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Credit union call report ยท Moline, IL

Vibrant Credit Union Call Report

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Vibrant Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 541 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Vibrant Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number61093
Federal Reserve RSSD ID337395

The official copy: search charter number 61093 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Vibrant Credit Union call report, Q2 2026

Statement of Financial Condition (40 items)
Vibrant Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $6.7M
1b. Cash Items in Process of Collection AS0005 $8.8M
1c. Total Cash on Hand 730A $15.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $819K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $14.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.6M
2. Cash on Deposit (total) 730B $16.7M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $32.2M
8. Available-for-Sale Debt Securities AS0067 $119.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $119.1M
12b. Perpetual Contributed Capital 769B $959K
12c. All Other Investments AS0016 $6.6M
13. TOTAL OTHER INVESTMENTS AS0017 $7.5M
15a. Number of Total Loans and Leases 025A 35,579
15b. Total Loans and Leases 025B $959.5M
17. ACL on Loans and Leases AS0048 $9.5M
18b. Foreclosed/Repossessed - Consumer RE AS0023 $1.4M
18c. Foreclosed/Repossessed - Vehicles AS0024 $142K
18e. Foreclosed/Repossessed Assets (total) 798A $1.6M
19. Land and Building 007 $27.4M
20. Other Fixed Assets 008 $3.2M
21. NCUA Share Insurance Capitalization Deposit 794 $8.9M
22a. Goodwill 009D2 $93K
22b. Mortgage Servicing Rights 779 $964K
22d. Accrued Interest on Loans 009A $4.5M
22e. Accrued Interest on Investments 009B $5.2M
22f. All Other Assets 009C $32.5M
22g. Total Other Assets AS0036 $43.2M
23. TOTAL ASSETS 010 $1.19B
Accounts Payable and Other Liabilities 825 $16.7M
Accrued Dividends and Interest Payable 820A $789
Borrowings (total) 860C $145.5M
Member Shares of All Types 013 $886.1M
Nonmember Deposits 880 $72.5M
Total Shares and Deposits 018 $958.6M
Undivided Earnings 940 $88.4M
Net Income (equity) 602 $1.4M
Total Net Worth 997 $95.9M
Net Worth Ratio 998 8.04%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $1.19B
Statement of Income and Expense (27 items)
Vibrant Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $29.2M
3. Income from Investments 120 $2.9M
5. TOTAL INTEREST INCOME 115 $32.2M
6. Dividends on Shares 380 $13.9M
8. Interest on Borrowed Money 340 $2.5M
9. TOTAL INTEREST EXPENSE 350 $16.4M
10. NET INTEREST INCOME IS0010 $15.7M
12a. Credit Loss Expense - Loans and Leases IS0011 $2.6M
12e. Total Credit Loss Expense IS0017 $2.6M
13. Fee Income 131 $1.8M
14. Other Operating Income IS0020 $1.8M
16. Gain (Loss) on Other Investments IS0047 $431K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$52K
19. Gain (Loss) on Sale of Loans IS0029 $504K
22. Other Non-Operating Income 440 $353K
23. TOTAL NON-INTEREST INCOME 117 $4.8M
24. Employee Compensation and Benefits 210 $7.7M
25. Travel and Conference 230 $62K
26. Office Occupancy 250 $1.0M
27. Office Operations 260 $4.6M
28. Educational and Promotional 270 $696K
29. Loan Servicing 280 $1.1M
30. Professional and Outside Services 290 $878K
32. Operating Fees 320 $49K
33. Miscellaneous Operating Expense 360 $481K
34. TOTAL NON-INTEREST EXPENSE 671 $16.5M
35. NET INCOME 661A $1.4M
Statement pages - all other filed accounts (24 items)

delinquency (21%), credit cards (21%)

Vibrant Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $9.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4.5M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $923K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $6.1M
Loans Granted Year-to-Date 031A $11K
Amount of Loans Granted Year-to-Date 031B $387.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $15.2M
Number of current members (not number of accounts) 083 69,887
Number of potential members 084 658,500
Net Member Business Loan Balance 400A $64.1M
Non-Member Deposits 457 $50
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 990.00%
Interest Rate of New Vehicle Loans 523 625.00%
Interest Rate of Used Vehicle Loans 524 625.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $4.2M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $769K
Total Amount of All Other Shares 630 $910K
Amount of Regular Shares 657 $342.2M
Amount of Share Drafts 902 $147.8M
IRA/KEOGH Accounts - < 1 Year 906A $14.0M
Share Certificates - < 1 Year 908A $306.4M
Total Amount of Share Certificates 908C $353.1M
Total Amount of Money Market Shares 911 $25.1M
Number of Used Vehicle Loans 968 9,023
NCUA data file FS220A (32 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Vibrant Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $836.5M
Total Shares - 1-3 Years 013B1 $46.4M
Total Shares - > 3 Years 013B2 $3.1M
Total Shares and Deposits - < 1 Year 018A $863.7M
Total Shares and Deposits - 1-3 Years 018B1 $91.7M
Total Shares and Deposits - > 3 Years 018B2 $3.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 334
Amount of Delinquent Indirect Loans 041E $2.0M
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $149.0M
Amount of New Vehicle Loans 385 $31.1M
Amount of All Other Unsecured Loans/Lines of Credit 397 $48.4M
Share Certificates 451 $7K
Number of Accounts for Share Drafts 452 28,505
IRA/KEOGH Accounts 453 $704
Number of Accounts for Regular Shares 454 64,839
All other shares 455 $340
Money Market Shares 458 $1K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 102,476
Number of credit union employees who are Full-Time (26 hours or more) 564A 140
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Number of Outstanding Indirect Loans 617A 8,120
Total Amount of Outstanding Indirect Loans 618A $159.5M
Amount of real estate loans sold but serviced by the credit union 779A $93.8M
Amount of Borrowings Subject to Early Repayment at Lender's Option 865A $67.5M
Total credit lines 881 $402.9M
Draws against lines of credit, less than 1 year 883A $33.0M
Draws against lines of credit, 1 to 3 years 883B1 $50.0M
Draws against lines of credit, more than 3 years 883B2 $62.5M
Draws against lines of credit, total amount 883C $145.5M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$86K
Miscellaneous Equity 996 $61K
NCUA data file FS220B (25 items)

maturity and repricing buckets (40%), credit cards (17%)

Vibrant Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $70.7M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $70.7M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $887.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $910K
Amount of Regular Shares - < 1 Year 657A $342.2M
Total Borrowings - < 1 Year 860A $33.0M
Total Borrowings - 1-3 Years 860B1 $50.0M
Total Borrowings - > 3 Years 860B2 $62.5M
Non-Member Deposits - < 1 Year 880A $27.3M
Non-Member Deposits - 1-3 Years 880B1 $45.3M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $147.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $2.7M
IRA/KEOGH Accounts - > 3 Years 906B2 $232K
Total Amount of IRA/KEOGH Accounts 906C $17.0M
Share Certificates - 1-3 Years 908B1 $43.7M
Share Certificates - > 3 Years 908B2 $2.9M
Money Market Shares - < 1 Year 911A $25.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.4M
Number of New Vehicle Loans 958 1,158
Total Shares 966 $102K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.2M
Number of All Other Unsecured Loans/Lines of Credit 994 5,753
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 7
NCUA data file FS220C (12 items)

charge-offs and recoveries (27%), participation loans (18%)

Vibrant Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $720K
Total Amount of All Participation Loans Charged Off Year-to-Date 550F $977K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $190K
Total Amount of All Year-to-Date Recoveries on Charged-Off Participation Loans 551F $9K
Number of credit union branches (include the main office if member services are conducted at that location) 566 3
Supplemental Share Information - Accts Held by Member Government Depositors 631 $4.2M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $251.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $8.8M
Amount of Participation Loans Purchased Year-to-Date 690 $73.1M
Amount of Participation Loans Sold Year-to-Date 691 $209.2M
Outstanding balance of brokered certificates of deposit and share certificates 788 $64.3M
NCUA data file FS220D (26 items)

member services and products offered (69%), CUSO relationships (27%)

Vibrant Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Credit Management and Repair 879B6 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (11 items)

loans and leases (32%), participation loans (18%)

Vibrant Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $6.1M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $308.2M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $144.7M
Total Outstanding Amount of Participation Loans Sold By Type 691N $56.3M
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $23.8M
Total Value of Investments in CUSOs 851 $976K
Total Aggregate Cash Outlay in CUSOs 853 $588K
Assets Pledged to Secure Borrowings 878 $549.7M
Total Credit Lines at Corporate Credit Unions 884 $37.4M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $6.1M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $6.1M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Vibrant Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $66.4M
Total number of TDR loans outstanding 1000F $3
Total amount of TDR loans outstanding 1001F $29K
NCUA data file FS220I (18 items)

vehicle lending (59%), delinquency (44%)

Vibrant Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $164K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $1.4M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $46K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $733K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $32K
Number of Reportable Delinquent New Vehicle Loans 035E1 6
Number of Reportable Delinquent Used Vehicle Loans 035E2 79
Amount of Reportable Delinquent New Vehicle Loans 041C1 $122K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.8M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $83K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $928K
Amount of New Vehicle Loans YTD Recoveries 551C1 $8K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $227K
Commercial Share Accounts 643 $43.9M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $162K
Draws Against LOCs from FHLB 885A3 $145.5M
Total Draws Againts LOCs 885A4 $145.5M
Number of International Remittances originated Year-to-Date 928 33
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Vibrant Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $30.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $30.6M
NCUA data file FS220L (46 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Vibrant Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $36K
Total Amount of Loans & Leases on Loan Schedule 025B1 $959.5M
Total number of commercial loans to members granted or purchased YTD 090A1 $66
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 1
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $1
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 65
Number of member construction and development commercial loans 143A3 9
Number of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143A4 1
Outstanding balance of member construction and development commercial loans 143B3 $14.8M
Outstanding balance of purchased or participation interests in commercial loans secured by construction and development property to nonmembers 143B4 $5.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $200.0M
Amount of All Other Real Estate Loans/Lines of Credit 386B $78K
Total outstanding balance of commercial loans to members 400A1 $62.0M
Total outstanding balance of nonmember commercial loans 400B1 $57.1M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $1.5M
Outstanding balance of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400H3 $6.6M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $23.5M
Outstanding balance of Member Commercial and Industrial loans 400L2 $20.9M
Outstanding balance of purchased or participation interests in Commercial and Industrial loans to nonmembers 400L3 $34.2M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $1.2M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $10.6M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $55.1M
Outstanding balance of all member and non-member commercial loans 400T1 $119.1M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $5.6M
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $125K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $125K
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $5.5M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 625.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 625.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 800.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 625.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 800.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 800.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 3
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $4.0M
Guaranteed Portion of Commercial Small Business Administration Loans 691C2 $4.0M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $51.4M
Outstanding Amount of Commercial Construction & Development Loans Purchased 691L9 $5.8M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 13
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $14.9M
Guaranteed Portion of Commercial Other Government Guaranteed Loans 691P2 $14.9M
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $157.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $254.6M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $41.0M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $22.9M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $64.0M
NCUA data file FS220M (22 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Vibrant Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $54.3M
Total Unfunded Commitments for Commercial Loans 814K $2.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $64.3M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $9.9M
Total number of member commercial loans 900A1 $310
Total number of nonmember commercial loans 900B1 $25
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 10
Number of purchased or participation interests in commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900H3 4
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 30
Total number of real estate secured member commercial loans 900K2 $54
Total number of real estate secured nonmember commercial loans 900K3 $7
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 61
Number of Member Commercial and Industrial loans 900L2 256
Number of purchased or Participation Interest in Commercial and Industrial loans to nonmembers 900L3 18
Number of member commercial loans Secured by Multifamily Property 900M 5
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 276
Total Number of Member and Nonmember commercial loans 900T1 $335
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 1,897
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 5,072
Number of All Other Real Estate Loans/Lines of Credit 960B 5
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 12,334
NCUA data file FS220N (16 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Vibrant Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $4.1M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $2.6M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $24.3M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $57.9M
Available-for-sale Debt Securities > 10 Years AS0066 $30.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$23.6M
Total Liabilities LI0069 $1.12B
Number of Non-Commercial Small Business Administration Loans LN0050 2
Outstanding Balance of Non-Commercial Small Business Administration Loans LN0051 $277K
Guaranteed Portion of Non-Commercial Small Business Administration Loans LN0052 $277K
Number of Small Business Administration Paycheck Protection Program Loans LN0056 2
Outstanding Balance of Small Business Administration Paycheck Protection Program Loans LN0057 $277K
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 -$31K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $1.19B
Number of Loans Purchased from Other Sources YTD (Whole or partial loans) SL0012 416
Amount of Loans Purchased from Other Sources YTD (Whole or partial loans) SL0013 $34.8M
NCUA data file FS220P (58 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Vibrant Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $842K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $129K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $1.7M
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $332K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $21K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0018 $73K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property CH0031 $633K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $63.9M
All Other Unsecured Loans/Lines of Credit DL0022 $371K
All Other Unsecured Loans/Lines of Credit DL0023 $220K
All Other Unsecured Loans/Lines of Credit DL0024 $267K
All Other Unsecured Loans/Lines of Credit DL0027 $486K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $64
New Vehicle Loans DL0030 $76K
Used Vehicle Loans DL0037 $1.0M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $2.6M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $1.1M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $1.3M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $2.4M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $121
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $1.1M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $725K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $404K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $158K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0061 $168K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $1.5M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $24
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $3.4M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $517K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $1.4M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $733K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $164K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $2.8M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $33
Dollar Amount of Reportable Delinquency - >=360 Days Delinquent - Commercial Loans/Lines of Credit Construction and Development Loans DL0082 $5.8M
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Construction and Development Loans DL0083 $5.8M
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Construction and Development Loans DL0084 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0106 $51K
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0120 $623K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $369K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $427K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $6
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $3.7M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Participation Loans Purchased under 701.22 DL0142 $8.3M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $1.8M
Amount of Consumer Loans in Non-Accrual Status DL0145 $5.4M
Amount of Commercial Loans in Non-Accrual Status DL0146 $5.8M
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $57K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 7,853
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $157.0M
Number of Indirect Loans - First Lien and Junio Lien Residential Loans IN0003 38
Amount of Indirect Loans - First Lien and Junio Lien Residential Loans IN0004 $2.0M
Number of Indirect Loans - All Other Loans IN0007 229
Amount of Indirect Loans - All Other Loans IN0008 $544K
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $2.1M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $54.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Unsecured LQ0016 $9.9M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $66.4M
NCUA data file FS220Q (49 items)

investment portfolio detail (69%)

Vibrant Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Loans Transferred under the FHLB MPF program LQ0021 $1.2M
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $303.4M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $452.2M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $97.4M
Total Borrowings LQ0860 $145.5M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $119.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $96.2M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $119.4M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $96.2M
Available-for-sale Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0075 $23.3M
Available-for-sale Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0076 $22.9M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $142.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $119.1M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $119.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $6.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $959K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $7.5M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $9.2M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $24.3M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $57.9M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $31.2M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $126.7M
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 $9K
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on all other investments NV0161 $422K
Total Gain (Loss) on Investments NV0162 $431K
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Remaining Premiums NV0169 $3.9M
Assets Used to Fund Employee Benefit or Deferred Compensation Plans - Collateral Assignment - Cash Surrender Value NV0170 $21.6M
RBC Total Equity RB0001 $95.9M
RBC Allowance for Credit Losses RB0002 $9.5M
RBC Total Additions RB0005 $9.5M
RBC Total Deductions RB0009 $9.0M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $96.4M
RBC Risk-Based Capital Numerator RB0012 $96.4M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $32.2M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $30.6M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $1.6M
RBC Total for Risk Weighting Securities RB0019 $119.1M
RBC Securities 0% Weight RB0020 $148K
RBC Securities 20% Weight RB0021 $96.2M
RBC Securities 100% Weight RB0023 $22.8M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $7.2M
Participation Loans: Participations Sold - Retained Balance Outstanding - Vehicle-Non-commercial SL0038 $10.7M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - Vehicle - Non-commercial SL0039 $100.2M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - 1- to 4-Family Residential Property SL0047 $35.2M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - All Other SL0056 $99.0M
Participation Loans: Participations Purchased - Purchased Year-To-Date - Amount - All Other SL0057 $73.1M
Participation Loans: Participations Sold - Retained Balance Outstanding - All Other SL0058 $21.8M
Participation Loans: Participations Sold - Sold Year-To-Date - Amount - All Other SL0059 $73.9M
NCUA data file FS220R (122 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Vibrant Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $62.0M
CCULR Off-Balance sheet exposures LR0002 $67.5M
CCULR Off-Balance sheet exposures ratio LR0003 565.00%
RBC Total for Risk Weighting Other Investments RB0029 $7.5M
RBC Other Investments 20% Weight RB0031 $6.6M
RBC Other Investments 150% Weight RB0033 $959K
RBC Schedule Total Investments RB0039 $126.7M
RBC Total for Risk Weighting Total Investments RB0041 $126.7M
RBC Total Investments 0% Weight RB0042 $148K
RBC Total Investments 20% Weight RB0043 $102.8M
RBC Total Investments 100% Weight RB0045 $22.8M
RBC Total Investments 150% Weight RB0046 $959K
RBC Adjustments to First Lien Residential Real Estate Loans RB0051 $3.8M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $258.4M
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $257.2M
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $1.2M
RBC Adjustments to Junior Lien Residential Real Estate Loans RB0056 -$3.8M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $196.2M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $193.9M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $2.3M
RBC Schedule Total Consumer Loans RB0060 $385.9M
RBC Adjustments to Consumer Loans RB0061 -$277K
RBC Total for Risk Weighting Consumer Loans RB0062 $385.6M
RBC Consumer Loans 0% Weight RB0063 $196K
RBC Consumer Loans 75% Weight RB0065 $324.6M
RBC Consumer Loans 100% Weight RB0066 $58.4M
RBC Consumer Loans 150% Weight RB0067 $2.4M
RBC Schedule Total Commercial Loans RB0068 $119.1M
RBC Adjustments to Commercial Loans RB0069 $277K
RBC Total for Risk Weighting Commercial Loans RB0070 $119.3M
RBC Commercial Loans 0% Weight RB0071 $19.2M
RBC Commercial Loans 100% Weight RB0073 $94.1M
RBC Commercial Loans 150% Weight RB0074 $6.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $9.5M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $9.5M
RBC Schedule Total Loans RB0079 $950.0M
RBC Total for Risk Weighting Total Loans RB0081 $950.0M
RBC Total Loans 0% Weight RB0082 $9.9M
RBC Total Loans 50% Weight RB0084 $257.2M
RBC Total Loans 75% Weight RB0085 $324.6M
RBC Total Loans 100% Weight RB0086 $347.6M
RBC Total Loans 150% Weight RB0087 $10.8M
RBC Schedule Total Other Assets RB0088 $84.2M
RBC Total for Risk Weighting Other Assets RB0090 $84.2M
RBC Other Assets 0% Weight RB0091 $9.0M
RBC Other Assets 100% Weight RB0092 $74.6M
RBC Other Assets 250% Weight RB0094 $574K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $1.19B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.19B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $49.6M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $104.4M
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $257.2M
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $324.6M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $445.0M
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $11.8M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $574K
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $857.0M
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $20.9M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $128.6M
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $243.5M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $445.0M
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $17.7M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $1.4M
RBC Unfunded Commitment Commercial Loans Credit Equivalent Amount RB0123 $1.1M
RBC Unfunded Commitment Commercial Loans 100% Weight RB0124 $1.1M
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $5.4M
RBC Unfunded Commitment Secured Consumer Loans 50% Weight RB0126 $571K
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $4.9M
RBC Unfunded Commitment Unsecured Consumer Loans Credit Equivalent Amount RB0129 $997K
RBC Unfunded Commitment Unsecured Consumer Loans 100% Weight RB0130 $997K
RBC Federal Home Loan Bank MPF Program Credit Equivalent Amount RB0131 $230K
RBC Federal Home Loan Bank MPF Program 50% Weight RB0132 $230K
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $7.7M
RBC Total Off-Balance Sheet and Derivative 50% Weight RB0158 $801K
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $6.9M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $7.3M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 50% Weight RB0166 $400K
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $6.9M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $1.20B
RBC Total Risk-Weighted Assets RB0171 $864.3M
RBC Total Risk Based Capital Ratio RB0172 1,115.00%
RBC Allowance for Credit Losses (Loans) RB0177 $9.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 611.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 138,541,976.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 738.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 38,182,255.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $267
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $44.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $190
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $29.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 91.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 4,010,997.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $254.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 221.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 8,715,090.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 983,199.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 32,198.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Fixed Rate RL0024 173.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Fixed Rate RL0025 5,450,818.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 4,676.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 185,807,738.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 32,340,052.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $200.0M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $33.3M
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 5.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 77,578.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $78K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $7K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $454.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $33.3M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $278.9M
Total Shares SH0013 $886.1M
Total Shares and Deposits SH0018 $958.6M
Total Non-Member Deposits SH0880 $72.5M
Number of Outstanding Loans Purchased from Other Financial Institutions SL0018 846
Amount of Outstanding Loans Purchased from Other Financial Institutions SL0019 $107.2M
Number of Outstanding Loans Purchased from Other Sources SL0020 2,765
Amount of Outstanding Loans Purchased from Other Sources SL0021 $43.4M
Number of Loans Sold, Year-to-date SL0022 93
Amount of Loans Sold, Year-to-date SL0023 $2.5M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 1,303
NCUA data file FS220S (8 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Vibrant Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Unsecured personal loans PP0041 $1
Acquire participation loans PP0044 $1
Communication PP0047 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Vibrant Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Vibrant Credit Union call report?

The Vibrant Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Vibrant Credit Union file?

Vibrant Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Vibrant Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Vibrant Credit Union is 61093.

How often does Vibrant Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Vibrant Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.