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Credit union call report ยท Austin, TX

University Federal Credit Union Call Report

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University Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 478 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

University Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number1367
Federal Reserve RSSD ID369976

The official copy: search charter number 1367 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

University Federal Credit Union call report, Q2 2026

Statement of Financial Condition (44 items)
University Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $57.7M
1b. Cash Items in Process of Collection AS0005 $84.6M
1c. Total Cash on Hand 730A $142.3M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $53.7M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $29.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.6M
2. Cash on Deposit (total) 730B $85.1M
3. Time Deposits in Banks and Credit Unions AS0007 $244K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $227.6M
8. Available-for-Sale Debt Securities AS0067 $722.4M
10b. ACL on Available-for-Sale Debt Securities AS0042 $197K
11. TOTAL INVESTMENT SECURITIES AS0013 $722.4M
12b. Perpetual Contributed Capital 769B $656K
12c. All Other Investments AS0016 $46.0M
13. TOTAL OTHER INVESTMENTS AS0017 $46.6M
14. Loans Held for Sale 003 $34.0M
15a. Number of Total Loans and Leases 025A 174,782
15b. Total Loans and Leases 025B $2.97B
17. ACL on Loans and Leases AS0048 $53.1M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $1.2M
18c. Foreclosed/Repossessed - Vehicles AS0024 $1.1M
18d. Foreclosed/Repossessed - Other AS0025 $7K
18e. Foreclosed/Repossessed Assets (total) 798A $2.3M
19. Land and Building 007 $87.3M
20. Other Fixed Assets 008 $57.6M
21. NCUA Share Insurance Capitalization Deposit 794 $30.9M
22b. Mortgage Servicing Rights 779 $14.4M
22c. Other Intangible Assets AS0032 $15.6M
22d. Accrued Interest on Loans 009A $12.3M
22e. Accrued Interest on Investments 009B $2.2M
22f. All Other Assets 009C $100.9M
22g. Total Other Assets AS0036 $145.4M
23. TOTAL ASSETS 010 $4.27B
Accounts Payable and Other Liabilities 825 $111.7M
Accrued Dividends and Interest Payable 820A $40K
ACL on Off-Balance-Sheet Exposures LI0003 $225K
Borrowings (total) 860C $300.8M
Member Shares of All Types 013 $3.45B
Nonmember Deposits 880 $10.1M
Total Shares and Deposits 018 $3.46B
Undivided Earnings 940 $407.0M
Total Net Worth 997 $407.0M
Net Worth Ratio 998 9.65%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $4.27B
Statement of Income and Expense (30 items)
University Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $95.9M
3. Income from Investments 120 $14.6M
5. TOTAL INTEREST INCOME 115 $110.5M
6. Dividends on Shares 380 $14.2M
8. Interest on Borrowed Money 340 $6.9M
9. TOTAL INTEREST EXPENSE 350 $21.0M
10. NET INTEREST INCOME IS0010 $89.5M
12a. Credit Loss Expense - Loans and Leases IS0011 $21.6M
12b. Credit Loss Expense - AFS Debt Securities IS0012 $5K
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 -$6K
12e. Total Credit Loss Expense IS0017 $21.6M
13. Fee Income 131 $12.3M
14. Other Operating Income IS0020 $31.2M
16. Gain (Loss) on Other Investments IS0047 -$2.3M
17. Gain (Loss) on Derivatives 421 $454K
18. Gain (Loss) on Disposition of Fixed Assets 430 $1K
19. Gain (Loss) on Sale of Loans IS0029 $4.0M
22. Other Non-Operating Income 440 -$180K
23. TOTAL NON-INTEREST INCOME 117 $45.5M
24. Employee Compensation and Benefits 210 $49.8M
25. Travel and Conference 230 $643K
26. Office Occupancy 250 $6.7M
27. Office Operations 260 $13.5M
28. Educational and Promotional 270 $4.7M
29. Loan Servicing 280 $5.0M
30. Professional and Outside Services 290 $13.9M
32. Operating Fees 320 $233K
33. Miscellaneous Operating Expense 360 $2.5M
34. TOTAL NON-INTEREST EXPENSE 671 $96.9M
35. NET INCOME 661A $16.3M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

University Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $20.3M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $11.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $9.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $2.1M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $1.7M
Loans Granted Year-to-Date 031A $38K
Amount of Loans Granted Year-to-Date 031B $622.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $32.8M
Number of current members (not number of accounts) 083 429,865
Number of potential members 084 3,162,332
Net Member Business Loan Balance 400A $175.4M
Non-Member Deposits 457 $43
Interest Rate of Unsecured Credit Card Loans 521 1,790.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,790.00%
Interest Rate of New Vehicle Loans 523 195.00%
Interest Rate of Used Vehicle Loans 524 499.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $18.9M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.4M
Amount of Regular Shares 657 $941.3M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $16.3M
Amount of Share Drafts 902 $1.24B
IRA/KEOGH Accounts - < 1 Year 906A $39.8M
Share Certificates - < 1 Year 908A $496.9M
Total Amount of Share Certificates 908C $613.7M
Total Amount of Money Market Shares 911 $611.4M
Number of Used Vehicle Loans 968 53,227
NCUA data file FS220A (28 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

University Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Average of Daily Assets over the calendar quarter 010A $4.22B
Total Shares - < 1 Year 013A $3.33B
Total Shares - 1-3 Years 013B1 $108.1M
Total Shares - > 3 Years 013B2 $17.3M
Total Shares and Deposits - < 1 Year 018A $3.34B
Total Shares and Deposits - 1-3 Years 018B1 $108.1M
Total Shares and Deposits - > 3 Years 018B2 $17.3M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 3,429
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $991.5M
Amount of New Vehicle Loans 385 $208.4M
Amount of Unsecured Credit Card Loans 396 $189.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $191.8M
Share Certificates 451 $21K
Number of Accounts for Share Drafts 452 294,832
IRA/KEOGH Accounts 453 $4K
Number of Accounts for Regular Shares 454 429,904
Money Market Shares 458 $27K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 776,367
Number of credit union employees who are Full-Time (26 hours or more) 564A 735
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 14
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $165.1M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,684.00%
Amount of real estate loans sold but serviced by the credit union 779A $1.69B
Total credit lines 881 $1.60B
Draws against lines of credit, less than 1 year 883A $175.8M
Draws against lines of credit, 1 to 3 years 883B1 $125.0M
Draws against lines of credit, total amount 883C $300.8M
NCUA data file FS220B (32 items)

maturity and repricing buckets (40%), credit cards (17%)

University Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2.7M
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $2.0M
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $34K
Number - Total Delinquent Credit Card Loans 045A 1,327
Total Amount of Delinquent Unsecured Credit Card Loans 045B $5.9M
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $283.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $283.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $3.18B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $941.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $3.2M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $320K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $90.1M
Loans Transferred with Recourse (Off Balance Sheet Only) 819 $31.4M
Total Borrowings - < 1 Year 860A $175.8M
Total Borrowings - 1-3 Years 860B1 $125.0M
Non-Member Deposits - < 1 Year 880A $10.1M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $1.24B
IRA/KEOGH Accounts - 1-3 Years 906B1 $7.1M
IRA/KEOGH Accounts - > 3 Years 906B2 $1.5M
Total Amount of IRA/KEOGH Accounts 906C $48.4M
Share Certificates - 1-3 Years 908B1 $101.0M
Share Certificates - > 3 Years 908B2 $15.8M
Money Market Shares - < 1 Year 911A $611.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $787K
Number of New Vehicle Loans 958 9,058
Total Shares 966 $776K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $7.4M
Number of Unsecured Credit Card Loans 993 62,780
Number of All Other Unsecured Loans/Lines of Credit 994 42,032
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 14
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

University Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Number of credit union branches (include the main office if member services are conducted at that location) 566 30
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $316.0M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $15.5M
Amount of Participation Loans Sold Year-to-Date 691 $40.0M
NCUA data file FS220D (30 items)

member services and products offered (69%), CUSO relationships (27%)

University Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (8 items)

loans and leases (32%), participation loans (18%)

University Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Sold By Type 691N $93.4M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $31.5M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 23
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $8.4M
Total Value of Investments in CUSOs 851 $10.6M
Total Aggregate Cash Outlay in CUSOs 853 $5.3M
Assets Pledged to Secure Borrowings 878 $2.23B
Total Credit Lines at Corporate Credit Unions 884 $115.0M
NCUA data file FS220H (9 items)

student loans (43%), delinquency (27%)

University Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 12 months and over 023T $8K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $8K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $1
Interest Rate on Non-Federally Guaranteed Student Loans 595A 425.00%
Amount of Non-Federally Guaranteed Student Loans 698A $150K
Total Unfunded Commitments for all loan types 816A $569.5M
Number of Non-Federally Guaranteed Student Loans 963A 44
Total number of TDR loans outstanding 1000F $200
Total amount of TDR loans outstanding 1001F $2.8M
NCUA data file FS220I (18 items)

vehicle lending (59%), delinquency (44%)

University Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $1.9M
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $13.4M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $597K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $4.2M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $393K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $3.6M
Number of Reportable Delinquent New Vehicle Loans 035E1 69
Number of Reportable Delinquent Used Vehicle Loans 035E2 823
Amount of Reportable Delinquent New Vehicle Loans 041C1 $1.7M
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $13.2M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $908K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $8.1M
Amount of New Vehicle Loans YTD Recoveries 551C1 $79K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $355K
Commercial Share Accounts 643 $288.3M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $1.7M
Draws Against LOCs from FHLB 885A3 $300.8M
Total Draws Againts LOCs 885A4 $300.8M
NCUA data file FS220J (5 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

University Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $39.0M
Other Assets - Other Non-insurance 789F $216K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $39.3M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $114.4M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $612K
NCUA data file FS220L (39 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

University Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $175K
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.97B
Total number of commercial loans to members granted or purchased YTD 090A1 $20
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 3
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 17
Number of member construction and development commercial loans 143A3 4
Outstanding balance of member construction and development commercial loans 143B3 $41.4M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $155.0M
Amount of All Other Real Estate Loans/Lines of Credit 386B $70K
Total outstanding balance of commercial loans to members 400A1 $167.4M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $471K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $415K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $11.7M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $57.5M
Outstanding balance of Member Commercial and Industrial loans 400L2 $4.7M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $51.4M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $5.6M
Outstanding balance of all member and non-member commercial loans 400T1 $167.4M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $1.2M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $42K
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $1.1M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 375.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 915.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 300.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 600.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 300.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 301.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 8
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $1.7M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $387K
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Sold 691N8 $22.5M
Outstanding Amount of Commercial Construction & Development Loans Sold 691N9 $39.4M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $26.5M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.04B
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $7.4M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $161.9M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $161.9M
Amount of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061 $66.2M
Number of Outstanding commercial participations sold but retained servicing (including unfunded commitments) 1061A 5
NCUA data file FS220M (21 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

University Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $356.5M
Total Unfunded Commitments for Commercial Loans 814K $6.4M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $45.8M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $14.6M
Total Unfunded Commitments for Non-Commercial Loans 816T $563.1M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $146.1M
Total number of member commercial loans 900A1 $142
Number of Member Unsecured Commercial Loans 900C5 1
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 25
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 19
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 10
Total number of real estate secured member commercial loans 900K2 $42
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 42
Number of Member Commercial and Industrial loans 900L2 74
Number of member commercial loans Secured by Multifamily Property 900M 9
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 100
Total Number of Member and Nonmember commercial loans 900T1 $142
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 3,487
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 2,384
Number of All Other Real Estate Loans/Lines of Credit 960B 3
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 1,625
NCUA data file FS220N (11 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

University Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $251.6M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $19.2M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $274.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $177.0M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$13.4M
Total Liabilities LI0069 $3.88B
Number of Non-Commercial Small Business Administration Loans LN0050 2
Outstanding Balance of Non-Commercial Small Business Administration Loans LN0051 $56K
Guaranteed Portion of Non-Commercial Small Business Administration Loans LN0052 $44K
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $14.2M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $4.27B
NCUA data file FS220P (55 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

University Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $5.7M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $669K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $452K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $258
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $5K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $394K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0035 $41K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $147.0M
Unsecured Credit Card Loans DL0002 $1.1M
All Other Unsecured Loans/Lines of Credit DL0022 $2.2M
All Other Unsecured Loans/Lines of Credit DL0023 $1.4M
All Other Unsecured Loans/Lines of Credit DL0024 $2.8M
All Other Unsecured Loans/Lines of Credit DL0025 $2.3M
All Other Unsecured Loans/Lines of Credit DL0027 $6.5M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $1K
New Vehicle Loans DL0030 $672K
Used Vehicle Loans DL0037 $5.5M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $420K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $85K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $63K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $208K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $356K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $16
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $1.2M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.1M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $529K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $872K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $3.6M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $17
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $227K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $110K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $116K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $453K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $9
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0103 $1.1M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0104 $1.1M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0105 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0120 $595K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $83K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $83K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $10.1M
Amount of Consumer Loans in Non-Accrual Status DL0145 $21.6M
Amount of Commercial Loans in Non-Accrual Status DL0146 $3.7M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $31
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $447K
Interest Rate Derivative Futures Total Notional Amount DT0007 68,500,000.00%
Interest Rate Derivative Futures Net Fair Value Gain (Loss) DT0008 327,747.00%
Loan Pipeline Management Derivatives Total Notional Amount DT0011 $45.9M
Loan Pipeline Management Derivatives Net Fair Value Gain (Loss) DT0012 $285K
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $548.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $6.4M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $14.6M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $10K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $21.0M
NCUA data file FS220Q (46 items)

investment portfolio detail (69%)

University Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $46.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Corporate Credit Unions LQ0035 $173.0M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $1.44B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $2.02B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $40.0M
Total Borrowings LQ0860 $300.8M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $104.8M
Available-for-sale Fair Value - US Government Obligations NV0004 $104.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $15.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $14.3M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $615.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $603.6M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $630.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $617.9M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0039 $423K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Privately Issued Residential Mortgage Related Securities NV0040 $242K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $423K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $242K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Privately Issued Residential Mortgage Related Securities NV0055 $136K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Privately Issued Residential Mortgage Related Securities NV0056 $124K
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Total NV0067 $136K
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Subordinated Tranches - Total NV0068 $124K
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $736.3M
Total Fair Value Available-for-Sale Debt Securities NV0084 $722.4M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $244K
Investment Maturity Distribution - Time Deposits - Total NV0116 $244K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $722.4M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $30.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $16.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $46.6M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $281.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $35.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $274.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $177.0M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $769.2M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 -$2.1M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 -$149K
Total Gain (Loss) on Investments NV0162 -$2.3M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $40.9M
RBC Total Equity RB0001 $407.0M
RBC Allowance for Credit Losses RB0002 $53.4M
RBC Total Additions RB0005 $53.4M
RBC Total Deductions RB0009 $46.5M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $413.9M
RBC Risk-Based Capital Numerator RB0012 $413.9M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - 1- to 4-Family Residential Property SL0047 $40.0M
NCUA data file FS220R (67 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

University Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $39.3M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $67.7M
CCULR Off-Balance sheet exposures ratio LR0003 158.00%
CCULR Goodwill and Other Intangible Assets LR0006 $15.6M
CCULR Goodwill and Other Intangible Assets Ratio LR0007 36.00%
RBC Schedule Total Investments RB0039 $769.0M
RBC Schedule Total Consumer Loans RB0060 $1.61B
RBC Schedule Total Commercial Loans RB0068 $167.4M
RBC Adjustments to Loans Held for Sale RB0075 -$34.0M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $53.1M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $53.1M
RBC Schedule Total Loans RB0079 $2.95B
RBC Adjustments to Total Loans RB0080 -$34.0M
RBC Total for Risk Weighting Total Loans RB0081 -$53.1M
RBC Total Loans 0% Weight RB0082 -$53.1M
RBC Schedule Total Other Assets RB0088 $323.5M
RBC Total for Risk Weighting Other Assets RB0090 $46.5M
RBC Other Assets 0% Weight RB0091 $46.5M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $4.27B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$6.7M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$6.7M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $4.27B
RBC Allowance for Credit Losses (Loans) RB0177 $53.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1,769.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 504,339,975.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 164,809,079.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 693.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 79,951,987.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 7,911,396.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $620
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $301.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $885K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $279
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $119.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $13.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 126.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 31,882,046.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 3,223,919.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.04B
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $190.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 2,338.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 152,443,220.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 9,010,963.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 46.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 2,567,236.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $155.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $9.0M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 2.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 54,215.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Number of Loans Outstanding RL0035 1.00%
All Other (Non-commercial) Real Estate - Closed-End - Adjustable Rate - Amount of Loans Outstanding RL0036 15,546.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $70K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $6K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $1.19B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $199.7M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $214.1M
Total Shares SH0013 $3.45B
Total Shares and Deposits SH0018 $3.46B
Total Non-Member Deposits SH0880 $10.1M
Number of Loans Sold, Year-to-date SL0022 230
Amount of Loans Sold, Year-to-date SL0023 $90.1M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 230
Number of Loans Transferred with Limited Recourse Qualifying for Sales Accounting, Year-to-date SL0026 77
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 88
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $34.2M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 6,707
NCUA data file FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

University Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

University Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the University Federal Credit Union call report?

The University Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does University Federal Credit Union file?

University Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the University Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for University Federal Credit Union is 1367.

How often does University Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

University Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.