Skip to main content

Trenton Teachers Federal Credit Union

Trenton, NJ Credit Union Est. 1938 NCUA #2932 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026

Trenton Teachers Federal Credit Union is a federally insured credit union headquartered in Trenton, NJ, established in 1938. As of June 30, 2026, it served 395 members and reported total assets of $1.9M. All figures are standardized from the credit union's NCUA 5300 call report.

Frequently asked about Trenton Teachers Federal Credit Union

How big is Trenton Teachers Federal Credit Union?

Trenton Teachers Federal Credit Union reported approximately $1.9M in total assets and 395 members as of Q2 2026.

Is Trenton Teachers Federal Credit Union well capitalized?

Its net worth ratio was 22.39%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

Credit Union Profile

Headquarters
Trenton, NJ 08650
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1938
NCUA Charter #
2932
RSSD ID
990071
Members
395
Potential members
1,500

Size & Membership

Total assets $1.9M
Total shares & deposits $1.5M
Total loans $111K
Members 395

Profitability

Return on assets (ROA) 1.06%
Return on equity (ROE) 4.75%
Net interest margin 4.04%
Efficiency ratio 75.40%
Cost of funds 0.15%

Capital & Asset Quality

Net worth $432K
Net worth ratio 22.39%
Net worth category Well capitalized
Delinquency ratio 13.59%
Loan-to-share ratio 7.48%
Yield on assets 4.19%

Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.

Quarterly trends

Last 6 quarters from this credit union's own NCUA 5300 call reports. Balances are as of each quarter end; ratios are annualized.

Assets, loans and shares

Balances at each quarter end. Shares are the credit-union term for member deposits.

Net worth

Balances at each quarter end. Net worth is the credit-union equivalent of equity capital.

Net worth ratio

Net worth over total assets. NCUA calls a credit union well capitalized at 7% and undercapitalized below 6%.

Loan-to-share ratio

Loans over shares and deposits: how much of member money is lent out rather than invested or held in cash.

Delinquency ratio

Loans 60 or more days past due as a share of total loans.

Return on assets and return on equity

Annualized, so each point is a rate rather than a running total.

Net interest margin

Annualized. Interest income less interest expense, over average earning assets.

Members

Reported member count at each quarter end.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the four ratios NCUA watches most, from Trenton Teachers Federal Credit Union's own NCUA 5300 call report filings.

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 22.39% 1.06% 13.59% 7.48%
March 31, 2026 18.07% 1.64% 5.57% 9.87%
December 31, 2025 19.50% 1.85% 3.88% 16.09%
September 30, 2025 21.59% 1.49% 3.94% 19.31%
June 30, 2025 20.81% 1.24% 9.85% 8.36%
March 31, 2025 16.67% 2.27% 5.21% 11.78%

Scroll sideways to see every column.

Watch flags

Automated conditions triggered on this credit union's latest NCUA 5300 filing. Advisory only, not a prediction. Each flag is tagged Regulatory when it cites an official NCUA threshold, or BRR analysis when it's our own band.

Delinquency at 13.59%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.