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Credit union call report ยท South Williamsport, PA

Wyrope Williamsport Federal Credit Union Call Report

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Wyrope Williamsport Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 262 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Wyrope Williamsport Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number11689
Federal Reserve RSSD ID863885

The official copy: search charter number 11689 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Wyrope Williamsport Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Wyrope Williamsport Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $319K
1b. Cash Items in Process of Collection AS0005 $59K
1c. Total Cash on Hand 730A $378K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $3.7M
2c. Cash on Deposit in Other Financial Institutions 730B2 $142K
2. Cash on Deposit (total) 730B $3.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $4.2M
9. Held-to-Maturity Debt Securities AS0073 $23.0M
11. TOTAL INVESTMENT SECURITIES AS0013 $23.0M
12b. Perpetual Contributed Capital 769B $92K
13. TOTAL OTHER INVESTMENTS AS0017 $92K
15a. Number of Total Loans and Leases 025A 1,552
15b. Total Loans and Leases 025B $15.1M
17. ACL on Loans and Leases AS0048 $149K
19. Land and Building 007 $795K
20. Other Fixed Assets 008 $84K
21. NCUA Share Insurance Capitalization Deposit 794 $349K
22d. Accrued Interest on Loans 009A $36K
22e. Accrued Interest on Investments 009B $99K
22f. All Other Assets 009C $122K
22g. Total Other Assets AS0036 $257K
23. TOTAL ASSETS 010 $43.8M
Accounts Payable and Other Liabilities 825 $30K
Member Shares of All Types 013 $37.3M
Total Shares and Deposits 018 $37.3M
Undivided Earnings 940 $6.4M
Total Net Worth 997 $6.4M
Net Worth Ratio 998 14.58%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $43.8M
Statement of Income and Expense (23 items)
Wyrope Williamsport Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $412K
3. Income from Investments 120 $476K
5. TOTAL INTEREST INCOME 115 $887K
6. Dividends on Shares 380 $140K
9. TOTAL INTEREST EXPENSE 350 $140K
10. NET INTEREST INCOME IS0010 $748K
12a. Credit Loss Expense - Loans and Leases IS0011 $38K
12e. Total Credit Loss Expense IS0017 $38K
13. Fee Income 131 $98K
14. Other Operating Income IS0020 $114K
18. Gain (Loss) on Disposition of Fixed Assets 430 -$19K
23. TOTAL NON-INTEREST INCOME 117 $193K
24. Employee Compensation and Benefits 210 $271K
25. Travel and Conference 230 $10K
26. Office Occupancy 250 $43K
27. Office Operations 260 $148K
28. Educational and Promotional 270 $50K
29. Loan Servicing 280 $123K
30. Professional and Outside Services 290 $34K
32. Operating Fees 320 $3K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $691K
35. NET INCOME 661A $211K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

Wyrope Williamsport Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $164K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $24K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $73K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $3K
Loans Granted Year-to-Date 031A $188
Amount of Loans Granted Year-to-Date 031B $3.3M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $163K
Number of current members (not number of accounts) 083 4,757
Number of potential members 084 112,256
Interest Rate of Unsecured Credit Card Loans 521 1,141.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,132.00%
Interest Rate of New Vehicle Loans 523 574.00%
Interest Rate of Used Vehicle Loans 524 572.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $61K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $2K
Total Amount of All Other Shares 630 $42K
Amount of Regular Shares 657 $25.1M
Amount of Share Drafts 902 $7.3M
Share Certificates - < 1 Year 908A $1.4M
Total Amount of Share Certificates 908C $4.8M
Number of Used Vehicle Loans 968 636
NCUA form-section FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $33.9M
Total Shares - 1-3 Years 013B1 $2.0M
Total Shares - > 3 Years 013B2 $1.4M
Total Shares and Deposits - < 1 Year 018A $33.9M
Total Shares and Deposits - 1-3 Years 018B1 $2.0M
Total Shares and Deposits - > 3 Years 018B2 $1.4M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 12
Amount of Delinquent Indirect Loans 041E $150K
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $8.6M
Amount of New Vehicle Loans 385 $2.3M
Amount of Unsecured Credit Card Loans 396 $568K
Amount of All Other Unsecured Loans/Lines of Credit 397 $745K
Share Certificates 451 $150
Number of Accounts for Share Drafts 452 2,180
Number of Accounts for Regular Shares 454 4,666
All other shares 455 $28
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 7,024
Number of credit union employees who are Full-Time (26 hours or more) 564A 9
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $69K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,610.00%
Number of Outstanding Indirect Loans 617A 471
Total Amount of Outstanding Indirect Loans 618A $6.6M
Total credit lines 881 $2.5M
NCUA form-section FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 12 months and over delinquent 028B $8K
Number - Total Delinquent Credit Card Loans 045A 2
Total Amount of Delinquent Unsecured Credit Card Loans 045B $9K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $451K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $451K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $36.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
All other shares - < 1 Year 630A $42K
Amount of Regular Shares - < 1 Year 657A $25.1M
Fair value of Held to Maturity Securities 801 $23.0M
Amount of Share Drafts - < 1 Year 902A $7.3M
Share Certificates - 1-3 Years 908B1 $2.0M
Share Certificates - > 3 Years 908B2 $1.4M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $81K
Number of New Vehicle Loans 958 94
Total Shares 966 $7K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $73K
Number of Unsecured Credit Card Loans 993 500
Number of All Other Unsecured Loans/Lines of Credit 994 185
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 23
NCUA form-section FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $42K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $10
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $1.3M
Outstanding balance of brokered certificates of deposit and share certificates 788 $23.0M
NCUA form-section FS220D (30 items)

member services and products offered (69%), CUSO relationships (27%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Credit Management and Repair 879B6 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Mortgage Processing 879G $1
Approved Mortgage Seller 879H $1
Brokered Certificates of Deposits 879N $1
Brokered Deposits (All deposits acquired through a third party) 879T $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
External or Third-Party Account Aggregation 887M $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (5 items)

loans and leases (32%), participation loans (18%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $390K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $390K
Total Value of Investments in CUSOs 851 $28K
Total Aggregate Cash Outlay in CUSOs 853 $28K
Total Credit Lines at Corporate Credit Unions 884 $2.5M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $2.4M
NCUA form-section FS220I (15 items)

vehicle lending (59%), delinquency (44%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $23K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $127K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $24K
Amount of New Vehicle Loans Delinquent >=360 days 023C1 $65K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 8
Amount of Reportable Delinquent New Vehicle Loans 041C1 $85K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $69K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $4K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $40K
Amount of New Vehicle Loans YTD Recoveries 551C1 $5
Amount of Used Vehicle Loans YTD Recoveries 551C2 $5
Commercial Share Accounts 643 $422K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $17K
Number of International Remittances originated Year-to-Date 928 3
NCUA form-section FS220L (10 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $15.1M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.4M
Amount of All Other Real Estate Loans/Lines of Credit 386B $546K
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 512.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 294.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 290.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 651.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $937K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $66K
NCUA form-section FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.6M
Total Unfunded Commitments for Non-Commercial Loans 816T $2.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $764K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 2
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 44
Number of All Other Real Estate Loans/Lines of Credit 960B 4
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 87
NCUA form-section FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $6.1M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $11.4M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $5.6M
Total Liabilities LI0069 $37.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $18K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $43.8M
NCUA form-section FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $17K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Unsecured Credit Card Loans DL0002 $1K
All Other Unsecured Loans/Lines of Credit DL0022 $8K
New Vehicle Loans DL0030 $20K
Used Vehicle Loans DL0037 $45K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $3K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $66K
Amount of Consumer Loans in Non-Accrual Status DL0145 $89K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 469
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $6.6M
Number of Indirect Loans - All Other Loans IN0007 2
Amount of Indirect Loans - All Other Loans IN0008 $33K
NCUA form-section FS220Q (17 items)

investment portfolio detail (69%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $23.0M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $23.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $23.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $23.0M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $92K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $92K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.1M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $11.4M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $5.6M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $92K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $23.1M
RBC Total Equity RB0001 $6.4M
RBC Allowance for Credit Losses RB0002 $149K
RBC Total Additions RB0005 $149K
RBC Total Deductions RB0009 $349K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.2M
RBC Risk-Based Capital Numerator RB0012 $6.2M
NCUA form-section FS220R (31 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $23.1M
RBC Schedule Total Consumer Loans RB0060 $13.6M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $149K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $149K
RBC Schedule Total Loans RB0079 $15.0M
RBC Total for Risk Weighting Total Loans RB0081 -$149K
RBC Total Loans 0% Weight RB0082 -$149K
RBC Schedule Total Other Assets RB0088 $1.5M
RBC Total for Risk Weighting Other Assets RB0090 $349K
RBC Other Assets 0% Weight RB0091 $349K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $43.8M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $201K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $201K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $43.8M
RBC Allowance for Credit Losses (Loans) RB0177 $149K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 2.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 66,480.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $66K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 44.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 1,409,341.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 114,291.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.4M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $114K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 4.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 546,115.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $546K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $50
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $2.0M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $114K
Total Shares SH0013 $37.3M
Total Shares and Deposits SH0018 $37.3M
NCUA form-section FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Wyrope Williamsport Federal Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Auto Lending PP0038 $1
Mortgage Lending PP0039 $1
Acquire participation loans PP0044 $1

Wyrope Williamsport Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Wyrope Williamsport Federal Credit Union call report?

The Wyrope Williamsport Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Wyrope Williamsport Federal Credit Union file?

Wyrope Williamsport Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Wyrope Williamsport Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Wyrope Williamsport Federal Credit Union is 11689.

How often does Wyrope Williamsport Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Wyrope Williamsport Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.