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Credit union call report ยท Kingston, PA

Valley Pride Federal Credit Union Call Report

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Valley Pride Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 166 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Valley Pride Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number23467
Federal Reserve RSSD ID951885

The official copy: search charter number 23467 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Valley Pride Federal Credit Union call report, Q2 2026

Statement of Financial Condition (28 items)
Valley Pride Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $4K
1c. Total Cash on Hand 730A $4K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $796K
2c. Cash on Deposit in Other Financial Institutions 730B2 $43K
2. Cash on Deposit (total) 730B $838K
3. Time Deposits in Banks and Credit Unions AS0007 $3.6M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.4M
9. Held-to-Maturity Debt Securities AS0073 $50K
11. TOTAL INVESTMENT SECURITIES AS0013 $50K
12b. Perpetual Contributed Capital 769B $51K
13. TOTAL OTHER INVESTMENTS AS0017 $51K
15a. Number of Total Loans and Leases 025A 251
15b. Total Loans and Leases 025B $1.7M
16. Allowance for Losses on Loans and Leases 719 $32K
20. Other Fixed Assets 008 $238
21. NCUA Share Insurance Capitalization Deposit 794 $51K
22d. Accrued Interest on Loans 009A $5K
22e. Accrued Interest on Investments 009B $14K
22f. All Other Assets 009C $9K
22g. Total Other Assets AS0036 $28K
23. TOTAL ASSETS 010 $6.3M
Accounts Payable and Other Liabilities 825 $2K
Member Shares of All Types 013 $5.2M
Total Shares and Deposits 018 $5.2M
Undivided Earnings 940 $1.1M
Total Net Worth 997 $1.1M
Net Worth Ratio 998 17.52%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $6.3M
Statement of Income and Expense (18 items)
Valley Pride Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $71K
3. Income from Investments 120 $80K
5. TOTAL INTEREST INCOME 115 $150K
6. Dividends on Shares 380 $9K
9. TOTAL INTEREST EXPENSE 350 $9K
10. NET INTEREST INCOME IS0010 $140K
11. Provision for Loan and Lease Losses 300 $24K
13. Fee Income 131 $7K
23. TOTAL NON-INTEREST INCOME 117 $7K
24. Employee Compensation and Benefits 210 $48K
25. Travel and Conference 230 $647
26. Office Occupancy 250 $8K
27. Office Operations 260 $22K
29. Loan Servicing 280 $17K
30. Professional and Outside Services 290 $2K
32. Operating Fees 320 $508
34. TOTAL NON-INTEREST EXPENSE 671 $97K
35. NET INCOME 661A $26K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Valley Pride Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $12K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $37K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $12K
Loans Granted Year-to-Date 031A $12
Amount of Loans Granted Year-to-Date 031B $152K
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $72K
Number of current members (not number of accounts) 083 567
Number of potential members 084 2,500
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 909.00%
Interest Rate of New Vehicle Loans 523 463.00%
Interest Rate of Used Vehicle Loans 524 516.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $7K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $255
Amount of Regular Shares 657 $4.2M
Amount of Share Drafts 902 $90K
IRA/KEOGH Accounts - < 1 Year 906A $368K
Share Certificates - < 1 Year 908A $496K
Total Amount of Share Certificates 908C $496K
Number of Used Vehicle Loans 968 48
NCUA data file FS220A (15 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Valley Pride Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $5.2M
Total Shares and Deposits - < 1 Year 018A $5.2M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 12
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $528K
Amount of New Vehicle Loans 385 $221K
Amount of Unsecured Credit Card Loans 396 $289K
Amount of All Other Unsecured Loans/Lines of Credit 397 $652K
Share Certificates 451 $8
Number of Accounts for Share Drafts 452 26
IRA/KEOGH Accounts 453 $12
Number of Accounts for Regular Shares 454 803
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 849
Number of credit union employees who are Full-Time (26 hours or more) 564A 2
Total credit lines 881 $50K
NCUA data file FS220B (17 items)

maturity and repricing buckets (40%), credit cards (17%)

Valley Pride Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $616
Number - Total Delinquent Credit Card Loans 045A 3
Total Amount of Delinquent Unsecured Credit Card Loans 045B $13K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $5.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $4.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $5K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $200
Fair value of Held to Maturity Securities 801 $50K
Amount of Share Drafts - < 1 Year 902A $90K
Total Amount of IRA/KEOGH Accounts 906C $368K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $64K
Number of New Vehicle Loans 958 17
Total Shares 966 $849
Number of Unsecured Credit Card Loans 993 74
Number of All Other Unsecured Loans/Lines of Credit 994 110
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 8
NCUA data file FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Valley Pride Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $6
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $212K
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $289K
NCUA data file FS220D (4 items)

member services and products offered (69%), CUSO relationships (27%)

Valley Pride Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Education 879B2 $1
e-Statements 887R $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Valley Pride Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $50K
NCUA data file FS220H (1 item)

student loans (43%), delinquency (27%)

Valley Pride Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $196K
NCUA data file FS220I (3 items)

vehicle lending (59%), delinquency (44%)

Valley Pride Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $3K
Number of Reportable Delinquent Used Vehicle Loans 035E2 3
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $24K
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Valley Pride Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $251
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.7M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 300.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $20K
NCUA data file FS220M (3 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Valley Pride Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $196K
Total Unfunded Commitments for Non-Commercial Loans 816T $196K
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 2
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Valley Pride Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $50K
Total Liabilities LI0069 $5.2M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $6.3M
NCUA data file FS220P (9 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Valley Pride Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $3K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $55
Unsecured Credit Card Loans DL0002 $12K
All Other Unsecured Loans/Lines of Credit DL0023 $2K
All Other Unsecured Loans/Lines of Credit DL0024 $34K
All Other Unsecured Loans/Lines of Credit DL0027 $36K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $6
Used Vehicle Loans DL0037 $21K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $35K
NCUA data file FS220Q (19 items)

investment portfolio detail (69%)

Valley Pride Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $50K
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $50K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $50K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $2.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $1.1M
Investment Maturity Distribution - Time Deposits - Total NV0116 $3.6M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $50K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $51K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $51K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $1.1M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $51K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $3.7M
RBC Total Equity RB0001 $1.1M
RBC Allowance for Credit Losses RB0002 $32K
RBC Total Additions RB0005 $32K
RBC Total Deductions RB0009 $51K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $1.1M
RBC Risk-Based Capital Numerator RB0012 $1.1M
NCUA data file FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Valley Pride Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $101K
RBC Schedule Total Consumer Loans RB0060 $1.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $32K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $32K
RBC Schedule Total Loans RB0079 $1.7M
RBC Total for Risk Weighting Total Loans RB0081 -$32K
RBC Total Loans 0% Weight RB0082 -$32K
RBC Schedule Total Other Assets RB0088 $79K
RBC Total for Risk Weighting Other Assets RB0090 $51K
RBC Other Assets 0% Weight RB0091 $51K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $6.3M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $19K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $19K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $6.3M
RBC Allowance for Credit Losses (Loans) RB0177 $32K
Total Shares SH0013 $5.2M
Total Shares and Deposits SH0018 $5.2M

Valley Pride Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Valley Pride Federal Credit Union call report?

The Valley Pride Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Valley Pride Federal Credit Union file?

Valley Pride Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Valley Pride Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Valley Pride Federal Credit Union is 23467.

How often does Valley Pride Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Valley Pride Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.