Virginia Federal Credit Union: Delinquency Ratio
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 24962) · FFIEC NIC profile (RSSD 807795)
Virginia Federal Credit Union reported a delinquency ratio of 1.05% as of Q2 2026. The delinquency ratio is loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.
NCUA sets no threshold for the delinquency ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.
6-Quarter Trend
What Delinquency Ratio Means
Loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.
Full definition & formula →Delinquency Ratio against similar-size credit unions
Compared with 454 credit unions with $1B to $10B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.05% | 0.68% | 25th bottom |
Explore more for Virginia Federal Credit Union: net worth ratio · return on assets · loan-to-share · or browse all credit unions.