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Young Community Federal Credit Union Call Report
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Young Community Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 137 filed line items, in the form's order. Dollar amounts are whole dollars as filed.
| Call report form | NCUA 5300 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| NCUA charter number | 24950 |
| Federal Reserve RSSD ID | 5900824 |
The official copy: search charter number 24950 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.
Young Community Federal Credit Union call report, Q2 2026
Statement of Financial Condition (26 items)
| Line item | Account | Q2 2026 |
|---|---|---|
| 1a. Coin and Currency | AS0004 | $61K |
| 1c. Total Cash on Hand | 730A | $61K |
| 2a. Cash on Deposit in Corporate Credit Unions | 730B1 | $113K |
| 2b. Cash on Deposit in Federal Reserve Bank | AS0003 | $232K |
| 2. Cash on Deposit (total) | 730B | $345K |
| 3. Time Deposits in Banks and Credit Unions | AS0007 | $100K |
| 5. TOTAL CASH AND OTHER DEPOSITS | AS0009 | $506K |
| 15a. Number of Total Loans and Leases | 025A | 21 |
| 15b. Total Loans and Leases | 025B | $215K |
| 19. Land and Building | 007 | $34K |
| 20. Other Fixed Assets | 008 | $21K |
| 21. NCUA Share Insurance Capitalization Deposit | 794 | $5K |
| 22d. Accrued Interest on Loans | 009A | $1K |
| 22e. Accrued Interest on Investments | 009B | $4K |
| 22f. All Other Assets | 009C | $83K |
| 22g. Total Other Assets | AS0036 | $88K |
| 23. TOTAL ASSETS | 010 | $869K |
| Accounts Payable and Other Liabilities | 825 | $10K |
| Accrued Dividends and Interest Payable | 820A | $12 |
| Borrowings (total) | 860C | $250K |
| Member Shares of All Types | 013 | $542K |
| Total Shares and Deposits | 018 | $542K |
| Undivided Earnings | 940 | $66K |
| Total Net Worth | 997 | $66K |
| Net Worth Ratio | 998 | 7.58% |
| TOTAL LIABILITIES, SHARES, AND EQUITY | 014 | $869K |
Statement of Income and Expense (19 items)
| Line item | Account | Q2 2026 |
|---|---|---|
| 1. Interest on Loans and Leases | 110 | $12K |
| 4. Other Interest Income | IS0005 | $8K |
| 5. TOTAL INTEREST INCOME | 115 | $19K |
| 6. Dividends on Shares | 380 | $206 |
| 8. Interest on Borrowed Money | 340 | $930 |
| 9. TOTAL INTEREST EXPENSE | 350 | $1K |
| 10. NET INTEREST INCOME | IS0010 | $18K |
| 13. Fee Income | 131 | $5K |
| 14. Other Operating Income | IS0020 | $15K |
| 23. TOTAL NON-INTEREST INCOME | 117 | $20K |
| 24. Employee Compensation and Benefits | 210 | $39K |
| 26. Office Occupancy | 250 | $22K |
| 27. Office Operations | 260 | $37K |
| 29. Loan Servicing | 280 | $450 |
| 30. Professional and Outside Services | 290 | $8K |
| 32. Operating Fees | 320 | $776 |
| 33. Miscellaneous Operating Expense | 360 | $2K |
| 34. TOTAL NON-INTEREST EXPENSE | 671 | $111K |
| 35. NET INCOME | 661A | -$72K |
Statement pages - all other filed accounts (11 items)
delinquency (21%), credit cards (21%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Number of current members (not number of accounts) | 083 | 255 |
| Number of potential members | 084 | 500 |
| Interest Rate of All Other Unsecured Loans/Lines of Credit | 522 | 1,324.00% |
| Interest Rate of Used Vehicle Loans | 524 | 1,097.00% |
| Total Amount of All Other Shares | 630 | $315K |
| Amount of Regular Shares | 657 | $39K |
| Amount of Share Drafts | 902 | $181K |
| IRA/KEOGH Accounts - < 1 Year | 906A | $1K |
| Share Certificates - < 1 Year | 908A | $434 |
| Total Amount of Share Certificates | 908C | $6K |
| Number of Used Vehicle Loans | 968 | 13 |
NCUA data file FS220A (16 items)
loans and leases (25%), income and expense (25%), shares and deposits (19%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Shares - < 1 Year | 013A | $537K |
| Total Shares - 1-3 Years | 013B1 | $5K |
| Total Shares and Deposits - < 1 Year | 018A | $537K |
| Total Shares and Deposits - 1-3 Years | 018B1 | $5K |
| Amount of Used Vehicle Loans | 370 | $203K |
| Amount of All Other Unsecured Loans/Lines of Credit | 397 | $11K |
| Share Certificates | 451 | $2 |
| Number of Accounts for Share Drafts | 452 | 225 |
| IRA/KEOGH Accounts | 453 | $1 |
| Number of Accounts for Regular Shares | 454 | 180 |
| All other shares | 455 | $22 |
| Number of Accounts for Total Shares and Deposits (Sum of items 15-16) | 460 | 430 |
| Number of credit union employees who are Full-Time (26 hours or more) | 564A | 2 |
| Total credit lines | 881 | $250K |
| Draws against lines of credit, more than 3 years | 883B2 | $250K |
| Draws against lines of credit, total amount | 883C | $250K |
NCUA data file FS220B (10 items)
maturity and repricing buckets (40%), credit cards (17%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Insured Shares and Deposits > $250K (item 17 less item K) | 069A | $542K |
| Effective date of the most recent Supervisory Committee verification of Member's accounts | 603 | $22K |
| All other shares - < 1 Year | 630A | $315K |
| Amount of Regular Shares - < 1 Year | 657A | $39K |
| Total Borrowings - > 3 Years | 860B2 | $250K |
| Amount of Share Drafts - < 1 Year | 902A | $181K |
| Total Amount of IRA/KEOGH Accounts | 906C | $1K |
| Share Certificates - 1-3 Years | 908B1 | $5K |
| Total Shares | 966 | $430 |
| Number of All Other Unsecured Loans/Lines of Credit | 994 | 8 |
NCUA data file FS220C (1 item)
charge-offs and recoveries (27%), participation loans (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Number of credit union branches (include the main office if member services are conducted at that location) | 566 | 1 |
NCUA data file FS220D (20 items)
member services and products offered (69%), CUSO relationships (27%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Does the credit union provide member services through a credit union shared branch services center? | 566A | $1 |
| No Cost Share Drafts | 879A4 | $1 |
| Share Certificates with Low Minimum Balance Requirements | 879A5 | $1 |
| Financial Counseling | 879B1 | $1 |
| Financial Education | 879B2 | $1 |
| Financial Literacy Workshops | 879B3 | $1 |
| Credit Management and Repair | 879B6 | $1 |
| Online Financial Literacy | 879B7 | $1 |
| Member Application | 887A | $1 |
| Loan Application | 887B | $1 |
| New Share Account | 887E | $1 |
| Loan Payments | 887F | $1 |
| External or Third-Party Account Aggregation | 887M | $1 |
| Electronic Signature Authentication/Certification | 887P | $1 |
| e-Statements | 887R | $1 |
| Remote Deposit Capture | 887U | $1 |
| MobilePmts | 887V | $1 |
| Informational Website | PI0007 | $1 |
| Online Banking | PI0009 | $1 |
| CU offer Shared service network | PP0058 | $1 |
NCUA data file FS220I (3 items)
vehicle lending (59%), delinquency (44%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Other Credit Lines | 884D | $250K |
| Draws Against LOCs from Other Sources | 885A2 | $250K |
| Total Draws Againts LOCs | 885A4 | $250K |
NCUA data file FS220L (2 items)
commercial and business lending (90%), participation loans (36%), real estate lending (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Number of Loans & Leases on Loan Schedule | 025A1 | $21 |
| Total Amount of Loans & Leases on Loan Schedule | 025B1 | $215K |
NCUA data file FS220N (2 items)
investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Liabilities | LI0069 | $803K |
| Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility | NW0010 | $869K |
NCUA data file FS220Q (9 items)
investment portfolio detail (69%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Borrowings | LQ0860 | $250K |
| Investment Maturity Distribution - Time Deposits - <=1 Year | NV0111 | $100K |
| Investment Maturity Distribution - Time Deposits - Total | NV0116 | $100K |
| Investment Maturity Distribution - Total Investment Securities - <=1 Year | NV0153 | $100K |
| Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) | NV0158 | $100K |
| RBC Total Equity | RB0001 | $66K |
| RBC Total Deductions | RB0009 | $5K |
| RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction | RB0010 | $61K |
| RBC Risk-Based Capital Numerator | RB0012 | $61K |
NCUA data file FS220R (11 items)
risk-based capital and leverage ratio (68%), real estate lending (28%)
| Line item | Account | Q2 2026 |
|---|---|---|
| RBC Schedule Total Consumer Loans | RB0060 | $215K |
| RBC Schedule Total Loans | RB0079 | $215K |
| RBC Schedule Total Other Assets | RB0088 | $148K |
| RBC Total for Risk Weighting Other Assets | RB0090 | $5K |
| RBC Other Assets 0% Weight | RB0091 | $5K |
| RBC Total from Schedule On-Balance Sheet Assets | RB0099 | $869K |
| RBC Total Adjustments to Schedule On-Balance Sheet Assets | RB0100 | $5K |
| RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight | RB0101 | $5K |
| RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts | RB0170 | $869K |
| Total Shares | SH0013 | $542K |
| Total Shares and Deposits | SH0018 | $542K |
NCUA data file FS220S (7 items)
member services and products offered (29%), HMDA and entity identifiers (24%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Does the CU use financial technology companies to provide member services? | PP0037 | $1 |
| Auto Lending | PP0038 | $1 |
| Secured personal loans | PP0040 | $1 |
| Unsecured personal loans | PP0041 | $1 |
| Lead generation for new members | PP0042 | $1 |
| Lead generation for share accounts | PP0043 | $1 |
| Person-to-Person payments | PP0045 | $1 |
Young Community Federal Credit Union call reports on file
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Young Community Federal Credit Union call report?
The Young Community Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.
What call report does Young Community Federal Credit Union file?
Young Community Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.
What is the Young Community Federal Credit Union call report number?
A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Young Community Federal Credit Union is 24950.
How often does Young Community Federal Credit Union file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31.
Young Community Federal Credit Union financials and ratios →
New to the 5300? What the NCUA 5300 call report is.