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Vitelco Employees Federal Credit Union: Net Worth Ratio

5.14% Below NCUA's 6% adequately capitalized level

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 23294) · FFIEC NIC profile (RSSD 742588)

Vitelco Employees Federal Credit Union reported a net worth ratio of 5.14% as of Q2 2026. The net worth ratio is the NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 20265.14%
Q1 20265.28%
Q4 20257.06%
Q3 20256.50%
Q2 20257.85%
Q1 20258.93%

What Net Worth Ratio Means

The NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

Full definition & formula →

Net Worth Ratio against similar-size credit unions

Compared with 2,479 credit unions with under $100M in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 5.14% 14.31% under 10th bottom

Explore more for Vitelco Employees Federal Credit Union: delinquency ratio · return on assets · loan-to-share · or browse all credit unions.