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Credit union call report ยท Pasadena, CA

Wescom Central Credit Union Call Report

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Wescom Central Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 500 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Wescom Central Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number66703
Federal Reserve RSSD ID344692

The official copy: search charter number 66703 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Wescom Central Credit Union call report, Q2 2026

Statement of Financial Condition (38 items)
Wescom Central Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $30.4M
1c. Total Cash on Hand 730A $30.4M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $47.2M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $151.3M
2c. Cash on Deposit in Other Financial Institutions 730B2 $704K
2. Cash on Deposit (total) 730B $199.2M
3. Time Deposits in Banks and Credit Unions AS0007 $347K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $230.0M
8. Available-for-Sale Debt Securities AS0067 $2.38B
11. TOTAL INVESTMENT SECURITIES AS0013 $2.38B
12b. Perpetual Contributed Capital 769B $237K
12c. All Other Investments AS0016 $46.3M
13. TOTAL OTHER INVESTMENTS AS0017 $46.5M
15a. Number of Total Loans and Leases 025A 151,389
15b. Total Loans and Leases 025B $3.51B
17. ACL on Loans and Leases AS0048 $39.6M
19. Land and Building 007 $29.2M
20. Other Fixed Assets 008 $113.1M
21. NCUA Share Insurance Capitalization Deposit 794 $39.1M
22a. Goodwill 009D2 $8.8M
22b. Mortgage Servicing Rights 779 $4.0M
22c. Other Intangible Assets AS0032 $2.9M
22d. Accrued Interest on Loans 009A $12.8M
22e. Accrued Interest on Investments 009B $12.4M
22f. All Other Assets 009C $255.2M
22g. Total Other Assets AS0036 $296.2M
23. TOTAL ASSETS 010 $6.60B
Accounts Payable and Other Liabilities 825 $198.4M
Accrued Dividends and Interest Payable 820A $877K
ACL on Off-Balance-Sheet Exposures LI0003 $1.4M
Borrowings (total) 860C $1.68B
Member Shares of All Types 013 $4.17B
Nonmember Deposits 880 $175.0M
Total Shares and Deposits 018 $4.35B
Undivided Earnings 940 $510.3M
Total Net Worth 997 $521.7M
Net Worth Ratio 998 7.90%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $6.60B
Statement of Income and Expense (29 items)
Wescom Central Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $98.7M
3. Income from Investments 120 $46.6M
5. TOTAL INTEREST INCOME 115 $145.3M
6. Dividends on Shares 380 $12.4M
7. Interest on Deposits 381 $2.2M
8. Interest on Borrowed Money 340 $33.4M
9. TOTAL INTEREST EXPENSE 350 $48.0M
10. NET INTEREST INCOME IS0010 $97.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $6.8M
12e. Total Credit Loss Expense IS0017 $6.8M
13. Fee Income 131 $4.6M
14. Other Operating Income IS0020 $31.2M
15. Gain (Loss) on Equity/Trading Securities IS0046 $5.5M
16. Gain (Loss) on Other Investments IS0047 $20K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$23K
19. Gain (Loss) on Sale of Loans IS0029 $111K
22. Other Non-Operating Income 440 $170K
23. TOTAL NON-INTEREST INCOME 117 $41.6M
24. Employee Compensation and Benefits 210 $62.0M
25. Travel and Conference 230 $803K
26. Office Occupancy 250 $10.3M
27. Office Operations 260 $22.3M
28. Educational and Promotional 270 $4.1M
29. Loan Servicing 280 $12.2M
30. Professional and Outside Services 290 $1.2M
32. Operating Fees 320 $271K
33. Miscellaneous Operating Expense 360 $3.5M
34. TOTAL NON-INTEREST EXPENSE 671 $116.6M
35. NET INCOME 661A $15.5M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Wescom Central Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $12.4M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $7.1M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $2.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $1.0M
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $2.1M
Loans Granted Year-to-Date 031A $84K
Amount of Loans Granted Year-to-Date 031B $515.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $15.0M
Number of current members (not number of accounts) 083 264,807
Number of potential members 084 28,327,232
Net Member Business Loan Balance 400A $935K
Non-Member Deposits 457 $4
Interest Rate of Unsecured Credit Card Loans 521 1,220.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,166.00%
Interest Rate of New Vehicle Loans 523 513.00%
Interest Rate of Used Vehicle Loans 524 634.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $7.8M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $1.1M
Amount of Regular Shares 657 $1.50B
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $2.7M
Amount of Share Drafts 902 $992.9M
IRA/KEOGH Accounts - < 1 Year 906A $145.4M
Share Certificates - < 1 Year 908A $489.2M
Total Amount of Share Certificates 908C $603.8M
Total Amount of Money Market Shares 911 $890.3M
Number of Used Vehicle Loans 968 18,927
NCUA data file FS220A (32 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Wescom Central Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $4.02B
Total Shares - 1-3 Years 013B1 $117.2M
Total Shares - > 3 Years 013B2 $34.1M
Total Shares and Deposits - < 1 Year 018A $4.20B
Total Shares and Deposits - 1-3 Years 018B1 $117.2M
Total Shares and Deposits - > 3 Years 018B2 $34.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1,035
Amount of Delinquent Indirect Loans 041E $204K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $306.8M
Amount of New Vehicle Loans 385 $144.9M
Amount of Unsecured Credit Card Loans 396 $236.1M
Amount of All Other Unsecured Loans/Lines of Credit 397 $130.8M
Share Certificates 451 $25K
Number of Accounts for Share Drafts 452 232,075
IRA/KEOGH Accounts 453 $12K
Number of Accounts for Regular Shares 454 328,417
Money Market Shares 458 $28K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 626,178
Number of credit union employees who are Full-Time (26 hours or more) 564A 839
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 15
Number of Outstanding Indirect Loans 617A 1,044
Total Amount of Outstanding Indirect Loans 618A $17.0M
Amount of real estate loans sold but serviced by the credit union 779A $430.1M
Amount of Borrowings Subject to Early Repayment at Lender's Option 865A $125.0M
Total credit lines 881 $2.83B
Draws against lines of credit, less than 1 year 883A $1.00B
Draws against lines of credit, 1 to 3 years 883B1 $190.0M
Draws against lines of credit, more than 3 years 883B2 $485.0M
Draws against lines of credit, total amount 883C $1.68B
Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges 945A $30.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$11.7M
NCUA data file FS220B (32 items)

maturity and repricing buckets (40%), credit cards (17%)

Wescom Central Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2.5M
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $104K
Number - Total Delinquent Credit Card Loans 045A 626
Total Amount of Delinquent Unsecured Credit Card Loans 045B $3.8M
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $269.8M
Total Uninsured Nonmember Shares and Deposits > $250K (G+H+I) 067A2 $174.8M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $444.5M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $3.90B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $1.50B
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $4.6M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $451K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $7.8M
Total Borrowings - < 1 Year 860A $1.00B
Total Borrowings - 1-3 Years 860B1 $190.0M
Total Borrowings - > 3 Years 860B2 $485.0M
Non-Member Deposits - < 1 Year 880A $175.0M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $992.9M
IRA/KEOGH Accounts - 1-3 Years 906B1 $29.2M
IRA/KEOGH Accounts - > 3 Years 906B2 $7.5M
Total Amount of IRA/KEOGH Accounts 906C $182.2M
Share Certificates - 1-3 Years 908B1 $88.0M
Share Certificates - > 3 Years 908B2 $26.6M
Money Market Shares - < 1 Year 911A $890.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $8.2M
Number of New Vehicle Loans 958 6,594
Total Shares 966 $626K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $1.8M
Number of Unsecured Credit Card Loans 993 72,262
Number of All Other Unsecured Loans/Lines of Credit 994 40,761
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 49
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Wescom Central Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $201K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $16K
Number of credit union branches (include the main office if member services are conducted at that location) 566 30
Supplemental Share Information - Accounts Held by Non-Member Government Depositors 632 $175.0M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $450.8M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $66.6M
NCUA data file FS220D (30 items)

member services and products offered (69%), CUSO relationships (27%)

Wescom Central Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (11 items)

loans and leases (32%), participation loans (18%)

Wescom Central Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $2.0M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $19.9M
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $19.9M
Total Outstanding Amount of Participation Loans Sold By Type 691N $167K
Outstanding Amount of Real Estate Participation Loans Sold 691N2 $167K
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 11
Total Value of Investments in CUSOs 851 $11.8M
Total Aggregate Cash Outlay in CUSOs 853 $7.9M
Assets Pledged to Secure Borrowings 878 $4.14B
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $11.4M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $11.4M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Wescom Central Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.50B
Total number of TDR loans outstanding 1000F $96
Total amount of TDR loans outstanding 1001F $15.1M
NCUA data file FS220I (20 items)

vehicle lending (59%), delinquency (44%)

Wescom Central Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $746K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $3.9M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $160K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $375K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $25K
Number of Reportable Delinquent New Vehicle Loans 035E1 13
Number of Reportable Delinquent Used Vehicle Loans 035E2 74
Amount of Reportable Delinquent New Vehicle Loans 041C1 $264K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $1.1M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $186K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.0M
Amount of New Vehicle Loans YTD Recoveries 551C1 $76K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $167K
Commercial Share Accounts 643 $16.4M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $1.0M
Draws Against LOCs from FHLB 885A3 $1.68B
Total Draws Againts LOCs 885A4 $1.68B
Amount of Grants Awarded Year-to-Date 926 $250K
Amount of Grants Received Year-to-Date 927 $250K
Number of International Remittances originated Year-to-Date 928 8
NCUA data file FS220J (6 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Wescom Central Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Investments Not Authorized by the FCU Act or NCUA Rules and Regulations (SCU ONLY). Exclude investments listed in Line 20 a. or b. (below). 784A $116.4M
Other Investments 789D $70.2M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $70.2M
Amounts reported in Asset section of the Statement of Financial Condition to fund Charitable Donation Accounts 789H $5.4M
Total Derivative Transactions Outstanding - Total Derivatives - Total Notional Amount 1030 $604.7M
Total Derivative Transactions Outstanding - Total Derivatives - Net Fair Value Gain (Loss) 1030C $43.6M
NCUA data file FS220L (13 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Wescom Central Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $151K
Total Amount of Loans & Leases on Loan Schedule 025B1 $3.51B
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $918.8M
Total outstanding balance of commercial loans to members 400A1 $935K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $935K
Outstanding balance of all member and non-member commercial loans 400T1 $935K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 686.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 390.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 356.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $108K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.77B
Total Outstanding Balance of real estate secured member commercial loans 718A3 $935K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $935K
NCUA data file FS220M (13 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Wescom Central Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $856.2M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.49B
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $121.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.50B
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $24.5M
Total number of member commercial loans 900A1 $2
Total number of real estate secured member commercial loans 900K2 $2
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 2
Number of member commercial loans Secured by Multifamily Property 900M 2
Total Number of Member and Nonmember commercial loans 900T1 $2
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 4,882
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 7,934
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 27
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Wescom Central Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $662.0M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $174.5M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $415.7M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $876.4M
Available-for-sale Debt Securities > 10 Years AS0066 $249.6M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$156.1M
Total Liabilities LI0069 $6.23B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $37.0M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $6.60B
NCUA data file FS220P (46 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Wescom Central Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $2.0M
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $258K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $69K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $61K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $61K
Unsecured Credit Card Loans DL0002 $1.1M
All Other Unsecured Loans/Lines of Credit DL0022 $1.2M
All Other Unsecured Loans/Lines of Credit DL0023 $575K
All Other Unsecured Loans/Lines of Credit DL0024 $1.1M
All Other Unsecured Loans/Lines of Credit DL0025 $5K
All Other Unsecured Loans/Lines of Credit DL0027 $1.7M
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $276
New Vehicle Loans DL0030 $103K
Used Vehicle Loans DL0037 $716K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $58
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $58
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $61K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $295K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $2.0M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $1.8M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $4.1M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $11
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $4.3M
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $1.2M
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $974K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $835K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $1.0M
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $4.0M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $34
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $4.0M
Amount of reportable delinquency included in Total Delinquent Loans and Leases (Account 041B), that relates to: Whole or Partial Loans Purchased under 701.23 DL0144 $1.1M
Amount of Consumer Loans in Non-Accrual Status DL0145 $11.0M
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $5
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $599K
Interest Rate Derivative Swaps Total Notional Amount DT0005 490,000,000.00%
Interest Rate Derivative Swaps Net Fair Value Gain (Loss) DT0006 43,602,166.00%
Interest Rate Derivative Other Total Notional Amount DT0009 100,000,000.00%
Interest Rate Derivative Other Net Fair Value Gain (Loss) DT0010 1,124.00%
All Other Derivatives Total Notional Amount DT0015 $14.7M
All Other Derivatives Net Fair Value Gain (Loss) DT0016 -$4K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 1,044
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $17.0M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $1.64B
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $856.2M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $856.2M
NCUA data file FS220Q (55 items)

investment portfolio detail (69%)

Wescom Central Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $2.27B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $3.57B
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $574.8M
Total Borrowings LQ0860 $1.68B
Available-for-sale Amortized Cost - US Government Obligations NV0003 $50.0M
Available-for-sale Fair Value - US Government Obligations NV0004 $31.1M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $446.9M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $427.9M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $1.51B
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $1.43B
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $1.96B
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $1.86B
Available-for-sale Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Non-Debt Instruments - Non-Guaranteed NV0031 $83.4M
Available-for-sale Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Non-Debt Instruments - Non-Guaranteed NV0032 $84.3M
Available-for-sale Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0035 $83.4M
Available-for-sale Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed NV0036 $84.3M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Other Asset-Backed Securities NV0047 $30.6M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Other Asset-Backed Securities NV0048 $30.5M
Available-for-sale Amortized Cost - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0051 $30.6M
Available-for-sale Fair Value - Non-Federal Agency Asset-Backed Securities - Senior Tranches - Total NV0052 $30.5M
Available-for-sale Amortized Cost - Securities Issued by States and Political Subdivisions in the U.S. NV0071 $290.1M
Available-for-sale Fair Value - Securities Issued by States and Political Subdivisions in the U.S. NV0072 $256.5M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $119.9M
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $116.4M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $2.53B
Total Fair Value Available-for-Sale Debt Securities NV0084 $2.38B
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $347K
Investment Maturity Distribution - Time Deposits - Total NV0116 $347K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $2.38B
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $46.5M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $46.5M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $662.3M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $221.0M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $415.7M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $876.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $249.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $2.42B
Investment - Memoranda - Realized Gains (Losses) - Realized Gains (Losses) on Available for Sale Securities NV0160 $20K
Total Gain (Loss) on Investments NV0162 $20K
RBC Total Equity RB0001 $512.4M
RBC Allowance for Credit Losses RB0002 $41.0M
RBC Total Additions RB0005 $41.0M
RBC Total Deductions RB0009 $50.9M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $502.5M
RBC Risk-Based Capital Numerator RB0012 $502.5M
RBC Total for Risk Weighting Cash and Deposits in Financial Institutions or Reserve Banks RB0014 $230.0M
RBC Cash and Deposits in Financial Institutions or Reserve Banks 0% Weight RB0015 $183.0M
RBC Cash, Cash Equivalents, Deposits in Financial Institutions or Reserve Banks 20% Weight RB0016 $47.0M
RBC Total for Risk Weighting Securities RB0019 $2.38B
RBC Securities 0% Weight RB0020 $505.5M
RBC Securities 20% Weight RB0021 $1.52B
RBC Securities 50% Weight RB0022 $237.2M
RBC Securities 100% Weight RB0023 $30.5M
RBC Securities 1250% Weight RB0025 $84.4M
Participation Loans: Participations Purchased - Outstanding Balance - Amount - Vehicle - Non-commercial SL0036 $9K
NCUA data file FS220R (121 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Wescom Central Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $560.4M
CCULR Off-Balance sheet exposures LR0002 $856.2M
CCULR Off-Balance sheet exposures ratio LR0003 1,297.00%
RBC Total for Risk Weighting Other Investments RB0029 $46.5M
RBC Other Investments 20% Weight RB0031 $46.3M
RBC Other Investments 150% Weight RB0033 $237K
RBC Schedule Total Investments RB0039 $2.42B
RBC Total for Risk Weighting Total Investments RB0041 $2.42B
RBC Total Investments 0% Weight RB0042 $505.5M
RBC Total Investments 20% Weight RB0043 $1.57B
RBC Total Investments 50% Weight RB0044 $237.2M
RBC Total Investments 100% Weight RB0045 $30.5M
RBC Total Investments 150% Weight RB0046 $237K
RBC Total Investments 1250% Weight RB0049 $84.4M
RBC Adjustments to First Lien Residential Real Estate Loans RB0051 $86.1M
RBC Total for Risk Weighting First Lien Residential Real Estate Loans RB0052 $1.86B
RBC First Lien Residential Real Estate Loans 50% Weight RB0053 $1.85B
RBC First Lien Residential Real Estate Loans 100% Weight RB0055 $3.8M
RBC Adjustments to Junior Lien Residential Real Estate Loans RB0056 -$86.1M
RBC Total for Risk Weighting Junior Lien Residential Real Estate Loans RB0057 $832.7M
RBC Junior Lien Residential Real Estate Loans 100% Weight RB0058 $829.8M
RBC Junior Lien Residential Real Estate Loans 150% Weight RB0059 $2.9M
RBC Schedule Total Consumer Loans RB0060 $818.7M
RBC Total for Risk Weighting Consumer Loans RB0062 $818.7M
RBC Consumer Loans 0% Weight RB0063 $88K
RBC Consumer Loans 75% Weight RB0065 $451.2M
RBC Consumer Loans 100% Weight RB0066 $363.1M
RBC Consumer Loans 150% Weight RB0067 $4.3M
RBC Schedule Total Commercial Loans RB0068 $935K
RBC Total for Risk Weighting Commercial Loans RB0070 $935K
RBC Commercial Loans 100% Weight RB0073 $935K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $39.6M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $39.6M
RBC Schedule Total Loans RB0079 $3.47B
RBC Total for Risk Weighting Total Loans RB0081 $3.47B
RBC Total Loans 0% Weight RB0082 -$39.5M
RBC Total Loans 50% Weight RB0084 $1.85B
RBC Total Loans 75% Weight RB0085 $451.2M
RBC Total Loans 100% Weight RB0086 $1.20B
RBC Total Loans 150% Weight RB0087 $7.1M
RBC Schedule Total Other Assets RB0088 $477.7M
RBC Total for Risk Weighting Other Assets RB0090 $477.7M
RBC Other Assets 0% Weight RB0091 $50.9M
RBC Other Assets 100% Weight RB0092 $341.1M
RBC Other Assets 150% Weight RB0093 $5.6M
RBC Other Assets 250% Weight RB0094 $4.0M
RBC Other Assets 300% Weight RB0095 $76.1M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $6.60B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $6.60B
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $700.0M
RBC Total Risk Weighted On-Balance Sheet Assets 20% Weight RB0102 $1.61B
RBC Total Risk Weighted On-Balance Sheet Assets 50% Weight RB0103 $2.09B
RBC Total Risk Weighted On-Balance Sheet Assets 75% Weight RB0104 $451.2M
RBC Total Risk Weighted On-Balance Sheet Assets 100% Weight RB0105 $1.57B
RBC Total Risk Weighted On-Balance Sheet Assets 150% Weight RB0106 $13.0M
RBC Total Risk Weighted On-Balance Sheet Assets 250% Weight RB0107 $4.0M
RBC Total Risk Weighted On-Balance Sheet Assets 300% Weight RB0108 $76.1M
RBC Total Risk Weighted On-Balance Sheet Assets 1250% Weight RB0110 $84.4M
RBC Schedule Total Risk Weighted Assets - On-Balance Sheet RB0112 $4.59B
RBC Total Risk Weighted Assets - On-Balance Sheet 20% Weight RB0113 $322.8M
RBC Total Risk Weighted Assets On-Balance Sheet 50% Weight RB0114 $1.04B
RBC Total Risk Weighted Assets On-Balance Sheet 75% Weight RB0115 $338.4M
RBC Total Risk Weighted Assets On-Balance Sheet 100% Weight RB0116 $1.57B
RBC Total Risk Weighted Assets On-Balance Sheet 150% Weight RB0117 $19.5M
RBC Total Risk Weighted Assets On-Balance Sheet 250% Weight RB0118 $10.0M
RBC Total Risk Weighted Assets On-Balance Sheet 300% Weight RB0119 $228.4M
RBC Total Risk Weighted Assets On-Balance Sheet 1250% Weight RB0121 $1.05B
RBC Unfunded Commitment Secured Consumer Loans Credit Equivalent Amount RB0125 $85.6M
RBC Unfunded Commitment Secured Consumer Loans 100% Weight RB0128 $85.6M
RBC Over-the-Counter Derivatives Credit Equivalent Amount RB0140 $50.9M
RBC Over-the-Counter Derivatives 0% Weight RB0141 $50.9M
RBC Total Off-Balance Sheet and Derivative Credit Equivalent Amount RB0153 $136.5M
RBC Total Off-Balance Sheet and Derivative 0% Weight RB0154 $50.9M
RBC Total Off-Balance Sheet and Derivative 100% Weight RB0160 $85.6M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative RB0162 $85.6M
RBC Total Risk-Weighted Assets Off-Balance-Sheet and Derivative 100% Weight RB0168 $85.6M
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $6.74B
RBC Total Risk-Weighted Assets RB0171 $4.67B
RBC Total Risk Based Capital Ratio RB0172 1,075.00%
RBC Allowance for Credit Losses (Loans) RB0177 $39.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 3,141.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,135,360,663.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 12,316,224.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 695.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 84,654,044.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 2,095,900.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $625
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $349.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $21.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $274
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $162.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $20.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 147.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 36,585,662.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.77B
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $56.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 121.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,666,902.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 424.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 19,059,344.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 682,158.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 7,389.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 897,043,979.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 226,695,025.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $918.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $227.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $13K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.69B
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $283.9M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $1.15B
Total Shares SH0013 $4.17B
Total Shares and Deposits SH0018 $4.35B
Total Non-Member Deposits SH0880 $175.0M
Number of Outstanding Loans Purchased from Other Sources SL0020 239
Amount of Outstanding Loans Purchased from Other Sources SL0021 $234.0M
Number of Loans Sold, Year-to-date SL0022 27
Amount of Loans Sold, Year-to-date SL0023 $7.8M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 27
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 27
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $7.8M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 2,840
NCUA data file FS220S (9 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Wescom Central Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Secured personal loans PP0040 $1
Unsecured personal loans PP0041 $1
Person-to-Person payments PP0045 $1
Investment security exchange services PP0046 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Wescom Central Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Wescom Central Credit Union call report?

The Wescom Central Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Wescom Central Credit Union file?

Wescom Central Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Wescom Central Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Wescom Central Credit Union is 66703.

How often does Wescom Central Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Wescom Central Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.