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Credit union call report ยท Menomonie, WI

Westconsin Credit Union Call Report

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Westconsin Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 489 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Westconsin Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number66742
Federal Reserve RSSD ID591599

The official copy: search charter number 66742 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Westconsin Credit Union call report, Q2 2026

Statement of Financial Condition (38 items)
Westconsin Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $7.9M
1b. Cash Items in Process of Collection AS0005 $11.6M
1c. Total Cash on Hand 730A $19.5M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $51.5M
2b. Cash on Deposit in Federal Reserve Bank AS0003 $146.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $68K
2. Cash on Deposit (total) 730B $198.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $217.8M
8. Available-for-Sale Debt Securities AS0067 $418.8M
11. TOTAL INVESTMENT SECURITIES AS0013 $418.8M
12b. Perpetual Contributed Capital 769B $2.1M
12c. All Other Investments AS0016 $4.2M
13. TOTAL OTHER INVESTMENTS AS0017 $6.3M
14. Loans Held for Sale 003 $4.1M
15a. Number of Total Loans and Leases 025A 76,764
15b. Total Loans and Leases 025B $1.54B
17. ACL on Loans and Leases AS0048 $15.7M
18c. Foreclosed/Repossessed - Vehicles AS0024 $153K
18e. Foreclosed/Repossessed Assets (total) 798A $153K
19. Land and Building 007 $39.4M
20. Other Fixed Assets 008 $3.3M
21. NCUA Share Insurance Capitalization Deposit 794 $17.7M
22b. Mortgage Servicing Rights 779 $4.5M
22d. Accrued Interest on Loans 009A $5.6M
22e. Accrued Interest on Investments 009B $1.3M
22f. All Other Assets 009C $4.7M
22g. Total Other Assets AS0036 $16.1M
23. TOTAL ASSETS 010 $2.25B
Accounts Payable and Other Liabilities 825 $38.4M
Accrued Dividends and Interest Payable 820A $792K
ACL on Off-Balance-Sheet Exposures LI0003 $210K
Member Shares of All Types 013 $1.94B
Total Shares and Deposits 018 $1.94B
Undivided Earnings 940 $275.1M
Net Income (equity) 602 $12.4M
Total Net Worth 997 $290.9M
Net Worth Ratio 998 12.95%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $2.25B
Statement of Income and Expense (26 items)
Westconsin Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $48.0M
3. Income from Investments 120 $8.4M
5. TOTAL INTEREST INCOME 115 $56.4M
6. Dividends on Shares 380 $14.4M
9. TOTAL INTEREST EXPENSE 350 $14.4M
10. NET INTEREST INCOME IS0010 $42.1M
12a. Credit Loss Expense - Loans and Leases IS0011 $5.7M
12d. Credit Loss Expense - Off-Balance-Sheet IS0016 -$25K
12e. Total Credit Loss Expense IS0017 $5.7M
13. Fee Income 131 $3.3M
14. Other Operating Income IS0020 $11.5M
18. Gain (Loss) on Disposition of Fixed Assets 430 $12K
19. Gain (Loss) on Sale of Loans IS0029 $504K
20. Gain (Loss) on Sales of Other Real Estate Owned IS0030 -$6K
23. TOTAL NON-INTEREST INCOME 117 $15.2M
24. Employee Compensation and Benefits 210 $23.9M
25. Travel and Conference 230 $191K
26. Office Occupancy 250 $1.8M
27. Office Operations 260 $2.9M
28. Educational and Promotional 270 $614K
29. Loan Servicing 280 $2.9M
30. Professional and Outside Services 290 $5.3M
32. Operating Fees 320 $50K
33. Miscellaneous Operating Expense 360 $1.5M
34. TOTAL NON-INTEREST EXPENSE 671 $39.2M
35. NET INCOME 661A $12.4M
Statement pages - all other filed accounts (26 items)

delinquency (21%), credit cards (21%)

Westconsin Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $17.7M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $4.8M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $1.6M
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $143K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $180K
Loans Granted Year-to-Date 031A $9K
Amount of Loans Granted Year-to-Date 031B $324.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $9.9M
Number of current members (not number of accounts) 083 128,032
Number of potential members 084 3,963,061
Net Member Business Loan Balance 400A $430.8M
Interest Rate of Unsecured Credit Card Loans 521 950.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,550.00%
Interest Rate of New Vehicle Loans 523 624.00%
Interest Rate of Used Vehicle Loans 524 699.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $2.4M
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $771K
Total Amount of All Other Shares 630 $17.6M
Amount of Regular Shares 657 $551.9M
Balance Outstanding of All Interest Only & Payment Option 1st Mortgage Loans. 704C1 $9.8M
Amount of Share Drafts 902 $432.7M
IRA/KEOGH Accounts - < 1 Year 906A $53.3M
Share Certificates - < 1 Year 908A $375.0M
Total Amount of Share Certificates 908C $412.0M
Total Amount of Money Market Shares 911 $431.7M
Number of Used Vehicle Loans 968 18,808
NCUA data file FS220A (28 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Westconsin Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $1.86B
Total Shares - 1-3 Years 013B1 $69.7M
Total Shares - > 3 Years 013B2 $9.1M
Total Shares and Deposits - < 1 Year 018A $1.86B
Total Shares and Deposits - 1-3 Years 018B1 $69.7M
Total Shares and Deposits - > 3 Years 018B2 $9.1M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 649
Amount of Delinquent Indirect Loans 041E $3.2M
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $307.3M
Amount of New Vehicle Loans 385 $61.6M
Amount of Unsecured Credit Card Loans 396 $36.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $31.8M
Share Certificates 451 $13K
Number of Accounts for Share Drafts 452 83,025
IRA/KEOGH Accounts 453 $3K
Number of Accounts for Regular Shares 454 175,603
All other shares 455 $4K
Money Market Shares 458 $11K
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 288,628
Number of credit union employees who are Full-Time (26 hours or more) 564A 415
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 27
Number of Outstanding Indirect Loans 617A 14,673
Total Amount of Outstanding Indirect Loans 618A $268.3M
Amount of real estate loans sold but serviced by the credit union 779A $835.4M
Total credit lines 881 $321.7M
Other Comprehensive Income (unless already included in item 33 or 34) 945B -$313K
High School Number of Branches PP0031 $4
NCUA data file FS220B (28 items)

maturity and repricing buckets (40%), credit cards (17%)

Westconsin Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $131K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $37K
Number - Total Delinquent Credit Card Loans 045A 82
Total Amount of Delinquent Unsecured Credit Card Loans 045B $259K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $114.5M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $114.5M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $1.83B
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
All other shares - < 1 Year 630A $17.6M
Amount of Regular Shares - < 1 Year 657A $551.9M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $279K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $80K
Total Amount of All First Mortgage Loans which have been sold in the secondary market year-to-date 736 $21.7M
Is your credit union a member of a Federal Home Loan Bank? 896 $1
Amount of Share Drafts - < 1 Year 902A $432.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $35.0M
IRA/KEOGH Accounts - > 3 Years 906B2 $6.8M
Total Amount of IRA/KEOGH Accounts 906C $95.1M
Share Certificates - 1-3 Years 908B1 $34.8M
Share Certificates - > 3 Years 908B2 $2.2M
Money Market Shares - < 1 Year 911A $431.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.4M
Number of New Vehicle Loans 958 2,099
Total Shares 966 $289K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $2.4M
Number of Unsecured Credit Card Loans 993 21,409
Number of All Other Unsecured Loans/Lines of Credit 994 15,297
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 29
NCUA data file FS220C (7 items)

charge-offs and recoveries (27%), participation loans (18%)

Westconsin Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $1
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $1.0M
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $276K
Number of credit union branches (include the main office if member services are conducted at that location) 566 19
Supplemental Share Information - Accts Held by Member Government Depositors 631 $7.5M
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $191.3M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $48.8M
NCUA data file FS220D (33 items)

member services and products offered (69%), CUSO relationships (27%)

Westconsin Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
First Time Homebuyer Program 879B4 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
No Cost Tax Prep. Services 879C3 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
High School PP0030 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (11 items)

loans and leases (32%), participation loans (18%)

Westconsin Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Equity Acquired in Merger 658A $3.3M
Total Outstanding Amount of Participation Loans Purchased By Type 691L $16.2M
Total Outstanding Amount of Participation Loans Sold By Type 691N $13.2M
Number of Outstanding Int Only & Payment Option 1st Mtg Loans 704C2 61
Amount of Outstanding Int Only & Payment Option 1st Mtg Loans Granted YTD 704C3 $7.7M
Total Value of Investments in CUSOs 851 $5.8M
Total Aggregate Cash Outlay in CUSOs 853 $979K
Assets Pledged to Secure Borrowings 878 $282.1M
Total Credit Lines at Corporate Credit Unions 884 $120.0M
Current Quarter's Total Adjusted Retained Earnings acquired through Business Combinations 1004 $3.3M
Prior Quarter-End Adjusted Retained Earnings acquired through Business Combinations 1004A $3.3M
NCUA data file FS220H (12 items)

student loans (43%), delinquency (27%)

Westconsin Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Amount of Non-Federally Guaranteed Student Loans - 1 to <2 months 020T $21K
Amount of Non-Federally Guaranteed Student Loans - 2 to <6 months 021T $4K
Amount of Non-Federally Guaranteed Student Loans - 6 to <12 months 022T $3K
Total Amount of Reportable Delinquency Non-Federally Guaranteed Student Loans 041T $7K
Total number of reportable Non-Federally Guaranteed Student Loans delinquent 053E $2
Non-Federally Guaranteed Student Loans YTD Recoveries 551T $9K
Interest Rate on Non-Federally Guaranteed Student Loans 595A 875.00%
Amount of Non-Federally Guaranteed Student Loans 698A $1.1M
Total Unfunded Commitments for all loan types 816A $281.1M
Number of Non-Federally Guaranteed Student Loans 963A 203
Total number of TDR loans outstanding 1000F $101
Total amount of TDR loans outstanding 1001F $1.7M
NCUA data file FS220I (17 items)

vehicle lending (59%), delinquency (44%)

Westconsin Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $580K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $4.7M
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $170K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $1.4M
Amount of New Vehicle Loans Delinquent 180 to 359 days 022C1 $1K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $445K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $76K
Number of Reportable Delinquent New Vehicle Loans 035E1 15
Number of Reportable Delinquent Used Vehicle Loans 035E2 291
Amount of Reportable Delinquent New Vehicle Loans 041C1 $286K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $3.6M
Amount of New Vehicle Loans YTD Charge Offs 550C1 $191K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $1.1M
Amount of New Vehicle Loans YTD Recoveries 551C1 $84K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $412K
Commercial Share Accounts 643 $178.9M
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $363K
NCUA data file FS220L (58 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Westconsin Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $77K
Total Amount of Loans & Leases on Loan Schedule 025B1 $1.54B
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $32.2M
Outstanding Balance of Member Commercial Loans to finance agricultural production and other loans to farmers 042A6 $11.1M
Amount of Agricultural Commercial Loans 042A9 $43.3M
Total number of commercial loans to members granted or purchased YTD 090A1 $348
Number of Member Unsecured Commercial Loans granted or purchased YTD 090C5 43
Number of Member Unsecured Revolving Lines of Credit granted for Commercial Purposes granted or purchased YTD 090C6 47
Number of member commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090H2 18
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 17
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $65
Number of Member Commercial and industrial loans granted or purchased YTD 090L2 128
Number of member commercial loans Secured by Multifamily Property granted or purchased YTD 090M 12
Number of Member Commercial loans Secured by Farmland granted or purchased YTD 099A5 14
Number of Member commercial Loans to finance agricultural production and other loans to farmers granted or purchased YTD 099A6 65
Number of member construction and development commercial loans 143A3 11
Outstanding balance of member construction and development commercial loans 143B3 $50.2M
Number of member construction and development commercial loans granted or purchased YTD 143C3 4
Dollar Amount of member construction and development commercial loans granted or purchased YTD 143D3 $6.2M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $149.6M
Total outstanding balance of commercial loans to members 400A1 $375.3M
Total outstanding balance of nonmember commercial loans 400B1 $16.2M
Outstanding balance of Unsecured Member Commercial Loans 400C5 $2.5M
Outstanding balance of Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 400C6 $3.4M
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $51.0M
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $80.9M
Outstanding balance of Member Commercial and Industrial loans 400L2 $24.4M
Outstanding balance of member commercial loans Secured Multifamily Property 400M $119.6M
Outstanding balance of purchased or participation interests in commercial loans to nonmembers Secured by Multifamily Property 400M1 $16.2M
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $41.3M
Outstanding balance of all member and non-member commercial loans 400T1 $391.5M
Dollar Amount of Member Commercial loans Secured by Farmland granted or purchased YTD 463A5 $2.5M
Dollar Amount of Member Commercial loans to finance agricultural production and other loans to farmers granted or purchased YTD 463A6 $4.5M
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $41.6M
Dollar Amount of Member Unsecured Commercial Loans granted or purchased YTD 475C5 $1.4M
Dollar Amount of Member Commercial Unsecured Revolving Lines of Credit Granted or purchased YTD 475C6 $350K
Dollar Amount of Member Commercial loans Secured by Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 475H2 $8.4M
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $4.9M
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $26.7M
Dollar Amount of Member Commercial and Industrial loans granted or purchased YTD 475L2 $8.7M
Dollar Amount of Member Commercial loans Secured by Multifamily Property granted or purchased YTD 475M $4.7M
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 675.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 750.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 750.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 713.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 974.00%
Number of Commercial Small Business Administration Loans Outstanding 691B1 23
Outstanding Balance of Commercial Small Business Administration Loans 691C1 $14.9M
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $16.2M
Outstanding Amount of Commercial Construction & Development Loans Sold 691N9 $13.2M
Number of Commercial Other Government Guaranteed Loans Outstanding 691P 1
Outstanding Balance of Commercial Other Government Guaranteed Loans 691P1 $200K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $147.9M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $411.2M
Balance Outstanding of 1st Mtg Residential construction Loans - Excluding Commercial Purpose 704A2 $8.0M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $334.0M
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $16.2M
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $350.2M
NCUA data file FS220M (27 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Westconsin Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $79.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $95.1M
Total Unfunded Commitments for Commercial Loans 814K $39.3M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $14.9M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $11.2M
Total Unfunded Commitments for Non-Commercial Loans 816T $241.8M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $41.5M
Total number of member commercial loans 900A1 $3K
Total number of nonmember commercial loans 900B1 $2
Number of Member Unsecured Commercial Loans 900C5 143
Number of Member Unsecured Revolving Lines of Credit Granted to Members for Commercial Purposes 900C6 907
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 165
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 209
Total number of real estate secured member commercial loans 900K2 $703
Total number of real estate secured nonmember commercial loans 900K3 $2
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 705
Number of Member Commercial and Industrial loans 900L2 615
Number of member commercial loans Secured by Multifamily Property 900M 127
Number of purchased or participation interests in commercial loans Secured by Multifamily Property to nonmembers 900M1 2
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 1,943
Total Number of Member and Nonmember commercial loans 900T1 $3K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 3,025
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 3,960
Number of member commercial loans Secured by Farmland 961A5 191
Number of member commercial loans to finance agricultural production and other loans to farmers 961A6 278
Number of Agricultural Commercial Loans 961A9 469
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 9,315
NCUA data file FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Westconsin Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $42.0M
Available-for-sale Debt Securities >1 and <=3 Years AS0063 $109.3M
Available-for-sale Debt Securities >3 and <=5 Years AS0064 $219.0M
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $45.3M
Available-for-sale Debt Securities > 10 Years AS0066 $3.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 -$25.0M
Total Liabilities LI0069 $1.98B
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $402K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $2.25B
NCUA data file FS220P (74 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Westconsin Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $387K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $81K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $458K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $95K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien CH0017 $7K
Loan Loss Information - YTD Charge Offs - All Other (Non-Commercial) Real Estate Loans/Lines of Credit CH0021 $15K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0035 $2K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Commercial and Industrial Loans CH0036 $6K
Loan Loss Information - YTD Charge Offs - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial Purposes CH0039 $28K
Loan Loss Information - YTD Recoveries - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial Purposes CH0040 $5K
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $310.3M
Unsecured Credit Card Loans DL0002 $91K
All Other Unsecured Loans/Lines of Credit DL0022 $313K
All Other Unsecured Loans/Lines of Credit DL0023 $113K
All Other Unsecured Loans/Lines of Credit DL0024 $264K
All Other Unsecured Loans/Lines of Credit DL0025 $52K
All Other Unsecured Loans/Lines of Credit DL0027 $429K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $113
New Vehicle Loans DL0030 $115K
Used Vehicle Loans DL0037 $1.7M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $1.2M
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $495K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0052 $783K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0053 $538K
Delinquent Loans by Collateral Type - >=360 days - All Other Secured Non-Real Estate Loans/Lines of Credit DL0054 $67K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $1.9M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $109
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0058 $469K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0059 $1.3M
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0060 $440K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0062 $2.2M
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0063 $18
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $123K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $176K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $41K
Delinquent Loans by Collateral Type - 180 - 359 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0067 $59K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $276K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $9
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Construction and Development Loans DL0078 $10.0M
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0099 $209K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0100 $156K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0104 $156K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Owner Occupied, Non-Farm, Non-Residential Property DL0105 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0106 $189K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0108 $478K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0111 $478K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0112 $1
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0114 $19K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0118 $19K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Loans to finance agricultural production and other loans to farmers DL0119 $1
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0120 $61K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0122 $166K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0125 $196K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0126 $3
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0134 $57K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0135 $5K
Dollar Amount of Reportable Delinquency - 90 - 179 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0136 $12K
Dollar Amount of Reportable Delinquency - 180 - 359 Days Delinquent - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0137 $2K
Total Dollar Amount of Reportable Delinquency - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0139 $20K
Total Number of Reportable Delinquent Loans - Commercial Loans/Lines of Credit - Unsecured Revolving Lines of Credit for Commercial DL0140 $4
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $3.4M
Amount of Consumer Loans in Non-Accrual Status DL0145 $5.8M
Amount of Commercial Loans in Non-Accrual Status DL0146 $659K
Dollar Amount of Reportable Delinquency - 60 - 89 Days Delinquent - Commercial Loans/Lines of Credit - Commercial and Industrial Loans DL0147 $30K
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Number of Modified Loans DL0148 $23
Borrower Experiencing Financial Difficulty Not in Compliance with Modified Loan Terms - Amount of Modified Loans DL0149 $307K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 10,701
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $206.6M
Number of Indirect Loans - All Other Loans IN0007 3,972
Amount of Indirect Loans - All Other Loans IN0008 $61.7M
Off-Balance Sheet Exposures - Totally Unconditionally Cancelable Unfunded Commitments for All Loan Types LQ0013 $151.5M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Commercial Loans LQ0014 $39.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments - Consumer Loans - Secured and Real Estate LQ0015 $90.3M
Off-Balance Sheet Exposures - Conditionally Cancelable Unfunded Commitments -Total LQ0017 $129.6M
NCUA data file FS220Q (28 items)

investment portfolio detail (69%)

Westconsin Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Off-Balance Sheet Exposures - Financial Standby Letters of Credit LQ0022 $621K
Borrowing Arrangements - Line of Credit Limit - Federal Home Loan Bank LQ0040 $191.7M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - Federal Home Loan Bank LQ0043 $260.1M
Borrowing Arrangements - Assets Pledged to Secure All Outstanding Borrowings - FRB LQ0047 $22.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0015 $23.6M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Debt Instruments - Guaranteed NV0016 $22.8M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0019 $420.1M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0020 $396.0M
Available-for-sale Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0023 $443.7M
Available-for-sale Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0024 $418.8M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $443.7M
Total Fair Value Available-for-Sale Debt Securities NV0084 $418.8M
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $418.8M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $4.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $2.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $6.3M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $42.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $113.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $219.0M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $45.3M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $5.4M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $425.1M
RBC Total Equity RB0001 $290.9M
RBC Allowance for Credit Losses RB0002 $15.9M
RBC Total Additions RB0005 $15.9M
RBC Total Deductions RB0009 $17.7M
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $289.1M
RBC Risk-Based Capital Numerator RB0012 $289.1M
NCUA data file FS220R (62 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Westconsin Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
Borrowing Arrangements - Total Borrowing Capacity at Federal Reserve Bank LQ0061 $10.0M
CCULR Election to opt into the Complex Credit Union Leverage Ratio LR0001 1.00%
CCULR Off-Balance sheet exposures LR0002 $130.3M
CCULR Off-Balance sheet exposures ratio LR0003 580.00%
RBC Schedule Total Investments RB0039 $425.1M
RBC Schedule Total Consumer Loans RB0060 $585.7M
RBC Schedule Total Commercial Loans RB0068 $391.5M
RBC Adjustments to Loans Held for Sale RB0075 -$4.1M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $15.7M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $15.7M
RBC Schedule Total Loans RB0079 $1.53B
RBC Adjustments to Total Loans RB0080 -$4.1M
RBC Total for Risk Weighting Total Loans RB0081 -$15.7M
RBC Total Loans 0% Weight RB0082 -$15.7M
RBC Schedule Total Other Assets RB0088 $76.6M
RBC Total for Risk Weighting Other Assets RB0090 $17.7M
RBC Other Assets 0% Weight RB0091 $17.7M
RBC Total from Schedule On-Balance Sheet Assets RB0099 $2.25B
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $1.9M
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $1.9M
RBC All other off-balance sheet exposures RB0133 $621K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $2.25B
RBC Allowance for Credit Losses (Loans) RB0177 $15.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 26.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 2,136,783.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 18,619,853.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 336.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 18,330,776.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 5,297,104.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid >5 Years RL0007 $1K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0008 $202.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid >5 Years RL0009 $26.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $2K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $187.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $28.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 536,762.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $411.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $78.9M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 14.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 388,025.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 506,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 1,098.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 64,281,416.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 11,526,783.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 2,848.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 84,974,830.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 25,494,069.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $149.6M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $37.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $7K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $560.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $116.4M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $444.2M
Total Shares SH0013 $1.94B
Total Shares and Deposits SH0018 $1.94B
Number of Loans Sold, Year-to-date SL0022 106
Amount of Loans Sold, Year-to-date SL0023 $21.7M
Number of First Mortgage loans sold on the secondary market, Year-to-date SL0024 106
Number of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0028 106
Amount of Real Estate Loans Sold with Servicing Retained, Year-to-date SL0029 $21.7M
Number of Outstanding Real Estate Loans Sold with Servicing Retained SL0030 6,710
NCUA data file FS220S (5 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Westconsin Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Person-to-Person payments PP0045 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Westconsin Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Westconsin Credit Union call report?

The Westconsin Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Westconsin Credit Union file?

Westconsin Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Westconsin Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Westconsin Credit Union is 66742.

How often does Westconsin Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Westconsin Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.