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Credit union call report ยท Lubbock, TX

Westex Federal Credit Union Call Report

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Westex Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 253 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Westex Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number5373
Federal Reserve RSSD ID546870

The official copy: search charter number 5373 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Westex Federal Credit Union call report, Q2 2026

Statement of Financial Condition (31 items)
Westex Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.7M
1c. Total Cash on Hand 730A $1.7M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $10.5M
2c. Cash on Deposit in Other Financial Institutions 730B2 $127K
2. Cash on Deposit (total) 730B $10.6M
3. Time Deposits in Banks and Credit Unions AS0007 $49.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $61.7M
9. Held-to-Maturity Debt Securities AS0073 $1.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $1.3M
12b. Perpetual Contributed Capital 769B $119K
13. TOTAL OTHER INVESTMENTS AS0017 $119K
15a. Number of Total Loans and Leases 025A 2,081
15b. Total Loans and Leases 025B $21.1M
17. ACL on Loans and Leases AS0048 $206K
18b. Foreclosed/Repossessed - Consumer RE AS0023 $76K
18e. Foreclosed/Repossessed Assets (total) 798A $76K
19. Land and Building 007 $2.5M
20. Other Fixed Assets 008 $222K
21. NCUA Share Insurance Capitalization Deposit 794 $756K
22d. Accrued Interest on Loans 009A $75K
22e. Accrued Interest on Investments 009B $167K
22f. All Other Assets 009C $1.0M
22g. Total Other Assets AS0036 $1.3M
23. TOTAL ASSETS 010 $88.9M
Accounts Payable and Other Liabilities 825 $1.2M
Member Shares of All Types 013 $79.4M
Total Shares and Deposits 018 $79.4M
Undivided Earnings 940 $8.3M
Total Net Worth 997 $8.3M
Net Worth Ratio 998 9.31%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $88.9M
Statement of Income and Expense (23 items)
Westex Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $665K
3. Income from Investments 120 $1.2M
5. TOTAL INTEREST INCOME 115 $1.8M
6. Dividends on Shares 380 $494K
8. Interest on Borrowed Money 340 $395
9. TOTAL INTEREST EXPENSE 350 $494K
10. NET INTEREST INCOME IS0010 $1.3M
12a. Credit Loss Expense - Loans and Leases IS0011 $69K
12e. Total Credit Loss Expense IS0017 $69K
13. Fee Income 131 $20K
14. Other Operating Income IS0020 $318K
23. TOTAL NON-INTEREST INCOME 117 $338K
24. Employee Compensation and Benefits 210 $673K
25. Travel and Conference 230 $1K
26. Office Occupancy 250 $107K
27. Office Operations 260 $360K
28. Educational and Promotional 270 $51K
29. Loan Servicing 280 $95K
30. Professional and Outside Services 290 $138K
32. Operating Fees 320 $7K
33. Miscellaneous Operating Expense 360 $61K
34. TOTAL NON-INTEREST EXPENSE 671 $1.5M
35. NET INCOME 661A $97K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Westex Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $142K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $116K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $28K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $206K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $603
Loans Granted Year-to-Date 031A $396
Amount of Loans Granted Year-to-Date 031B $4.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $389K
Number of current members (not number of accounts) 083 6,623
Number of potential members 084 326,560
Interest Rate of Unsecured Credit Card Loans 521 1,193.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,070.67%
Interest Rate of New Vehicle Loans 523 446.16%
Interest Rate of Used Vehicle Loans 524 838.75%
Total Amount of All Loans Charged Off Year-to-Date 550 $46K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $2K
Amount of Regular Shares 657 $32.5M
Amount of Share Drafts 902 $16.2M
IRA/KEOGH Accounts - < 1 Year 906A $3.2M
Share Certificates - < 1 Year 908A $16.7M
Total Amount of Share Certificates 908C $18.2M
Total Amount of Money Market Shares 911 $9.5M
Number of Used Vehicle Loans 968 642
NCUA data file FS220A (22 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Westex Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $78.0M
Total Shares - 1-3 Years 013B1 $1.5M
Total Shares and Deposits - < 1 Year 018A $78.0M
Total Shares and Deposits - 1-3 Years 018B1 $1.5M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 52
Effective date of last audit 063 $52K
Amount of Used Vehicle Loans 370 $12.8M
Amount of New Vehicle Loans 385 $2.9M
Amount of Unsecured Credit Card Loans 396 $445K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.8M
Share Certificates 451 $410
Number of Accounts for Share Drafts 452 3,834
IRA/KEOGH Accounts 453 $106
Number of Accounts for Regular Shares 454 7,047
Money Market Shares 458 $149
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 11,546
Number of credit union employees who are Full-Time (26 hours or more) 564A 15
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $451K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,693.00%
Number of Outstanding Indirect Loans 617A 13
Total Amount of Outstanding Indirect Loans 618A $171K
Total credit lines 881 $2.7M
NCUA data file FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Westex Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $2K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $10K
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $154K
Number - Total Delinquent Credit Card Loans 045A 36
Total Amount of Delinquent Unsecured Credit Card Loans 045B $168K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $1.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $1.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $78.3M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $32.5M
Fair value of Held to Maturity Securities 801 $1.2M
Amount of Share Drafts - < 1 Year 902A $16.2M
Total Amount of IRA/KEOGH Accounts 906C $3.2M
Share Certificates - 1-3 Years 908B1 $1.5M
Money Market Shares - < 1 Year 911A $9.5M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $101K
Number of New Vehicle Loans 958 120
Total Shares 966 $12K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $44K
Number of Unsecured Credit Card Loans 993 594
Number of All Other Unsecured Loans/Lines of Credit 994 607
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 9
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Westex Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $11.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $49.4M
NCUA data file FS220D (17 items)

member services and products offered (69%), CUSO relationships (27%)

Westex Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Westex Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.7M
NCUA data file FS220H (3 items)

student loans (43%), delinquency (27%)

Westex Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.0M
Total number of TDR loans outstanding 1000F $3
Total amount of TDR loans outstanding 1001F $28K
NCUA data file FS220I (12 items)

vehicle lending (59%), delinquency (44%)

Westex Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $13K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $116K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $35K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $17K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $12K
Amount of Used Vehicle Loans Delinquent >=360 days 023C2 $43K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 9
Amount of Reportable Delinquent New Vehicle Loans 041C1 $35K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $110K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $16K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $55K
NCUA data file FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Westex Federal Credit Union, NCUA data file FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Other Insurance 789E2 $779K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $779K
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Westex Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $21.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.0M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 482.29%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 405.92%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 410.67%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $727K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.4M
NCUA data file FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Westex Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.7M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.0M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $299K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 15
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 25
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 78
NCUA data file FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Westex Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $303
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $1.2M
Held-to-Maturity Debt Securities > 10 Years AS0072 $98K
Total Liabilities LI0069 $80.6M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $62K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $88.9M
NCUA data file FS220P (17 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Westex Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $31K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $12K
All Other Unsecured Loans/Lines of Credit DL0024 $4K
All Other Unsecured Loans/Lines of Credit DL0025 $5K
All Other Unsecured Loans/Lines of Credit DL0026 $9K
All Other Unsecured Loans/Lines of Credit DL0027 $18K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
Used Vehicle Loans DL0037 $38K
Delinquent Loans by Collateral Type - 90 - 179 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0066 $59K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $59K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $39K
Amount of Consumer Loans in Non-Accrual Status DL0145 $2K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 13
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $171K
NCUA data file FS220Q (23 items)

investment portfolio detail (69%)

Westex Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $1.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $1.2M
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $1.3M
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $1.2M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $1.3M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $25.3M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $22.8M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $1.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $49.4M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $1.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $119K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $119K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $25.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $22.8M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.5M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $98K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $50.8M
RBC Total Equity RB0001 $8.3M
RBC Allowance for Credit Losses RB0002 $206K
RBC Total Additions RB0005 $206K
RBC Total Deductions RB0009 $756K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $7.7M
RBC Risk-Based Capital Numerator RB0012 $7.7M
NCUA data file FS220R (27 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Westex Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.4M
RBC Schedule Total Consumer Loans RB0060 $18.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $206K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $206K
RBC Schedule Total Loans RB0079 $20.9M
RBC Total for Risk Weighting Total Loans RB0081 -$206K
RBC Total Loans 0% Weight RB0082 -$206K
RBC Schedule Total Other Assets RB0088 $4.8M
RBC Total for Risk Weighting Other Assets RB0090 $756K
RBC Other Assets 0% Weight RB0091 $756K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $88.9M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $549K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $549K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $88.9M
RBC Allowance for Credit Losses (Loans) RB0177 $206K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 12.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 1,114,488.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 303,714.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 25.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,038,435.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $40
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.5M
Total Shares SH0013 $79.4M
Total Shares and Deposits SH0018 $79.4M
NCUA data file FS220S (5 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Westex Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1
Originated closed-end mortgages in each of the two preceding calendar years or originated open-end lines of credit in each of the two preceding calendar years in excess of the HMDA Loan-Volume Threshold? PR0003 $1

Westex Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Westex Federal Credit Union call report?

The Westex Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Westex Federal Credit Union file?

Westex Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Westex Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Westex Federal Credit Union is 5373.

How often does Westex Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Westex Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.