Winsouth Credit Union: Delinquency Ratio
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 68744) · FFIEC NIC profile (RSSD 559580)
Winsouth Credit Union reported a delinquency ratio of 0.65% as of Q2 2026. The delinquency ratio is loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.
NCUA sets no threshold for the delinquency ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.
5-Quarter Trend
What Delinquency Ratio Means
Loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.
Full definition & formula →Delinquency Ratio against similar-size credit unions
Compared with 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.65% | 0.68% | 53rd above |
Explore more for Winsouth Credit Union: net worth ratio · return on assets · loan-to-share · or browse all credit unions.