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Credit union call report ยท Yonkers, NY

Yonkers Teachers Federal Credit Union Call Report

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Yonkers Teachers Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 145 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Yonkers Teachers Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number2819
Federal Reserve RSSD ID713672

The official copy: search charter number 2819 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Yonkers Teachers Federal Credit Union call report, Q2 2026

Statement of Financial Condition (25 items)
Yonkers Teachers Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
2a. Cash on Deposit in Corporate Credit Unions 730B1 $2.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $581K
2. Cash on Deposit (total) 730B $3.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $3.0M
9. Held-to-Maturity Debt Securities AS0073 $51.3M
11. TOTAL INVESTMENT SECURITIES AS0013 $51.3M
12b. Perpetual Contributed Capital 769B $33K
13. TOTAL OTHER INVESTMENTS AS0017 $33K
15a. Number of Total Loans and Leases 025A 349
15b. Total Loans and Leases 025B $2.4M
17. ACL on Loans and Leases AS0048 $14K
20. Other Fixed Assets 008 $9K
21. NCUA Share Insurance Capitalization Deposit 794 $452K
22d. Accrued Interest on Loans 009A $3K
22e. Accrued Interest on Investments 009B $213K
22f. All Other Assets 009C $87K
22g. Total Other Assets AS0036 $303K
23. TOTAL ASSETS 010 $57.4M
Accounts Payable and Other Liabilities 825 $76K
Member Shares of All Types 013 $48.7M
Total Shares and Deposits 018 $48.7M
Undivided Earnings 940 $8.6M
Total Net Worth 997 $8.6M
Net Worth Ratio 998 15.03%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $57.4M
Statement of Income and Expense (18 items)
Yonkers Teachers Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $139K
3. Income from Investments 120 $900K
5. TOTAL INTEREST INCOME 115 $1.0M
6. Dividends on Shares 380 $614K
9. TOTAL INTEREST EXPENSE 350 $614K
10. NET INTEREST INCOME IS0010 $425K
12a. Credit Loss Expense - Loans and Leases IS0011 $15K
12e. Total Credit Loss Expense IS0017 $15K
24. Employee Compensation and Benefits 210 $273K
26. Office Occupancy 250 $19K
27. Office Operations 260 $34K
29. Loan Servicing 280 $1K
30. Professional and Outside Services 290 $8K
31. Member Insurance 310 $13K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $4K
34. TOTAL NON-INTEREST EXPENSE 671 $356K
35. NET INCOME 661A $53K
Statement pages - all other filed accounts (16 items)

delinquency (21%), credit cards (21%)

Yonkers Teachers Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $24K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $22K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $6K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $101
Loans Granted Year-to-Date 031A $107
Amount of Loans Granted Year-to-Date 031B $1.0M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $28K
Number of current members (not number of accounts) 083 2,579
Number of potential members 084 4,500
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,190.00%
Interest Rate of New Vehicle Loans 523 550.00%
Interest Rate of Used Vehicle Loans 524 699.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $21K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $3K
Amount of Regular Shares 657 $48.7M
Number of Used Vehicle Loans 968 11
NCUA form-section FS220A (12 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $48.7M
Total Shares and Deposits - < 1 Year 018A $48.7M
Number of Total Delinquent Loans & Leases (Two or more months) 041A 8
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $135K
Amount of New Vehicle Loans 385 $434K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.6M
Number of Accounts for Regular Shares 454 2,818
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 2,818
Number of credit union employees who are Full-Time (26 hours or more) 564A 3
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Total credit lines 881 $1.6M
NCUA form-section FS220B (11 items)

maturity and repricing buckets (40%), credit cards (17%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.8M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.8M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $46.0M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $48.7M
Fair value of Held to Maturity Securities 801 $51.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $26K
Number of New Vehicle Loans 958 21
Total Shares 966 $3K
Number of All Other Unsecured Loans/Lines of Credit 994 311
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 2
NCUA form-section FS220C (3 items)

charge-offs and recoveries (27%), participation loans (18%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $4
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Outstanding balance of brokered certificates of deposit and share certificates 788 $51.3M
NCUA form-section FS220D (2 items)

member services and products offered (69%), CUSO relationships (27%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
NCUA form-section FS220G (1 item)

loans and leases (32%), participation loans (18%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $1.6M
NCUA form-section FS220I (3 items)

vehicle lending (59%), delinquency (44%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $17K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $17K
NCUA form-section FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $349
Total Amount of Loans & Leases on Loan Schedule 025B1 $2.4M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 550.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $197K
NCUA form-section FS220M (1 item)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 6
NCUA form-section FS220N (5 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $15.8M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $22.7M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $12.7M
Total Liabilities LI0069 $48.8M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $57.4M
NCUA form-section FS220P (9 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $21K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $3K
All Other Unsecured Loans/Lines of Credit DL0022 $24K
All Other Unsecured Loans/Lines of Credit DL0024 $4K
All Other Unsecured Loans/Lines of Credit DL0025 $6K
All Other Unsecured Loans/Lines of Credit DL0026 $101
All Other Unsecured Loans/Lines of Credit DL0027 $11K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $7
Amount of Consumer Loans in Non-Accrual Status DL0145 $28K
NCUA form-section FS220Q (17 items)

investment portfolio detail (69%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0077 $51.3M
Held-to-maturity Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0078 $51.0M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $51.3M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $51.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $33K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $33K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $15.8M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $22.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $12.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $33K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $51.3M
RBC Total Equity RB0001 $8.6M
RBC Allowance for Credit Losses RB0002 $14K
RBC Total Additions RB0005 $14K
RBC Total Deductions RB0009 $452K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $8.2M
RBC Risk-Based Capital Numerator RB0012 $8.2M
NCUA form-section FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $51.3M
RBC Schedule Total Consumer Loans RB0060 $2.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $14K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $14K
RBC Schedule Total Loans RB0079 $2.4M
RBC Total for Risk Weighting Total Loans RB0081 -$14K
RBC Total Loans 0% Weight RB0082 -$14K
RBC Schedule Total Other Assets RB0088 $765K
RBC Total for Risk Weighting Other Assets RB0090 $452K
RBC Other Assets 0% Weight RB0091 $452K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $57.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $438K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $438K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $57.4M
RBC Allowance for Credit Losses (Loans) RB0177 $14K
Total Shares SH0013 $48.7M
Total Shares and Deposits SH0018 $48.7M
NCUA form-section FS220S (1 item)

member services and products offered (29%), HMDA and entity identifiers (24%)

Yonkers Teachers Federal Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1

Yonkers Teachers Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Yonkers Teachers Federal Credit Union call report?

The Yonkers Teachers Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Yonkers Teachers Federal Credit Union file?

Yonkers Teachers Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Yonkers Teachers Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Yonkers Teachers Federal Credit Union is 2819.

How often does Yonkers Teachers Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Yonkers Teachers Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.