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Credit union call report ยท Hahnville, LA

Total Choice Federal Credit Union Call Report

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Total Choice Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 254 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Total Choice Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number22369
Federal Reserve RSSD ID562683

The official copy: search charter number 22369 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Total Choice Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Total Choice Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.1M
1c. Total Cash on Hand 730A $1.1M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $35K
2. Cash on Deposit (total) 730B $3.1M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.2M
8. Available-for-Sale Debt Securities AS0067 $27.9M
11. TOTAL INVESTMENT SECURITIES AS0013 $27.9M
12b. Perpetual Contributed Capital 769B $193K
12c. All Other Investments AS0016 $31K
13. TOTAL OTHER INVESTMENTS AS0017 $224K
15a. Number of Total Loans and Leases 025A 2,555
15b. Total Loans and Leases 025B $18.8M
17. ACL on Loans and Leases AS0048 $177K
19. Land and Building 007 $2.4M
20. Other Fixed Assets 008 $128K
21. NCUA Share Insurance Capitalization Deposit 794 $482K
22c. Other Intangible Assets AS0032 $11K
22d. Accrued Interest on Loans 009A $86K
22e. Accrued Interest on Investments 009B $50K
22f. All Other Assets 009C $261K
22g. Total Other Assets AS0036 $408K
23. TOTAL ASSETS 010 $54.3M
Accounts Payable and Other Liabilities 825 $357K
Member Shares of All Types 013 $50.1M
Total Shares and Deposits 018 $50.1M
Undivided Earnings 940 $3.6M
Total Net Worth 997 $4.1M
Net Worth Ratio 998 7.54%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $54.3M
Statement of Income and Expense (22 items)
Total Choice Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $530K
3. Income from Investments 120 $439K
5. TOTAL INTEREST INCOME 115 $969K
6. Dividends on Shares 380 $107K
9. TOTAL INTEREST EXPENSE 350 $107K
10. NET INTEREST INCOME IS0010 $862K
12a. Credit Loss Expense - Loans and Leases IS0011 $6K
12e. Total Credit Loss Expense IS0017 $6K
13. Fee Income 131 $332K
22. Other Non-Operating Income 440 $18K
23. TOTAL NON-INTEREST INCOME 117 $350K
24. Employee Compensation and Benefits 210 $404K
25. Travel and Conference 230 $5K
26. Office Occupancy 250 $90K
27. Office Operations 260 $191K
28. Educational and Promotional 270 $13K
29. Loan Servicing 280 $18K
30. Professional and Outside Services 290 $430K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $9K
34. TOTAL NON-INTEREST EXPENSE 671 $1.2M
35. NET INCOME 661A $42K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Total Choice Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $108K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $9K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $22K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $3K
Loans Granted Year-to-Date 031A $452
Amount of Loans Granted Year-to-Date 031B $4.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $38K
Number of current members (not number of accounts) 083 4,368
Number of potential members 084 8,500
Interest Rate of Unsecured Credit Card Loans 521 790.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,419.00%
Interest Rate of New Vehicle Loans 523 515.00%
Interest Rate of Used Vehicle Loans 524 617.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $51K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $29K
Amount of Regular Shares 657 $32.7M
Amount of Share Drafts 902 $10.4M
IRA/KEOGH Accounts - < 1 Year 906A $776K
Share Certificates - < 1 Year 908A $4.9M
Total Amount of Share Certificates 908C $5.6M
Total Amount of Money Market Shares 911 $628K
Number of Used Vehicle Loans 968 514
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Total Choice Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $49.4M
Total Shares - 1-3 Years 013B1 $635K
Total Shares and Deposits - < 1 Year 018A $49.4M
Total Shares and Deposits - 1-3 Years 018B1 $635K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 6
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $5.9M
Amount of New Vehicle Loans 385 $5.2M
Amount of Unsecured Credit Card Loans 396 $2.4M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.7M
Share Certificates 451 $277
Number of Accounts for Share Drafts 452 2,270
IRA/KEOGH Accounts 453 $31
Number of Accounts for Regular Shares 454 5,201
Money Market Shares 458 $29
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 7,808
Number of credit union employees who are Full-Time (26 hours or more) 564A 15
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $126K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,790.00%
Number of Outstanding Indirect Loans 617A 313
Total Amount of Outstanding Indirect Loans 618A $1.1M
Total credit lines 881 $6.0M
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Total Choice Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $9K
Number - Total Delinquent Credit Card Loans 045A 3
Total Amount of Delinquent Unsecured Credit Card Loans 045B $9K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $49.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $32.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $19K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $5K
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $10.4M
IRA/KEOGH Accounts - 1-3 Years 906B1 $12K
Total Amount of IRA/KEOGH Accounts 906C $788K
Share Certificates - 1-3 Years 908B1 $623K
Money Market Shares - < 1 Year 911A $628K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $187K
Number of New Vehicle Loans 958 272
Total Shares 966 $8K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $22K
Number of Unsecured Credit Card Loans 993 1,208
Number of All Other Unsecured Loans/Lines of Credit 994 431
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 13
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Total Choice Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.2M
Amount of Participation Loans Purchased Year-to-Date 690 $1.1M
Outstanding balance of brokered certificates of deposit and share certificates 788 $27.9M
NCUA data file FS220D (21 items)

member services and products offered (69%), CUSO relationships (27%)

Total Choice Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (7 items)

loans and leases (32%), participation loans (18%)

Total Choice Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $536K
Total Outstanding Amount of Participation Loans Purchased By Type 691L $1.1M
Total Value of Investments in CUSOs 851 $50K
Total Aggregate Cash Outlay in CUSOs 853 $50K
Total Credit Lines at Corporate Credit Unions 884 $6.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $536K
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $536K
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Total Choice Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $4.2M
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Total Choice Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $32K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $51K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $22K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $22K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $7K
Amount of New Vehicle Loans YTD Recoveries 551C1 $1K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $18K
Commercial Share Accounts 643 $359K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $7K
Number of International Remittances originated Year-to-Date 928 15
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Total Choice Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $18.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $816K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 575.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 515.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 212.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $729K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $2.0M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Total Choice Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $3.3M
Total Unfunded Commitments for Non-Commercial Loans 816T $4.2M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $887K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 35
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 22
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 73
NCUA data file FS220N (7 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Total Choice Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $10.6M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $12.1M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $5.1M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$262K
Total Liabilities LI0069 $50.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $48K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $54.3M
NCUA data file FS220P (12 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Total Choice Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $32K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $4K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $600
All Other Unsecured Loans/Lines of Credit DL0022 $22K
All Other Unsecured Loans/Lines of Credit DL0024 $1K
All Other Unsecured Loans/Lines of Credit DL0027 $1K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1
Used Vehicle Loans DL0037 $7K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $7K
Amount of Consumer Loans in Non-Accrual Status DL0145 $22K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 313
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $1.1M
NCUA data file FS220Q (21 items)

investment portfolio detail (69%)

Total Choice Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $28.1M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $27.9M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $28.1M
Total Fair Value Available-for-Sale Debt Securities NV0084 $27.9M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $27.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $31K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $193K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $224K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $10.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $12.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $5.1M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $193K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $28.1M
RBC Total Equity RB0001 $4.1M
RBC Allowance for Credit Losses RB0002 $177K
RBC Total Additions RB0005 $177K
RBC Total Deductions RB0009 $493K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.8M
RBC Risk-Based Capital Numerator RB0012 $3.8M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $1.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Vehicle - Non-commercial SL0037 $1.1M
NCUA data file FS220R (30 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Total Choice Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $28.1M
RBC Schedule Total Consumer Loans RB0060 $15.9M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $177K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $177K
RBC Schedule Total Loans RB0079 $18.6M
RBC Total for Risk Weighting Total Loans RB0081 -$177K
RBC Total Loans 0% Weight RB0082 -$177K
RBC Schedule Total Other Assets RB0088 $3.4M
RBC Total for Risk Weighting Other Assets RB0090 $493K
RBC Other Assets 0% Weight RB0091 $493K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $54.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $316K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $316K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $54.3M
RBC Allowance for Credit Losses (Loans) RB0177 $177K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 12.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 933,176.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 151,700.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 23.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,105,852.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $2.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $152K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 816,063.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $816K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $57
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $152K
Total Shares SH0013 $50.1M
Total Shares and Deposits SH0018 $50.1M
NCUA data file FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Total Choice Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Total Choice Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Total Choice Federal Credit Union call report?

The Total Choice Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Total Choice Federal Credit Union file?

Total Choice Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Total Choice Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Total Choice Federal Credit Union is 22369.

How often does Total Choice Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Total Choice Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.