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Tendto Federal Credit Union: Loan-to-Share Ratio

58.85% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24965) · FFIEC NIC profile (RSSD 755896)

Tendto Federal Credit Union reported a loan-to-share ratio of 58.85% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202658.85%
Q1 202651.95%
Q4 202553.77%
Q3 202550.98%
Q2 202549.43%
Q1 202549.80%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 58.85% 75.66% 21st position only

Explore more for Tendto Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.