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Vickswood Federal Credit Union: Loan-to-Share Ratio

60.55% Within the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24876) · FFIEC NIC profile (RSSD 804196)

Vickswood Federal Credit Union reported a loan-to-share ratio of 60.55% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 202660.55%
Q1 202657.26%
Q4 202560.44%
Q3 202560.66%
Q2 202557.59%
Q1 202557.37%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 2,479 credit unions with under $100M in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 60.55% 58.92% 52nd position only

Explore more for Vickswood Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.