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University Credit Union Call Report

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University Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 511 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

University Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number64171
Federal Reserve RSSD ID321899

The official copy: search charter number 64171 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

University Credit Union call report, Q2 2026

Statement of Financial Condition (43 items)
University Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $4.0M
1b. Cash Items in Process of Collection AS0005 $1.2M
1c. Total Cash on Hand 730A $5.2M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $47.5M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $2.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.6M
2. Cash on Deposit (total) 730B $51.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $56.6M
6. Equity Securities AS0055 $9.9M
8. Available-for-Sale Debt Securities AS0067 $22.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $32.3M
12b. Perpetual Contributed Capital 769B $695K
12c. All Other Investments AS0016 $8.6M
13. TOTAL OTHER INVESTMENTS AS0017 $9.2M
14. Loans Held for Sale 003 $471K
15a. Number of Total Loans and Leases 025A 33,229
15b. Total Loans and Leases 025B $998.4M
17. ACL on Loans and Leases AS0048 $7.1M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $80K
18c. Foreclosed/Repossessed - Vehicles AS0024 $25K
18e. Foreclosed/Repossessed Assets (total) 798A $106K
20. Other Fixed Assets 008 $21.3M
21. NCUA Share Insurance Capitalization Deposit 794 $8.3M
22a. Goodwill 009D2 $741K
22b. Mortgage Servicing Rights 779 $751K
22c. Other Intangible Assets AS0032 $510K
22d. Accrued Interest on Loans 009A $4.2M
22e. Accrued Interest on Investments 009B $160K
22f. All Other Assets 009C $44.1M
22g. Total Other Assets AS0036 $50.5M
23. TOTAL ASSETS 010 $1.17B
Accounts Payable and Other Liabilities 825 $30.4M
Accrued Dividends and Interest Payable 820A $136K
ACL on Off-Balance-Sheet Exposures LI0003 $78
Borrowings (total) 860C $45.0M
Member Shares of All Types 013 $947.7M
Nonmember Deposits 880 $43.2M
Total Shares and Deposits 018 $990.9M
Undivided Earnings 940 $92.4M
Net Income (equity) 602 $149K
Total Net Worth 997 $102.2M
Net Worth Ratio 998 8.73%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.17B
Statement of Income and Expense (30 items)
University Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $26.6M
3. Income from Investments 120 $1.4M
4. Other Interest Income IS0005 $686K
5. TOTAL INTEREST INCOME 115 $28.7M
6. Dividends on Shares 380 $7.0M
7. Interest on Deposits 381 $770K
8. Interest on Borrowed Money 340 $899K
9. TOTAL INTEREST EXPENSE 350 $8.7M
10. NET INTEREST INCOME IS0010 $20.0M
12a. Credit Loss Expense - Loans and Leases IS0011 $3.2M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 -$783
12e. Total Credit Loss Expense IS0017 $3.2M
13. Fee Income 131 $646K
14. Other Operating Income IS0020 $1.9M
15. Gain (Loss) on Equity/Trading Securities IS0046 $392K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$268K
19. Gain (Loss) on Sale of Loans IS0029 $38K
22. Other Non-Operating Income 440 $315K
23. TOTAL NON-INTEREST INCOME 117 $3.0M
24. Employee Compensation and Benefits 210 $8.3M
25. Travel and Conference 230 $203K
26. Office Occupancy 250 $1.9M
27. Office Operations 260 $2.0M
28. Educational and Promotional 270 $1.6M
29. Loan Servicing 280 $1.8M
30. Professional and Outside Services 290 $3.3M
32. Operating Fees 320 $71K
33. Miscellaneous Operating Expense 360 $709K
34. TOTAL NON-INTEREST EXPENSE 671 $19.7M
35. NET INCOME 661A $149K
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

University Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $5.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $5.1M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $311K
Loans Granted Year-to-Date 031A $3K
Amount of Loans Granted Year-to-Date 031B $114.2M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $14.5M
Number of current members (not number of accounts) 083 60,212
Number of potential members 084 2,500,000
Net Member Business Loan Balance 400A $48.2M
Non-Member Deposits 457 $26
Interest Rate of Unsecured Credit Card Loans 521 1,049.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,800.00%
Interest Rate of New Vehicle Loans 523 399.00%
Interest Rate of Used Vehicle Loans 524 549.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $4.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $388K
Amount of Regular Shares 657 $187.7M
Amount of Share Drafts 902 $217.0M
IRA/KEOGH Accounts - < 1 Year 906A $12.2M
Share Certificates - < 1 Year 908A $63.3M
Total Amount of Share Certificates 908C $97.9M
Total Amount of Money Market Shares 911 $425.6M
Number of Used Vehicle Loans 968 2,621
NCUA data file FS220A (29 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

University Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $905.8M
Total Shares - 1-3 Years 013B1 $41.2M
Total Shares - > 3 Years 013B2 $701K
Total Shares and Deposits - < 1 Year 018A $905.8M
Total Shares and Deposits - 1-3 Years 018B1 $84.4M
Total Shares and Deposits - > 3 Years 018B2 $701K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 514
Amount of Delinquent Indirect Loans 041E $3.1M
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $40.2M
Amount of New Vehicle Loans 385 $64.9M
Amount of Unsecured Credit Card Loans 396 $26.3M
Amount of All Other Unsecured Loans/Lines of Credit 397 $28.1M
Share Certificates 451 $3K
Number of Accounts for Share Drafts 452 37,115
IRA/KEOGH Accounts 453 $925
Number of Accounts for Regular Shares 454 64,172
Money Market Shares 458 $10K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 115,453
Number of credit union employees who are Full-Time (26 hours or more) 564A 120
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 4,346
Total Amount of Outstanding Indirect Loans 618A $126.9M
Amount of real estate loans sold but serviced by the credit union 779A $89.8M
Amount of Borrowings Subject to Early Repayment at Lender's Option 865A $45.0M
Total credit lines 881 $263.6M
Draws against lines of credit, 1 to 3 years 883B1 $45.0M
Draws against lines of credit, total amount 883C $45.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $1.1M
NCUA data file FS220B (28 items)

maturity and repricing buckets (40%), credit cards (17%)

University Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $298K
Number - Total Delinquent Credit Card Loans 045A 117
Total Amount of Delinquent Unsecured Credit Card Loans 045B $440K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $148.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $148.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $842.7M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $32K
Amount of Regular Shares - < 1 Year 657A $187.7M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $1.0M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $94K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $5.5M
Total Borrowings - 1-3 Years 860B1 $45.0M
Non-Member Deposits - 1-3 Years 880B1 $43.2M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $217.0M
IRA/KEOGH Accounts - 1-3 Years 906B1 $7.0M
IRA/KEOGH Accounts - > 3 Years 906B2 $280K
Total Amount of IRA/KEOGH Accounts 906C $19.4M
Share Certificates - 1-3 Years 908B1 $34.2M
Share Certificates - > 3 Years 908B2 $422K
Money Market Shares - < 1 Year 911A $425.6M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $7.7M
Number of New Vehicle Loans 958 1,961
Total Shares 966 $115K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.9M
Number of Unsecured Credit Card Loans 993 12,931
Number of All Other Unsecured Loans/Lines of Credit 994 6,120
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 41
NCUA data file FS220C (9 items)

charge-offs and recoveries (27%), participation loans (18%)

University Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $333K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $297K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $57K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $44K
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $60.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $6.6M
Amount of Participation Loans Purchased Year-to-Date 690 $9.6M
NCUA data file FS220D (29 items)

member services and products offered (69%), CUSO relationships (27%)

University Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (11 items)

loans and leases (32%), participation loans (18%)

University Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $10.8M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $134.4M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $91.3M
Total Outstanding Amount of Participation Loans Sold By Type 691N $19.2M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $17.6M
Total Value of Investments in CUSOs 851 $1.1M
Total Aggregate Cash Outlay in CUSOs 853 $555K
Assets Pledged to Secure Borrowings 878 $395.9M
Total Credit Lines at Corporate Credit Unions 884 $15.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $9.6M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $9.6M
NCUA data file FS220H (12 items)

student loans (43%), delinquency (27%)

University Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $113K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $63K
Amount of Non-Federally Guaranteed Student Loans - 12 months and over 023T $5K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $68K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $2
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $145K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 374.00%
Amount of Non-Federally Guaranteed Student Loans 698A $14.9M
Total Unfunded Commitments for all loan types 816A $209.5M
Number of Non-Federally Guaranteed Student Loans 963A 398
Total number of TDR loans outstanding 1000F $47
Total amount of TDR loans outstanding 1001F $3.7M
NCUA data file FS220I (19 items)

vehicle lending (59%), delinquency (44%)

University Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $321K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $644K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $67K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $131K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $72K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $94K
Number of Reportable Delinquent New Vehicle Loans 035E1 5
Number of Reportable Delinquent Used Vehicle Loans 035E2 34
Amount of Reportable Delinquent New Vehicle Loans 041C1 $250K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $620K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $28K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $253K
Amount of New Vehicle Loans YTD Recoveries 551C1 $835
Amount of Used Vehicle Loans YTD Recoveries 551C2 $17K
Commercial Share Accounts 643 $6.4M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $95K
Draws Against LOCs from FHLB 885A3 $45.0M
Total Draws Againts LOCs 885A4 $45.0M
Number of International Remittances originated Year-to-Date 928 137
NCUA data file FS220J (5 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

University Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Securities 789C $7.1M
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $3.0M
Other Assets - Other Insurance 789E2 $557K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $10.6M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $2.9M
NCUA data file FS220L (28 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

University Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $33K
Total Amount of Loans & Leases on Loan Schedule 025B1 $998.4M
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $3
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 1
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $3
Number of purchased or participation interests in commercial loans secured by Multifamily property to nonmembers purchased YTD 090M1 2
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $158.0M
Total outstanding balance of commercial loans to members 400A1 $48.2M
Total outstanding balance of nonmember commercial loans 400B1 $40.6M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $38.0M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $18.4M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $10.2M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $22.2M
Outstanding balance of all member and non-member commercial loans 400T1 $88.8M
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $9.5M
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $4.5M
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $9.5M
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property purchased YTD 475M1 $5.0M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 650.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 725.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 288.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 299.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $23.9M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $135.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $441.8M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $48.2M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $40.6M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $88.8M
NCUA data file FS220M (18 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

University Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $109.8M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $82.2M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $5.6M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $12.0M
Total Unfunded Commitments for Non-Commercial Loans 816T $209.5M
Total number of member commercial loans 900A1 $24
Total number of nonmember commercial loans 900B1 $17
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 15
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 8
Total number of real estate secured member commercial loans 900K2 $24
Total number of real estate secured nonmember commercial loans 900K3 $17
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 41
Number of member commercial loans Secured by Multifamily Property 900M 9
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 9
Total Number of Member and Nonmember commercial loans 900T1 $41
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 903
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,697
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 5,557
NCUA data file FS220N (10 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

University Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Equity Securities >3 and <=5 Years AS0052 $9.9M
Available-for-sale Debt Securities <=1 Year AS0062 $11.5M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $7.0M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $3.8M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$843K
Total Liabilities LI0069 $1.07B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $1.8M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.17B
Number of Loans Purchased from Other Financial Institutions YTD (Whole or partial loans) SL0014 4
Amount of Loans Purchased from Other Financial Institutions YTD (Whole or partial loans) SL0015 $515K
NCUA data file FS220P (49 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

University Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.4M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $43K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $1.4M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $233K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $12K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $88.8M
Unsecured Credit Card Loans DL0002 $142K
All Other Unsecured Loans/Lines of Credit DL0022 $165K
All Other Unsecured Loans/Lines of Credit DL0023 $289K
All Other Unsecured Loans/Lines of Credit DL0024 $277K
All Other Unsecured Loans/Lines of Credit DL0025 $20K
All Other Unsecured Loans/Lines of Credit DL0027 $586K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $176
New Vehicle Loans DL0030 $184K
Used Vehicle Loans DL0037 $324K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $2.1M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $710K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $1.4M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $1.2M
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $43K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $3.4M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $100
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $1.1M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.7M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $85K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $3.7M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $5.5M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $10
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $945K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $338K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $742K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $1.3M
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $1.3M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $3.7M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $70
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $2.0M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $130K
Amount of Consumer Loans in Non-Accrual Status DL0145 $15.4M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $8
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $634K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1,126
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $50.0M
Number of Indirect Loans - First Lien and Junio Lien Residential Loans IN0003 1,583
Amount of Indirect Loans - First Lien and Junio Lien Residential Loans IN0004 $44.3M
Number of Indirect Loans - All Other Loans IN0007 1,637
Amount of Indirect Loans - All Other Loans IN0008 $32.5M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $99.7M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $109.8M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $109.8M
NCUA data file FS220Q (45 items)

investment portfolio detail (69%)

University Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $40.2M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $234.8M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $338.3M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $17.5M
Total Borrowings LQ0860 $45.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $7.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $7.4M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $15.5M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $14.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $23.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $22.3M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $23.1M
Total Fair Value Available-for-Sale Debt Securities NV0084 $22.3M
Trading Investments - Equity Securities - Other Equities NV0108 $9.9M
Trading Investments - Equity Securities - Total Equity Securities NV0109 $9.9M
Total Trading Debt and Equity Securities NV0110 $9.9M
Investment Maturity Distribution - Equity Securities - Total NV0122 $9.9M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $22.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $8.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $695K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $9.2M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $11.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $15.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $13.8M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $695K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $41.5M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $240K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $2.6M
RBC Total Equity RB0001 $103.4M
RBC Allowance for Credit Losses RB0002 $7.1M
RBC Total Additions RB0005 $7.1M
RBC Total Deductions RB0009 $9.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $100.9M
RBC Risk-Based Capital Numerator RB0012 $100.9M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $56.6M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $7.7M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $48.9M
RBC Total for Risk Weighting Securities RB0019 $32.3M
RBC Securities 0% Weight RB0020 $747K
RBC Securities 20% Weight RB0021 $21.5M
RBC Securities 300% Weight RB0024 $9.9M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $940K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $9.6M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $18.2M
Participation Loans: Participations Sold - Retained Balance Outstanding - All Other SL0058 $1.6M
NCUA data file FS220R (114 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

University Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $13.8M
CCULR Off-Balance sheet exposures LR0002 $109.8M
CCULR Off-Balance sheet exposures ratio LR0003 938.00%
RBC Total for Risk Weighting Other Investments RB0029 $9.2M
RBC Other Investments 0% Weight RB0030 $2.7M
RBC Other Investments 20% Weight RB0031 $5.9M
RBC Other Investments 150% Weight RB0033 $695K
RBC Schedule Total Investments RB0039 $41.5M
RBC Total for Risk Weighting Total Investments RB0041 $41.5M
RBC Total Investments 0% Weight RB0042 $3.4M
RBC Total Investments 20% Weight RB0043 $27.4M
RBC Total Investments 150% Weight RB0046 $695K
RBC Total Investments 300% Weight RB0047 $9.9M
RBC Adjustments to First Lien Residential Real Estate Loans RB0051 $471K
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $442.3M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $409.5M
RBC First Lien Residential Real Estate Loans 75% Weight RB0054 $27.2M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $5.5M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $158.0M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $154.7M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $3.4M
RBC Schedule Total Consumer Loans RB0060 $309.7M
RBC Total for Risk Weighting Consumer Loans RB0062 $309.7M
RBC Consumer Loans 0% Weight RB0063 $342K
RBC Consumer Loans 75% Weight RB0065 $240.1M
RBC Consumer Loans 100% Weight RB0066 $65.6M
RBC Consumer Loans 150% Weight RB0067 $3.7M
RBC Schedule Total Commercial Loans RB0068 $88.8M
RBC Total for Risk Weighting Commercial Loans RB0070 $88.8M
RBC Commercial Loans 100% Weight RB0073 $88.8M
RBC Adjustments to Loans Held for Sale RB0075 -$471K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $7.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $7.1M
RBC Schedule Total Loans RB0079 $991.8M
RBC Total for Risk Weighting Total Loans RB0081 $991.8M
RBC Total Loans 0% Weight RB0082 -$6.7M
RBC Total Loans 50% Weight RB0084 $409.5M
RBC Total Loans 75% Weight RB0085 $267.3M
RBC Total Loans 100% Weight RB0086 $314.6M
RBC Total Loans 150% Weight RB0087 $7.0M
RBC Schedule Total Other Assets RB0088 $80.2M
RBC Total for Risk Weighting Other Assets RB0090 $80.2M
RBC Other Assets 0% Weight RB0091 $9.5M
RBC Other Assets 100% Weight RB0092 $68.8M
RBC Other Assets 150% Weight RB0093 $1.1M
RBC Other Assets 250% Weight RB0094 $751K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.17B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.17B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $14.0M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $76.3M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $409.5M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $267.3M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $383.4M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $8.9M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $751K
RBC Total Risk Weighted On-Balance Sheet Assets 300% Weight RB0108 $9.9M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $849.0M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $15.3M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $204.8M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $200.5M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $383.4M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $13.3M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $1.9M
RBC Total Risk Weighted Assets On-Balance Sheet 300% Weight RB0119 $30.0M
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $11.0M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $11.0M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $11.0M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $11.0M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $11.0M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $11.0M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.18B
RBC Total Risk-Weighted Assets RB0171 $860.0M
RBC Total Risk Based Capital Ratio RB0172 1,173.00%
RBC Allowance for Credit Losses (Loans) RB0177 $7.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 442.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 205,640,686.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 8,051,284.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 112.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 14,382,554.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 1,570,538.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $187
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $120.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $7.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $162
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $100.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $2.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $441.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $19.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 42.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,017,521.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 147,406.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 577.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 23,206,587.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 514,664.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,078.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 132,800,737.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 25,170,300.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $158.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $25.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $4K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $599.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $45.5M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $370.8M
Total Shares SH0013 $947.7M
Total Shares and Deposits SH0018 $990.9M
Total Non-Member Deposits SH0880 $43.2M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 6
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $3.7M
Number of Loans Sold, Year-to-date SL0022 14
Amount of Loans Sold, Year-to-date SL0023 $5.5M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 14
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 14
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $5.5M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 300
NCUA data file FS220S (7 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

University Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

University Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the University Credit Union call report?

The University Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does University Credit Union file?

University Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the University Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for University Credit Union is 64171.

How often does University Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

University Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.