Velocity Community Credit Union
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Data as of · sourced from NCUA 5300 call reports. How we update
Velocity Community Credit Union is a federally insured credit union headquartered in Palm Beach Gardens, FL, established in 1958. As of June 30, 2026, it served 24,984 members and reported total assets of $491.7M. All figures are standardized from the credit union's NCUA 5300 call report.
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Frequently asked about Velocity Community Credit Union
How big is Velocity Community Credit Union?
Velocity Community Credit Union reported approximately $491.7M in total assets and 24,984 members as of Q2 2026.
Is Velocity Community Credit Union well capitalized?
Its net worth ratio was 12.55%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
Credit Union Profile
- Headquarters
- Palm Beach Gardens, FL 33410
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1958
- NCUA Charter #
- 68749
- RSSD ID
- 338981
- Members
- 24,984
- Potential members
- 175,000
Size & Membership
Profitability
Capital & Asset Quality
Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.
Peer comparison: credit unions of similar size
Velocity Community Credit Union ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 2 ranked measures. Rank is the estimated share of peers this credit union outperforms; the tag compares it with the median peer. Percentiles are interpolated from the peer group's 10th, 25th, 50th, 75th and 90th percentile values.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 12.55% | 11.43% | 63rd above |
| Return on assets Middle half of peers: 0.43% to 1.23% | not on file | 0.81% | not on file |
| Return on equity Middle half of peers: 3.87% to 9.84% | not on file | 7.02% | not on file |
| Net interest margin Middle half of peers: 3.30% to 4.10% | not on file | 3.70% | not on file |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | not on file | 76.55% | not on file |
| Cost of funds Middle half of peers: 0.92% to 1.56% | not on file | 1.24% | not on file |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.55% | 0.68% | 61st above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | not on file | 4.92% | not on file |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 85.21% | 75.66% | 72nd position only |
Quarterly trend: last 1 quarters
Quarter-over-quarter movement in the four ratios NCUA watches most, from Velocity Community Credit Union's own NCUA 5300 call report filings.
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.55% | — | 0.55% | 85.21% |
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Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.