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Credit union call report ยท Pineville, LA

Valex Federal Credit Union Call Report

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Valex Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 244 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Valex Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number6116
Federal Reserve RSSD ID889586

The official copy: search charter number 6116 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Valex Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Valex Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $554K
1b. Cash Items in Process of Collection AS0005 -$136K
1c. Total Cash on Hand 730A $418K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.6M
2c. Cash on Deposit in Other Financial Institutions 730B2 $77K
2. Cash on Deposit (total) 730B $5.7M
3. Time Deposits in Banks and Credit Unions AS0007 $5.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $11.8M
12a. Nonperpetual Capital Account 769A $35K
12b. Perpetual Contributed Capital 769B $19K
13. TOTAL OTHER INVESTMENTS AS0017 $54K
15a. Number of Total Loans and Leases 025A 1,897
15b. Total Loans and Leases 025B $27.8M
17. ACL on Loans and Leases AS0048 $186K
19. Land and Building 007 $109K
20. Other Fixed Assets 008 $28K
21. NCUA Share Insurance Capitalization Deposit 794 $380K
22d. Accrued Interest on Loans 009A $83K
22e. Accrued Interest on Investments 009B $17K
22f. All Other Assets 009C $913K
22g. Total Other Assets AS0036 $1.0M
23. TOTAL ASSETS 010 $41.0M
Accounts Payable and Other Liabilities 825 -$403K
Member Shares of All Types 013 $37.5M
Total Shares and Deposits 018 $37.5M
Undivided Earnings 940 $3.9M
Total Net Worth 997 $3.9M
Net Worth Ratio 998 9.48%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $41.0M
Statement of Income and Expense (24 items)
Valex Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $995K
3. Income from Investments 120 $117K
5. TOTAL INTEREST INCOME 115 $1.1M
6. Dividends on Shares 380 $156K
9. TOTAL INTEREST EXPENSE 350 $156K
10. NET INTEREST INCOME IS0010 $956K
12a. Credit Loss Expense - Loans and Leases IS0011 $161K
12e. Total Credit Loss Expense IS0017 $161K
13. Fee Income 131 $63K
14. Other Operating Income IS0020 $94K
18. Gain (Loss) on Disposition of Fixed Assets 430 $17K
22. Other Non-Operating Income 440 $8K
23. TOTAL NON-INTEREST INCOME 117 $183K
24. Employee Compensation and Benefits 210 $226K
25. Travel and Conference 230 $8K
26. Office Occupancy 250 $17K
27. Office Operations 260 $71K
28. Educational and Promotional 270 $20K
29. Loan Servicing 280 $8K
30. Professional and Outside Services 290 $296K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $19K
34. TOTAL NON-INTEREST EXPENSE 671 $668K
35. NET INCOME 661A $310K
Statement pages - all other filed accounts (22 items)

delinquency (21%), credit cards (21%)

Valex Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $406K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $258K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $52K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $23K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $19K
Loans Granted Year-to-Date 031A $185
Amount of Loans Granted Year-to-Date 031B $3.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $437K
Number of current members (not number of accounts) 083 2,859
Number of potential members 084 6,500
Net Member Business Loan Balance 400A $2.1M
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,100.00%
Interest Rate of New Vehicle Loans 523 621.00%
Interest Rate of Used Vehicle Loans 524 731.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $157K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $75K
Amount of Regular Shares 657 $23.4M
Amount of Share Drafts 902 $8.7M
Share Certificates - < 1 Year 908A $4.8M
Total Amount of Share Certificates 908C $5.0M
Number of Used Vehicle Loans 968 504
NCUA form-section FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Valex Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $36.9M
Total Shares - 1-3 Years 013B1 $667K
Total Shares and Deposits - < 1 Year 018A $36.9M
Total Shares and Deposits - 1-3 Years 018B1 $667K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 37
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $11.3M
Amount of New Vehicle Loans 385 $5.5M
Amount of Unsecured Credit Card Loans 396 $1.7M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.6M
Share Certificates 451 $87
Number of Accounts for Share Drafts 452 1,467
IRA/KEOGH Accounts 453 $22
Number of Accounts for Regular Shares 454 3,347
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,923
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $1.2M
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,613.00%
Total credit lines 881 $2.5M
NCUA form-section FS220B (19 items)

maturity and repricing buckets (40%), credit cards (17%)

Valex Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $19K
Number - Total Delinquent Credit Card Loans 045A 8
Total Amount of Delinquent Unsecured Credit Card Loans 045B $35K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $37.5M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $23.4M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $29K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $1K
Amount of Share Drafts - < 1 Year 902A $8.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $431K
Total Amount of IRA/KEOGH Accounts 906C $431K
Share Certificates - 1-3 Years 908B1 $236K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $753K
Number of New Vehicle Loans 958 185
Total Shares 966 $5K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $231K
Number of Unsecured Credit Card Loans 993 575
Number of All Other Unsecured Loans/Lines of Credit 994 403
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 10
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Valex Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.0M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $219K
NCUA form-section FS220D (23 items)

member services and products offered (69%), CUSO relationships (27%)

Valex Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

Valex Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.5M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

Valex Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.8M
Total number of TDR loans outstanding 1000F $11
Total amount of TDR loans outstanding 1001F $136K
NCUA form-section FS220I (14 items)

vehicle lending (59%), delinquency (44%)

Valex Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $97K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $240K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $222K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $31K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $16K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $23K
Number of Reportable Delinquent New Vehicle Loans 035E1 3
Number of Reportable Delinquent Used Vehicle Loans 035E2 13
Amount of Reportable Delinquent New Vehicle Loans 041C1 $65K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $285K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $115K
Amount of New Vehicle Loans YTD Recoveries 551C1 $12K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $59K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $813
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Valex Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $88K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $88K
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Valex Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $27.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $13K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 590.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 390.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 789.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $4.7M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.0M
NCUA form-section FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Valex Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.7M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $1.0M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.8M
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 31
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 198
NCUA form-section FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Valex Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $37.1M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $214K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $41.0M
NCUA form-section FS220P (17 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Valex Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $13K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $4K
Unsecured Credit Card Loans DL0002 $16K
All Other Unsecured Loans/Lines of Credit DL0022 $27K
All Other Unsecured Loans/Lines of Credit DL0023 $12K
All Other Unsecured Loans/Lines of Credit DL0024 $18K
All Other Unsecured Loans/Lines of Credit DL0025 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $35K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $12
New Vehicle Loans DL0030 $34K
Used Vehicle Loans DL0037 $25K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $23K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $16K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $16K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $104K
Amount of Consumer Loans in Non-Accrual Status DL0145 $10K
NCUA form-section FS220Q (21 items)

investment portfolio detail (69%)

Valex Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.7M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.7M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $5.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >5-10 Years NV0144 $35K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $19K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $54K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $1.7M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $35K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $19K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $5.8M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $385K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $88K
RBC Total Equity RB0001 $3.9M
RBC Allowance for Credit Losses RB0002 $186K
RBC Total Additions RB0005 $186K
RBC Total Deductions RB0009 $380K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.7M
RBC Risk-Based Capital Numerator RB0012 $3.7M
NCUA form-section FS220R (28 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Valex Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $54K
RBC Schedule Total Consumer Loans RB0060 $24.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $186K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $186K
RBC Schedule Total Loans RB0079 $27.6M
RBC Total for Risk Weighting Total Loans RB0081 -$186K
RBC Total Loans 0% Weight RB0082 -$186K
RBC Schedule Total Other Assets RB0088 $1.5M
RBC Total for Risk Weighting Other Assets RB0090 $380K
RBC Other Assets 0% Weight RB0091 $380K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $41.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $194K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $194K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $41.0M
RBC Allowance for Credit Losses (Loans) RB0177 $186K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 29.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 3,023,708.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 14,373.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 13,478.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $13K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $32
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $3.1M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $102K
Total Shares SH0013 $37.5M
Total Shares and Deposits SH0018 $37.5M

Valex Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Valex Federal Credit Union call report?

The Valex Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Valex Federal Credit Union file?

Valex Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Valex Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Valex Federal Credit Union is 6116.

How often does Valex Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Valex Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.