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Credit union call report ยท York, PA

York Educational Federal Credit Union Call Report

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York Educational Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 263 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

York Educational Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number19429
Federal Reserve RSSD ID6383

The official copy: search charter number 19429 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

York Educational Federal Credit Union call report, Q2 2026

Statement of Financial Condition (35 items)
York Educational Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $449K
1b. Cash Items in Process of Collection AS0005 $28K
1c. Total Cash on Hand 730A $477K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $5.4M
2c. Cash on Deposit in Other Financial Institutions 730B2 $16K
2. Cash on Deposit (total) 730B $5.4M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $5.9M
7. Trading Debt Securities AS0061 $1
8. Available-for-Sale Debt Securities AS0067 $342K
9. Held-to-Maturity Debt Securities AS0073 $13.7M
10b. ACL on Available-for-Sale Debt Securities AS0042 $1
11. TOTAL INVESTMENT SECURITIES AS0013 $14.0M
12a. Nonperpetual Capital Account 769A $119K
12c. All Other Investments AS0016 $15K
13. TOTAL OTHER INVESTMENTS AS0017 $134K
15a. Number of Total Loans and Leases 025A 1,548
15b. Total Loans and Leases 025B $20.8M
17. ACL on Loans and Leases AS0048 $223K
19. Land and Building 007 $251K
20. Other Fixed Assets 008 $98K
21. NCUA Share Insurance Capitalization Deposit 794 $387K
22d. Accrued Interest on Loans 009A $80K
22e. Accrued Interest on Investments 009B $66K
22f. All Other Assets 009C $2.0M
22g. Total Other Assets AS0036 $2.1M
23. TOTAL ASSETS 010 $43.5M
Accounts Payable and Other Liabilities 825 $112K
Accrued Dividends and Interest Payable 820A $6K
Member Shares of All Types 013 $38.7M
Nonmember Deposits 880 $70
Total Shares and Deposits 018 $38.7M
Undivided Earnings 940 $4.6M
Total Net Worth 997 $4.6M
Net Worth Ratio 998 10.65%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $43.5M
Statement of Income and Expense (26 items)
York Educational Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $721K
3. Income from Investments 120 $224K
5. TOTAL INTEREST INCOME 115 $944K
6. Dividends on Shares 380 $131K
8. Interest on Borrowed Money 340 $15
9. TOTAL INTEREST EXPENSE 350 $131K
10. NET INTEREST INCOME IS0010 $813K
12a. Credit Loss Expense - Loans and Leases IS0011 $92K
12b. Credit Loss Expense - AFS Debt Securities IS0012 $1
12c. Credit Loss Expense - HTM Debt Securities IS0013 $1
12e. Total Credit Loss Expense IS0017 $92K
13. Fee Income 131 $108K
14. Other Operating Income IS0020 $163K
15. Gain (Loss) on Equity/Trading Securities IS0046 $2K
23. TOTAL NON-INTEREST INCOME 117 $272K
24. Employee Compensation and Benefits 210 $456K
25. Travel and Conference 230 $3K
26. Office Occupancy 250 $83K
27. Office Operations 260 $68K
28. Educational and Promotional 270 $16K
29. Loan Servicing 280 $81K
30. Professional and Outside Services 290 $147K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $11K
34. TOTAL NON-INTEREST EXPENSE 671 $871K
35. NET INCOME 661A $122K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

York Educational Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $9K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $9K
Loans Granted Year-to-Date 031A $303
Amount of Loans Granted Year-to-Date 031B $4.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $33K
Number of current members (not number of accounts) 083 2,799
Number of potential members 084 15,575
Non-Member Deposits 457 $1
Interest Rate of Unsecured Credit Card Loans 521 999.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 780.00%
Interest Rate of New Vehicle Loans 523 599.00%
Interest Rate of Used Vehicle Loans 524 619.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $77K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Amount of Regular Shares 657 $23.4M
Amount of Share Drafts 902 $8.7M
IRA/KEOGH Accounts - < 1 Year 906A $1.2M
Share Certificates - < 1 Year 908A $4.0M
Total Amount of Share Certificates 908C $4.0M
Total Amount of Money Market Shares 911 $1.1M
Number of Used Vehicle Loans 968 353
NCUA form-section FS220A (25 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

York Educational Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $38.3M
Total Shares - 1-3 Years 013B1 $327K
Total Shares - > 3 Years 013B2 $32K
Total Shares and Deposits - < 1 Year 018A $38.3M
Total Shares and Deposits - 1-3 Years 018B1 $327K
Total Shares and Deposits - > 3 Years 018B2 $32K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 3
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $4.8M
Amount of New Vehicle Loans 385 $1.1M
Amount of Unsecured Credit Card Loans 396 $482K
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.7M
Share Certificates 451 $77
Number of Accounts for Share Drafts 452 1,672
IRA/KEOGH Accounts 453 $86
Number of Accounts for Regular Shares 454 3,456
Money Market Shares 458 $3
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 5,295
Number of credit union employees who are Full-Time (26 hours or more) 564A 12
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $402K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,700.00%
Total credit lines 881 $2.0M
Other Comprehensive Income (unless already included in item 33 or 34) 945B $9K
High School Number of Branches PP0031 $2
NCUA form-section FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

York Educational Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $2K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $898K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $898K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $37.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $23.4M
Fair value of Held to Maturity Securities 801 $13.7M
Non-Member Deposits - < 1 Year 880A $70
Amount of Share Drafts - < 1 Year 902A $8.7M
IRA/KEOGH Accounts - 1-3 Years 906B1 $258K
IRA/KEOGH Accounts - > 3 Years 906B2 $25K
Total Amount of IRA/KEOGH Accounts 906C $1.5M
Share Certificates - 1-3 Years 908B1 $69K
Share Certificates - > 3 Years 908B2 $7K
Money Market Shares - < 1 Year 911A $1.1M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $340K
Number of New Vehicle Loans 958 50
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 555
Number of All Other Unsecured Loans/Lines of Credit 994 237
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

York Educational Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $3.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $13.7M
NCUA form-section FS220D (26 items)

member services and products offered (69%), CUSO relationships (27%)

York Educational Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
Financial Literacy Workshops 879B3 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Credit Builder 879D1 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
High School PP0030 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA form-section FS220G (3 items)

loans and leases (32%), participation loans (18%)

York Educational Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $11K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $11K
Total Credit Lines at Corporate Credit Unions 884 $2.0M
NCUA form-section FS220H (4 items)

student loans (43%), delinquency (27%)

York Educational Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Interest Rate on Non-Federally Guaranteed Student Loans 595A 625.00%
Amount of Non-Federally Guaranteed Student Loans 698A $1.9M
Total Unfunded Commitments for all loan types 816A $9.4M
Number of Non-Federally Guaranteed Student Loans 963A 57
NCUA form-section FS220I (4 items)

vehicle lending (59%), delinquency (44%)

York Educational Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Number of Reportable Delinquent Used Vehicle Loans 035E2 2
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $30K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $32K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $2K
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

York Educational Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Investments 789D $342K
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $342K
NCUA form-section FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

York Educational Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $20.8M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $9.1M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 664.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 625.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 450.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $710K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $1.1M
NCUA form-section FS220M (8 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

York Educational Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.4M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.2M
Total Other Unfunded Commitments (Non-Commercial) 816B5 $6.5M
Total Unfunded Commitments for Non-Commercial Loans 816T $9.4M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $201K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 17
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 212
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 67
NCUA form-section FS220N (9 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

York Educational Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Available-for-sale Debt Securities <=1 Year AS0062 $7K
Available-for-sale Debt Securities >5 and <= 10 Years AS0065 $335K
Held-to-Maturity Debt Securities <=1 Year AS0068 $4.0M
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $4.5M
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $5.2M
Accumulated Unrealized Gains (Losses) on Available for Sale Debt Securities EQ0009 $25K
Total Liabilities LI0069 $38.8M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $45K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $43.5M
NCUA form-section FS220P (6 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

York Educational Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $24K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $2K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $22K
Unsecured Credit Card Loans DL0002 $2K
Used Vehicle Loans DL0037 $30K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $33K
NCUA form-section FS220Q (22 items)

investment portfolio detail (69%)

York Educational Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $13.7M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $13.7M
Available-for-sale Amortized Cost - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0079 $317K
Available-for-sale Fair Value - All Other Held-to-Maturity or Available-for-Sale Debt Securities NV0080 $342K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $13.7M
Total Amortized Cost Available-for-Sale Debt Securities NV0083 $317K
Total Fair Value Available-for-Sale Debt Securities NV0084 $342K
Investment Maturity Distribution - Available-for-Sale Debt Securities - Total NV0134 $342K
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $13.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $134K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $134K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $4.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $4.5M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $5.2M
Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years NV0156 $335K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $14.1M
RBC Total Equity RB0001 $4.6M
RBC Allowance for Credit Losses RB0002 $223K
RBC Total Additions RB0005 $223K
RBC Total Deductions RB0009 $387K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $4.5M
RBC Risk-Based Capital Numerator RB0012 $4.5M
NCUA form-section FS220R (36 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

York Educational Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $14.1M
RBC Schedule Total Consumer Loans RB0060 $10.7M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $223K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $223K
RBC Schedule Total Loans RB0079 $20.6M
RBC Total for Risk Weighting Total Loans RB0081 -$223K
RBC Total Loans 0% Weight RB0082 -$223K
RBC Schedule Total Other Assets RB0088 $2.9M
RBC Total for Risk Weighting Other Assets RB0090 $387K
RBC Other Assets 0% Weight RB0091 $387K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $43.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $164K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $164K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $43.5M
RBC Allowance for Credit Losses (Loans) RB0177 $223K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 759,449.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 8.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 363,345.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $1.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $1
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 151.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 6,717,303.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 1,796,750.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Adjustable Rate RL0021 61.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Adjustable Rate RL0022 2,336,625.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Adjustable Rate RL0023 956,060.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $9.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $2.8M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $229
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $10.2M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $2.8M
Total Shares SH0013 $38.7M
Total Shares and Deposits SH0018 $38.7M
Total Non-Member Deposits SH0880 $70
NCUA form-section FS220S (2 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

York Educational Federal Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1

York Educational Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the York Educational Federal Credit Union call report?

The York Educational Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does York Educational Federal Credit Union file?

York Educational Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the York Educational Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for York Educational Federal Credit Union is 19429.

How often does York Educational Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

York Educational Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.