Valley Financial Credit Union: Loan-to-Share Ratio
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 68689) · FFIEC NIC profile (RSSD 868590)
Valley Financial Credit Union reported a loan-to-share ratio of 87.50% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.
6-Quarter Trend
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Loan-to-Share Ratio against similar-size credit unions
Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 87.50% | 75.66% | 77th position only |
Explore more for Valley Financial Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.