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Credit union call report ยท Maple Grove, MN

Topline Financial Credit Union Call Report

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Topline Financial Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 479 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Topline Financial Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68731
Federal Reserve RSSD ID465999

The official copy: search charter number 68731 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Topline Financial Credit Union call report, Q2 2026

Statement of Financial Condition (38 items)
Topline Financial Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $5.3M
1c. Total Cash on Hand 730A $5.3M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.5M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $45.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $3.2M
2. Cash on Deposit (total) 730B $50.1M
3. Time Deposits in Banks and Credit Unions AS0007 $5.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $60.8M
8. Available-for-Sale Debt Securities AS0067 $37.7M
9. Held-to-Maturity Debt Securities AS0073 $23.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $60.8M
12b. Perpetual Contributed Capital 769B $330K
12c. All Other Investments AS0016 $3.3M
13. TOTAL OTHER INVESTMENTS AS0017 $3.7M
14. Loans Held for Sale 003 $532K
15a. Number of Total Loans and Leases 025A 40,854
15b. Total Loans and Leases 025B $907.4M
17. ACL on Loans and Leases AS0048 $5.6M
19. Land and Building 007 $26.2M
20. Other Fixed Assets 008 $3.6M
21. NCUA Share Insurance Capitalization Deposit 794 $9.2M
22a. Goodwill 009D2 $4.2M
22b. Mortgage Servicing Rights 779 $1.8M
22c. Other Intangible Assets AS0032 $5.8M
22d. Accrued Interest on Loans 009A $3.6M
22e. Accrued Interest on Investments 009B $268K
22f. All Other Assets 009C $40.6M
22g. Total Other Assets AS0036 $56.3M
23. TOTAL ASSETS 010 $1.12B
Accounts Payable and Other Liabilities 825 $15.7M
Borrowings (total) 860C $27.4M
Member Shares of All Types 013 $966.4M
Total Shares and Deposits 018 $966.4M
Undivided Earnings 940 $84.8M
Net Income (equity) 602 $3.8M
Total Net Worth 997 $114.1M
Net Worth Ratio 998 10.16%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.12B
Statement of Income and Expense (23 items)
Topline Financial Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $25.9M
3. Income from Investments 120 $2.9M
5. TOTAL INTEREST INCOME 115 $28.8M
6. Dividends on Shares 380 $7.3M
8. Interest on Borrowed Money 340 $646K
9. TOTAL INTEREST EXPENSE 350 $8.0M
10. NET INTEREST INCOME IS0010 $20.9M
12a. Credit Loss Expense - Loans and Leases IS0011 $1.9M
12e. Total Credit Loss Expense IS0017 $1.9M
13. Fee Income 131 $1.3M
14. Other Operating Income IS0020 $4.9M
23. TOTAL NON-INTEREST INCOME 117 $6.3M
24. Employee Compensation and Benefits 210 $10.7M
25. Travel and Conference 230 $265K
26. Office Occupancy 250 $1.6M
27. Office Operations 260 $3.0M
28. Educational and Promotional 270 $676K
29. Loan Servicing 280 $1.6M
30. Professional and Outside Services 290 $2.6M
32. Operating Fees 320 $20K
33. Miscellaneous Operating Expense 360 $947K
34. TOTAL NON-INTEREST EXPENSE 671 $21.4M
35. NET INCOME 661A $3.8M
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

Topline Financial Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $3.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $2.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.2M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $768K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $92K
Loans Granted Year-to-Date 031A $4K
Amount of Loans Granted Year-to-Date 031B $161.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $7.8M
Number of current members (not number of accounts) 083 70,319
Number of potential members 084 3,612,126
Net Member Business Loan Balance 400A $45.5M
Interest Rate of Unsecured Credit Card Loans 521 1,326.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,193.00%
Interest Rate of New Vehicle Loans 523 623.00%
Interest Rate of Used Vehicle Loans 524 655.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $2.1M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $378K
Amount of Regular Shares 657 $502.9M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $8.8M
Amount of Share Drafts 902 $210.1M
IRA/KEOGH Accounts - < 1 Year 906A $18.8M
Share Certificates - < 1 Year 908A $157.0M
Total Amount of Share Certificates 908C $174.7M
Total Amount of Money Market Shares 911 $55.9M
Number of Used Vehicle Loans 968 10,377
NCUA form-section FS220A (28 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Topline Financial Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $944.7M
Total Shares - 1-3 Years 013B1 $18.0M
Total Shares - > 3 Years 013B2 $3.7M
Total Shares and Deposits - < 1 Year 018A $944.7M
Total Shares and Deposits - 1-3 Years 018B1 $18.0M
Total Shares and Deposits - > 3 Years 018B2 $3.7M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 267
Amount of Delinquent Indirect Loans 041E $2.4M
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $190.1M
Amount of New Vehicle Loans 385 $47.0M
Amount of Unsecured Credit Card Loans 396 $17.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $13.2M
Share Certificates 451 $5K
Number of Accounts for Share Drafts 452 39,246
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 87,227
Money Market Shares 458 $1K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 134,629
Number of credit union employees who are Full-Time (26 hours or more) 564A 165
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 18
Number of Outstanding Indirect Loans 617A 8,920
Total Amount of Outstanding Indirect Loans 618A $192.8M
Amount of real estate loans sold but serviced by the credit union 779A $299.7M
Total credit lines 881 $340.0M
Draws against lines of credit, 1 to 3 years 883B1 $27.4M
Draws against lines of credit, total amount 883C $27.4M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$24K
NCUA form-section FS220B (29 items)

maturity and repricing buckets (40%), credit cards (17%)

Topline Financial Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $59K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $19K
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $170
Number - Total Delinquent Credit Card Loans 045A 45
Total Amount of Delinquent Unsecured Credit Card Loans 045B $129K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $49.2M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $49.2M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $917.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $42K
Amount of Regular Shares - < 1 Year 657A $502.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $401K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $81K
Fair value of Held to Maturity Securities 801 $22.8M
Total Borrowings - 1-3 Years 860B1 $27.4M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $210.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $2.7M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.4M
Total Amount of IRA/KEOGH Accounts 906C $22.8M
Share Certificates - 1-3 Years 908B1 $15.3M
Share Certificates - > 3 Years 908B2 $2.4M
Money Market Shares - < 1 Year 911A $55.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $491K
Number of New Vehicle Loans 958 1,847
Total Shares 966 $135K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $5.2M
Number of Unsecured Credit Card Loans 993 10,181
Number of All Other Unsecured Loans/Lines of Credit 994 5,195
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 20
NCUA form-section FS220C (11 items)

charge-offs and recoveries (27%), participation loans (18%)

Topline Financial Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $904K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $93K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $89K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $7K
Number of credit union branches (include the main office if member services are conducted at that location) 566 11
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $77.9M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $6.6M
Amount of Participation Loans Purchased Year-to-Date 690 $9.4M
Amount of Participation Loans Sold Year-to-Date 691 $843K
Outstanding balance of brokered certificates of deposit and share certificates 788 $10.1M
NCUA form-section FS220D (31 items)

member services and products offered (69%), CUSO relationships (27%)

Topline Financial Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (12 items)

loans and leases (32%), participation loans (18%)

Topline Financial Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $26.8M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $133.3M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $8.1M
Total Outstanding Amount of Participation Loans Sold By Type 691N $888K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 148
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $6.6M
Total Value of Investments in CUSOs 851 $2.5M
Total Amount Loaned to CUSOs 852 $3.4M
Total Aggregate Cash Outlay in CUSOs 853 $2.0M
Assets Pledged to Secure Borrowings 878 $458.3M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $25.5M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $25.5M
NCUA form-section FS220H (14 items)

student loans (43%), delinquency (27%)

Topline Financial Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $46K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $13K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $59K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $27
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $93K
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $7K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 710.00%
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Purchased 691L7 $9.1M
Outstanding Amount of Non-Federally Guaranteed Student Loans Participations Sold 691N7 $888K
Amount of Non-Federally Guaranteed Student Loans 698A $10.0M
Total Unfunded Commitments for all loan types 816A $170.0M
Number of Non-Federally Guaranteed Student Loans 963A 5,509
Total number of TDR loans outstanding 1000F $5
Total amount of TDR loans outstanding 1001F $5.9M
NCUA form-section FS220I (21 items)

vehicle lending (59%), delinquency (44%)

Topline Financial Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $288K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $2.5M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $90K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $808K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $33K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $288K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $53K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $271K
Number of Reportable Delinquent New Vehicle Loans 035E1 9
Number of Reportable Delinquent Used Vehicle Loans 035E2 102
Amount of Reportable Delinquent New Vehicle Loans 041C1 $266K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $2.0M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $90K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $867K
Amount of New Vehicle Loans YTD Recoveries 551C1 $2K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $73K
Commercial Share Accounts 643 $42.7M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $198K
Draws Against LOCs from FHLB 885A3 $27.4M
Total Draws Againts LOCs 885A4 $27.4M
Number of International Remittances originated Year-to-Date 928 113
NCUA form-section FS220J (3 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Topline Financial Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $13.4M
Other Assets - Other Non-insurance 789F $348K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $13.7M
NCUA form-section FS220L (48 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Topline Financial Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $41K
Total Amount of Loans & Leases on Loan Schedule 025B1 $907.4M
Total number of commercial loans to members granted or purchased YTD 090A1 $17
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $1
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 2
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $4
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $1
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 13
Number of member construction and development commercial loans 143A3 4
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 3
Outstanding balance of member construction and development commercial loans 143B3 $7.4M
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $9.6M
Number of member construction and development commercial loans granted or purchased YTD 143C3 2
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $6.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $125.3M
Amount of All Other Real Estate Loans/Lines of Credit 386B $26K
Total outstanding balance of commercial loans to members 400A1 $38.6M
Total outstanding balance of nonmember commercial loans 400B1 $76.6M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $56K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $17.5M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $14.1M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $10.6M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $50.0M
Outstanding balance of Member Commercial and Industrial loans 400L2 $2.6M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $476K
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $2.8M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $2.6M
Outstanding balance of all member and non-member commercial loans 400T1 $115.1M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $9.8M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $4.2M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $3.1M
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $4.2M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $9.2M
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $4.2M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $612K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 541.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 779.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 705.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 500.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 565.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 744.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $116.0M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $58.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $330.4M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $36.0M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $76.6M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $112.5M
NCUA form-section FS220M (25 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Topline Financial Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $91.3M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $62.2M
Total Unfunded Commitments for Commercial Loans 814K $7.6M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $4.5M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $4.4M
Total Unfunded Commitments for Non-Commercial Loans 816T $162.4M
Total number of member commercial loans 900A1 $138
Total number of nonmember commercial loans 900B1 $43
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 37
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 16
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 10
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 18
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 29
Total number of real estate secured member commercial loans 900K2 $39
Total number of real estate secured nonmember commercial loans 900K3 $43
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 82
Number of Member Commercial and Industrial loans 900L2 62
Number of member commercial loans Secured by Multifamily Property 900M 1
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 1
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 99
Total Number of Member and Nonmember commercial loans 900T1 $181
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,553
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 3,005
Number of All Other Real Estate Loans/Lines of Credit 960B 3
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 3,003
NCUA form-section FS220N (10 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Topline Financial Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $1.9M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $7.8M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $27.8M
Held-to-Maturity Debt Securities <=1 Year AS0068 $17.4M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $59K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $5.8M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$1.9M
Total Liabilities LI0069 $1.01B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $1.3M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.12B
NCUA form-section FS220P (52 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Topline Financial Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $310K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $58K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $296K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $31K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $4K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $1K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0032 $125K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $105.9M
Unsecured Credit Card Loans DL0002 $51K
Non-Federally Guaranteed Student Loans DL0016 $46K
All Other Unsecured Loans/Lines of Credit DL0022 $109K
All Other Unsecured Loans/Lines of Credit DL0023 $47K
All Other Unsecured Loans/Lines of Credit DL0024 $89K
All Other Unsecured Loans/Lines of Credit DL0027 $136K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $24
New Vehicle Loans DL0030 $89K
Used Vehicle Loans DL0037 $668K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $252K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $105K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $171K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $102K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $1K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $380K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $22
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $41K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $2.0M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.2M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $623K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $180K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $4.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $17
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $432K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $55K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $337K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $167K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $263K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $822K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $21
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $3.1M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $264K
Amount of Consumer Loans in Non-Accrual Status DL0145 $4.7M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $1
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $218K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 7,661
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $159.0M
Number of Indirect Loans - All Other Loans IN0007 1,259
Amount of Indirect Loans - All Other Loans IN0008 $33.7M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $67.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $6.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $91.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $4.0M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $102.6M
NCUA form-section FS220Q (44 items)

investment portfolio detail (69%)

Topline Financial Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $219.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $296.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $162.0M
Total Borrowings LQ0860 $27.4M
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $18.6M
Held-to-maturity Fair Value - US Government Obligations NV0002 $17.8M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0013 $27K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0014 $27K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $6.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $5.3M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $32K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $32K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $33.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $32.4M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $59K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $58K
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $39.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $37.7M
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $4.4M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $4.9M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $23.1M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $39.6M
Total Fair Value Available-for-Sale Debt Securities NV0084 $37.7M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $5.4M
Investment Maturity Distribution - Time Deposits - Total NV0116 $5.4M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $37.5M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $23.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $3.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $330K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $3.7M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $24.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $11.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $33.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $330K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $69.9M
RBC Total Equity RB0001 $115.4M
RBC Allowance for Credit Losses RB0002 $5.6M
RBC Total Additions RB0005 $5.6M
RBC Total Deductions RB0009 $19.2M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $101.8M
RBC Risk-Based Capital Numerator RB0012 $101.8M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Non-Federally Guaranteed Student Loans SL0041 $899K
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Non-Federally Guaranteed Student Loans SL0043 $843K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $8.5M
NCUA form-section FS220R (62 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Topline Financial Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $120.3M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $102.6M
CCULR Off-Balance sheet exposures ratio LR0003 913.00%
RBC Schedule Total Investments RB0039 $64.4M
RBC Schedule Total Consumer Loans RB0060 $336.6M
RBC Schedule Total Commercial Loans RB0068 $115.1M
RBC Adjustments to Loans Held for Sale RB0075 -$532K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $5.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $5.6M
RBC Schedule Total Loans RB0079 $902.4M
RBC Adjustments to Total Loans RB0080 -$532K
RBC Total for Risk Weighting Total Loans RB0081 -$5.6M
RBC Total Loans 0% Weight RB0082 -$5.6M
RBC Schedule Total Other Assets RB0088 $95.4M
RBC Total for Risk Weighting Other Assets RB0090 $19.2M
RBC Other Assets 0% Weight RB0091 $19.2M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.12B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $13.6M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $13.6M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.12B
RBC Allowance for Credit Losses (Loans) RB0177 $5.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 731.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 172,972,924.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 22,206,935.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 253.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 25,959,396.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 2,843,505.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $4
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $348K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $6
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $1.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 560.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 129,159,138.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 28,752,652.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $330.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $53.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 743.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 36,537,391.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 4,665,131.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 316.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 10,728,174.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 1,588,097.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1,946.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 78,011,030.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 18,385,198.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $125.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $24.6M
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 6.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 25,974.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $26K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $5K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $455.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $78.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $174.4M
Total Shares SH0013 $966.4M
Total Shares and Deposits SH0018 $966.4M
Number of Loans Sold, Year-to-date SL0022 59
Amount of Loans Sold, Year-to-date SL0023 $17.6M
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 59
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $17.6M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 1,756
NCUA form-section FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Topline Financial Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Topline Financial Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Topline Financial Credit Union call report?

The Topline Financial Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Topline Financial Credit Union file?

Topline Financial Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Topline Financial Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Topline Financial Credit Union is 68731.

How often does Topline Financial Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Topline Financial Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.