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Credit union call report ยท Seattle, WA

Verity Credit Union Call Report

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Verity Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 475 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Verity Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number68517
Federal Reserve RSSD ID352183

The official copy: search charter number 68517 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Verity Credit Union call report, Q2 2026

Statement of Financial Condition (37 items)
Verity Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $4.1M
1b. Cash Items in Process of Collection AS0005 $2.7M
1c. Total Cash on Hand 730A $6.9M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $6.7M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $60.9M
2c. Cash on Deposit in Other Financial Institutions 730B2 $5.6M
2. Cash on Deposit (total) 730B $73.2M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $80.1M
8. Available-for-Sale Debt Securities AS0067 $74.8M
11. TOTAL INVESTMENT SECURITIES AS0013 $74.8M
12c. All Other Investments AS0016 $5.9M
13. TOTAL OTHER INVESTMENTS AS0017 $5.9M
15a. Number of Total Loans and Leases 025A 20,995
15b. Total Loans and Leases 025B $600.8M
17. ACL on Loans and Leases AS0048 $7.8M
18c. Foreclosed/Repossessed - Vehicles AS0024 $160K
18e. Foreclosed/Repossessed Assets (total) 798A $160K
19. Land and Building 007 $4.0M
20. Other Fixed Assets 008 $2.5M
21. NCUA Share Insurance Capitalization Deposit 794 $6.1M
22d. Accrued Interest on Loans 009A $2.1M
22e. Accrued Interest on Investments 009B $381K
22f. All Other Assets 009C $17.4M
22g. Total Other Assets AS0036 $19.9M
23. TOTAL ASSETS 010 $786.5M
Accounts Payable and Other Liabilities 825 $19.1M
Accrued Dividends and Interest Payable 820A $250K
ACL on Off-Balance-Sheet Exposures LI0003 $321K
Member Shares of All Types 013 $662.9M
Nonmember Deposits 880 $32.9M
Total Shares and Deposits 018 $695.8M
Undivided Earnings 940 $65.9M
Other Reserves 658 $5.6M
Net Income (equity) 602 $670K
Total Net Worth 997 $72.1M
Net Worth Ratio 998 9.17%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $786.5M
Statement of Income and Expense (25 items)
Verity Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $16.1M
3. Income from Investments 120 $3.5M
5. TOTAL INTEREST INCOME 115 $19.5M
6. Dividends on Shares 380 $3.7M
8. Interest on Borrowed Money 340 $882K
9. TOTAL INTEREST EXPENSE 350 $4.6M
10. NET INTEREST INCOME IS0010 $14.9M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.2M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 $321K
12e. Total Credit Loss Expense IS0017 $2.5M
13. Fee Income 131 $800K
14. Other Operating Income IS0020 $2.7M
22. Other Non-Operating Income 440 $157K
23. TOTAL NON-INTEREST INCOME 117 $3.7M
24. Employee Compensation and Benefits 210 $7.7M
25. Travel and Conference 230 $109K
26. Office Occupancy 250 $985K
27. Office Operations 260 $2.4M
28. Educational and Promotional 270 -$212K
29. Loan Servicing 280 $1.0M
30. Professional and Outside Services 290 $2.7M
32. Operating Fees 320 $52K
33. Miscellaneous Operating Expense 360 $568K
34. TOTAL NON-INTEREST EXPENSE 671 $15.4M
35. NET INCOME 661A $670K
Statement pages - all other filed accounts (25 items)

delinquency (21%), credit cards (21%)

Verity Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $6.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $1.0M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $2.1M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $311K
Loans Granted Year-to-Date 031A $1K
Amount of Loans Granted Year-to-Date 031B $62.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $11.5M
Number of current members (not number of accounts) 083 34,368
Number of potential members 084 8,176,300
Net Member Business Loan Balance 400A $83.3M
Non-Member Deposits 457 $3
Interest Rate of Unsecured Credit Card Loans 521 1,799.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,574.00%
Interest Rate of New Vehicle Loans 523 774.00%
Interest Rate of Used Vehicle Loans 524 799.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $2.3M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $576K
Amount of Regular Shares 657 $172.0M
Amount of Share Drafts 902 $211.8M
IRA/KEOGH Accounts - < 1 Year 906A $8.5M
Share Certificates - < 1 Year 908A $163.0M
Total Amount of Share Certificates 908C $181.2M
Total Amount of Money Market Shares 911 $87.4M
Number of Used Vehicle Loans 968 1,787
NCUA form-section FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Verity Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $642.7M
Total Shares - 1-3 Years 013B1 $18.9M
Total Shares - > 3 Years 013B2 $1.4M
Total Shares and Deposits - < 1 Year 018A $642.7M
Total Shares and Deposits - 1-3 Years 018B1 $29.1M
Total Shares and Deposits - > 3 Years 018B2 $24.0M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 114
Amount of Delinquent Indirect Loans 041E $1.9M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $32.7M
Amount of New Vehicle Loans 385 $17.6M
Amount of Unsecured Credit Card Loans 396 $27.2M
Amount of All Other Unsecured Loans/Lines of Credit 397 $9.0M
Share Certificates 451 $4K
Number of Accounts for Share Drafts 452 24,367
IRA/KEOGH Accounts 453 $1K
Number of Accounts for Regular Shares 454 39,889
Money Market Shares 458 $2K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 72,018
Number of credit union employees who are Full-Time (26 hours or more) 564A 126
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 2
Number of Outstanding Indirect Loans 617A 5,613
Total Amount of Outstanding Indirect Loans 618A $180.7M
Total credit lines 881 $188.6M
NCUA form-section FS220B (27 items)

maturity and repricing buckets (40%), credit cards (17%)

Verity Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $7K
Number - Total Delinquent Credit Card Loans 045A 14
Total Amount of Delinquent Unsecured Credit Card Loans 045B $141K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $83.6M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $83.6M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $612.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $172.0M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $610K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $170K
Non-Member Deposits - 1-3 Years 880B1 $10.2M
Non-Member Deposits - > 3 Years 880B2 $22.6M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $211.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $1.7M
IRA/KEOGH Accounts - > 3 Years 906B2 $402K
Total Amount of IRA/KEOGH Accounts 906C $10.6M
Share Certificates - 1-3 Years 908B1 $17.2M
Share Certificates - > 3 Years 908B2 $977K
Money Market Shares - < 1 Year 911A $87.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $475K
Number of New Vehicle Loans 958 882
Total Shares 966 $72K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $764K
Number of Unsecured Credit Card Loans 993 7,719
Number of All Other Unsecured Loans/Lines of Credit 994 3,626
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA form-section FS220C (8 items)

charge-offs and recoveries (27%), participation loans (18%)

Verity Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $1.3M
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $69K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $387K
Number of credit union branches (include the main office if member services are conducted at that location) 566 6
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $99.1M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $3.2M
Amount of Participation Loans Purchased Year-to-Date 690 $27.2M
NCUA form-section FS220D (34 items)

member services and products offered (69%), CUSO relationships (27%)

Verity Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (7 items)

loans and leases (32%), participation loans (18%)

Verity Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $65.9M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $40.2M
Total Outstanding Amount of Participation Loans Sold By Type 691N $2.5M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $2.5M
Total Value of Investments in CUSOs 851 $1.3M
Total Aggregate Cash Outlay in CUSOs 853 $433K
Assets Pledged to Secure Borrowings 878 $263.8M
NCUA form-section FS220H (7 items)

student loans (43%), delinquency (27%)

Verity Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Non-Federally Guaranteed Student Loans YTD Charge Offs 550T $11K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 800.00%
Amount of Non-Federally Guaranteed Student Loans 698A $8K
Total Unfunded Commitments for all loan types 816A $277.4M
Number of Non-Federally Guaranteed Student Loans 963A 8
Total number of TDR loans outstanding 1000F $57
Total amount of TDR loans outstanding 1001F $1.0M
NCUA form-section FS220I (18 items)

vehicle lending (59%), delinquency (44%)

Verity Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $317K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $933K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $86K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $250K
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $50K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $47K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $38K
Number of Reportable Delinquent New Vehicle Loans 035E1 9
Number of Reportable Delinquent Used Vehicle Loans 035E2 38
Amount of Reportable Delinquent New Vehicle Loans 041C1 $176K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $663K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $112K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $241K
Amount of New Vehicle Loans YTD Recoveries 551C1 $45K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $87K
Commercial Share Accounts 643 $48.0M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $198K
Number of International Remittances originated Year-to-Date 928 142
NCUA form-section FS220J (4 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Verity Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $9.0M
Other Assets - Other Non-insurance 789F $17K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $9.0M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $1.4M
NCUA form-section FS220L (40 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Verity Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $21K
Total Amount of Loans & Leases on Loan Schedule 025B1 $600.8M
Total number of commercial loans to members granted or purchased YTD 090A1 $13
Total number of purchased commercial loans or participation interests to nonmembers purchased YTD 090B1 $1
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 9
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 3
Number of purchased or participation interests in commercial loans secured by non-owner occupied non-farm, non-residential property to nonmembers purchased YTD 090J3 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $4
Total Number of purchased or participation interests in commercial loans secured by real estate to nonmembers YTD 090K3 $1
Number of member construction and development commercial loans granted or purchased YTD 143C3 1
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $300K
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $112.0M
Total outstanding balance of commercial loans to members 400A1 $82.7M
Total outstanding balance of nonmember commercial loans 400B1 $16.0M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $546K
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $5.5M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $73.8M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $1.3M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $2.9M
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $14.7M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $6.0M
Outstanding balance of all member and non-member commercial loans 400T1 $98.7M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $874K
Total Dollar amount of nonmember commercial loans purchased YTD 475B1 $1.1M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $91K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $483K
Dollar Amount of Purchased or participation interests in commercial loans to nonmembers Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property purchased YTD 475J3 $1.1M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $783K
Total Dollar amount of real estate secured commercial loans to nonmembers purchased YTD 475K3 $1.1M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 733.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 594.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 800.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 671.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 1,289.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $16.0M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $161.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $141.6M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $76.7M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $16.0M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $92.7M
NCUA form-section FS220M (22 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Verity Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $98.2M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $161.3M
Total Unfunded Commitments for Commercial Loans 814K $678K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $12.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $276.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $5.0M
Total number of member commercial loans 900A1 $322
Total number of nonmember commercial loans 900B1 $25
Number of Member Unsecured Commercial Loans 900C5 9
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 206
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 103
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 4
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 4
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 21
Total number of real estate secured member commercial loans 900K2 $107
Total number of real estate secured nonmember commercial loans 900K3 $25
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 133
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 18
Total Number of Member and Nonmember commercial loans 900T1 $347
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 591
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 1,646
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 4,585
NCUA form-section FS220N (8 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Verity Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $16.4M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $12.4M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $34.5M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $11.5M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$1.1M
Total Liabilities LI0069 $715.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $852K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $786.5M
NCUA form-section FS220P (46 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Verity Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $1.3M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $275K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $82K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $91.5M
Unsecured Credit Card Loans DL0002 $134K
All Other Unsecured Loans/Lines of Credit DL0022 $1.1M
All Other Unsecured Loans/Lines of Credit DL0023 $823K
All Other Unsecured Loans/Lines of Credit DL0024 $253K
All Other Unsecured Loans/Lines of Credit DL0027 $1.1M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $37
New Vehicle Loans DL0030 $40K
Used Vehicle Loans DL0037 $329K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $657K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $617K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $617K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $460K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $219K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $407K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $627K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $6
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0106 $2.5M
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0109 $2.0M
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0110 $2.1M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $4.1M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $7
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Commercial Loans DL0130 $27K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Commercial Loans DL0132 $27K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Commercial Loans DL0133 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0134 $72K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0135 $4.0M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0139 $4.0M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0140 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $5.5M
Amount of Consumer Loans in Non-Accrual Status DL0145 $1.8M
Amount of Commercial Loans in Non-Accrual Status DL0146 $4.2M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $11
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $169K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1,440
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $30.4M
Number of Indirect Loans - All Other Loans IN0007 4,173
Amount of Indirect Loans - All Other Loans IN0008 $150.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $678K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $98.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $178.5M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $277.4M
NCUA form-section FS220Q (40 items)

investment portfolio detail (69%)

Verity Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - All other off-balance sheet exposures not specifically listed, but meet the definition of Commitments LQ0030 $178K
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $172.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $246.9M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $16.9M
Available-for-sale Amortized Cost - US Government Obligations NV0003 $12.0M
Available-for-sale Fair Value - US Government Obligations NV0004 $11.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $16.0M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $15.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $47.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $47.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $63.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $62.9M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $76.0M
Total Fair Value Available-for-Sale Debt Securities NV0084 $74.8M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $74.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $1.9M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $4.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $5.9M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $18.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $12.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $34.5M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $11.5M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $4.1M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $80.8M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $9.3M
RBC Total Equity RB0001 $72.1M
RBC Allowance for Credit Losses RB0002 $8.1M
RBC Total Additions RB0005 $8.1M
RBC Total Deductions RB0009 $6.1M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $74.2M
RBC Risk-Based Capital Numerator RB0012 $74.2M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $80.1M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $80.1M
RBC Total for Risk Weighting Securities RB0019 $74.8M
RBC Securities 0% Weight RB0020 -$1.1M
RBC Securities 20% Weight RB0021 $76.0M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $9.7M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $1K
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - 1- to 4-Family Residential Property SL0045 $26.1M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - Commercial Loans excluding Construction & Development SL0049 $1.1M
NCUA form-section FS220R (100 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Verity Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $16.5M
CCULR Off-Balance sheet exposures LR0002 $277.4M
CCULR Off-Balance sheet exposures ratio LR0003 3,526.00%
RBC Total for Risk Weighting Other Investments RB0029 $5.9M
RBC Other Investments 20% Weight RB0031 $475K
RBC Other Investments 100% Weight RB0032 $1.4M
RBC Other Investments 300% Weight RB0034 $4.1M
RBC Schedule Total Investments RB0039 $80.8M
RBC Total for Risk Weighting Total Investments RB0041 $80.8M
RBC Total Investments 0% Weight RB0042 -$1.1M
RBC Total Investments 20% Weight RB0043 $76.4M
RBC Total Investments 100% Weight RB0045 $1.4M
RBC Total Investments 300% Weight RB0047 $4.1M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $141.6M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $141.0M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $617K
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $112.0M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $111.6M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $407K
RBC Schedule Total Consumer Loans RB0060 $248.4M
RBC Total for Risk Weighting Consumer Loans RB0062 $248.4M
RBC Consumer Loans 0% Weight RB0063 $167K
RBC Consumer Loans 75% Weight RB0065 $210.6M
RBC Consumer Loans 100% Weight RB0066 $35.9M
RBC Consumer Loans 150% Weight RB0067 $1.8M
RBC Schedule Total Commercial Loans RB0068 $98.7M
RBC Total for Risk Weighting Commercial Loans RB0070 $98.7M
RBC Commercial Loans 100% Weight RB0073 $94.6M
RBC Commercial Loans 150% Weight RB0074 $4.2M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $7.8M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $7.8M
RBC Schedule Total Loans RB0079 $593.0M
RBC Total for Risk Weighting Total Loans RB0081 $593.0M
RBC Total Loans 0% Weight RB0082 -$7.6M
RBC Total Loans 50% Weight RB0084 $141.0M
RBC Total Loans 75% Weight RB0085 $210.6M
RBC Total Loans 100% Weight RB0086 $242.8M
RBC Total Loans 150% Weight RB0087 $6.3M
RBC Schedule Total Other Assets RB0088 $32.7M
RBC Total for Risk Weighting Other Assets RB0090 $32.7M
RBC Other Assets 0% Weight RB0091 $6.1M
RBC Other Assets 100% Weight RB0092 $26.6M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $786.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $786.5M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $77.4M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $76.4M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $141.0M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $210.6M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $270.7M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $6.3M
RBC Total Risk Weighted On-Balance Sheet Assets 300% Weight RB0108 $4.1M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $536.1M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $15.3M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $70.5M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $157.9M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $270.7M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $9.5M
RBC Total Risk Weighted Assets On-Balance Sheet 300% Weight RB0119 $12.2M
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $339K
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $339K
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $9.8M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $9.8M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $17.8M
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $17.8M
RBC All other off-balance sheet exposures RB0133 $178K
RBC All other off-balance sheet exposures Credit Equivalent Amount RB0134 $178K
RBC All other off-balance sheet exposures 100% Weight RB0137 $178K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $28.2M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $28.2M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $28.2M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $28.2M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $814.7M
RBC Total Risk-Weighted Assets RB0171 $564.3M
RBC Total Risk Based Capital Ratio RB0172 1,315.00%
RBC Allowance for Credit Losses (Loans) RB0177 $7.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 383.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 103,437,693.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1,481,226.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 129.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 14,002,540.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 79.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 24,139,920.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Adjustable Rate RL0015 1,097,192.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $141.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $2.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 223.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 10,495,224.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 616,146.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 1,780.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 101,523,054.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 16,701,498.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $112.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $17.3M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $3K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $253.6M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $19.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $130.9M
Total Shares SH0013 $662.9M
Total Shares and Deposits SH0018 $695.8M
Total Non-Member Deposits SH0880 $32.9M
NCUA form-section FS220S (3 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Verity Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Verity Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Verity Credit Union call report?

The Verity Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Verity Credit Union file?

Verity Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Verity Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Verity Credit Union is 68517.

How often does Verity Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Verity Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.