member and Nonmember commercial loans 900T1 $313
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2,010
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 3,304
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 1,156
NCUA form-section FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Sunmark Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $81.0M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $21.5M
Total Liabilities LI0069 $1.10B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $692K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.21B
NCUA form-section FS220P (66 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Sunmark Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $749K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $182K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $58K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $26K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0031 $33K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0032 $204
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Unsecured Commercial Loans CH0037 $100K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $127.4M
Unsecured Credit Card Loans DL0002 $230K
All Other Unsecured Loans/Lines of Credit DL0022 $406K
All Other Unsecured Loans/Lines of Credit DL0023 $199K
All Other Unsecured Loans/Lines of Credit DL0024 $349K
All Other Unsecured Loans/Lines of Credit DL0025 $461K
All Other Unsecured Loans/Lines of Credit DL0026 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $1.0M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $211
New Vehicle Loans DL0030 $121K
Used Vehicle Loans DL0037 $289K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $163K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $26K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $51K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $30K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $40K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $146K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $16
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $3.3M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $500K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $472K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $205K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $551K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.7M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $13
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $1.6M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $247K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $607K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $429K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $585K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $1.9M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $32
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0103 $1.8M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0104 $1.8M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0105 $1
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0110 $2.9M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $2.9M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $1
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $120K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $120K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $1
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0137 $74K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0139 $74K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0140 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $1.6M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $12K
Amount of Consumer Loans in Non-Accrual Status DL0145 $7.4M
Amount of Commercial Loans in Non-Accrual Status DL0146 $4.9M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $6
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $274K
Loan Pipeline Management Derivatives Total Notional Amount DT0011 $3.6M
Loan Pipeline Management Derivatives Net Fair Value Gain (Loss) DT0012 $321K
Number of Indirect Loans - All Other Loans IN0007 120
Amount of Indirect Loans - All Other Loans IN0008 $186K
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $112.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $9.5M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $64.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $3.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $77.0M
NCUA form-section FS220Q (33 items)

investment portfolio detail (69%)

Sunmark Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Financial Standby Letters of Credit LQ0022 $526K
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $197.9M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $148.6M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $204.0M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $1.0M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $99.5M
Held-to-maturity Fair Value - US Government Obligations NV0002 $99.0M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0025 $3.0M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed NV0026 $3.0M
Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0033 $3.0M
Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0034 $3.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $102.5M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $248K
Investment Maturity Distribution - Time Deposits - Total NV0116 $248K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $102.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $125K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $5.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $5.6M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $81.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $27.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $108.4M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $128K
Total Gain (Loss) on Investments NV0162 $128K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $788K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Endorsement - Remaining Premiums NV0172 $4.1M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Endorsement - Cash Surrender Value NV0173 $2.1M
RBC Total Equity RB0001 $113.1M
RBC Allowance for Credit Losses RB0002 $8.2M
RBC Total Additions RB0005 $8.2M
RBC Total Deductions RB0009 $10.3M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $111.0M
RBC Risk-Based Capital Numerator RB0012 $111.0M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Construction & Development SL0053 $4.6M
NCUA form-section FS220R (63 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Sunmark Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $985K
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $77.6M
CCULR Off-Balance sheet exposures ratio LR0003 641.00%
RBC Schedule Total Investments RB0039 $108.1M
RBC Schedule Total Consumer Loans RB0060 $273.9M
RBC Schedule Total Commercial Loans RB0068 $130.6M
RBC Adjustments to Loans Held for Sale RB0075 -$4.5M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $8.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $8.1M
RBC Schedule Total Loans RB0079 $925.5M
RBC Adjustments to Total Loans RB0080 -$4.5M
RBC Total for Risk Weighting Total Loans RB0081 -$8.1M
RBC Total Loans 0% Weight RB0082 -$8.1M
RBC Schedule Total Other Assets RB0088 $81.7M
RBC Total for Risk Weighting Other Assets RB0090 $10.3M
RBC Other Assets 0% Weight RB0091 $10.3M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.21B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $2.2M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $2.2M
RBC All other off-balance sheet exposures RB0133 $526K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.21B
RBC Allowance for Credit Losses (Loans) RB0177 $8.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 349.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 72,061,602.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 51,574,645.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 503.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 38,730,577.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 916,700.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $501
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $109.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $9.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $49
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $15.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 608.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 105,536,365.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,494,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $341.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $65.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 314,462.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 6,685,032.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1,357.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 70,170,650.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1,945.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 113,051,737.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 9,468,015.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $183.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $16.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $5K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $524.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $81.2M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $302.7M
Total Shares SH0013 $1.09B
Total Shares and Deposits SH0018 $1.09B
Number of Loans Sold, Year-to-date SL0022 193
Amount of Loans Sold, Year-to-date SL0023 $40.1M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 146
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 193
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $40.1M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 2,275
Number of Outstanding All Other Loans Sold with Servicing Retained SL0034 120
Amount of Outstanding All Other Loans Sold with Servicing Retained SL0035 $1.7M
NCUA form-section FS220S (9 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Sunmark Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
FinTech-Other PP0048 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Sunmark Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Sunmark Credit Union call report?

The Sunmark Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Sunmark Credit Union file?

Sunmark Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Sunmark Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Sunmark Credit Union is 68710.

How often does Sunmark Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Sunmark Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.