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Credit union call report ยท Yuma, CO

Yuma County Federal Credit Union Call Report

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Yuma County Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 251 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Yuma County Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number6424
Federal Reserve RSSD ID793683

The official copy: search charter number 6424 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Yuma County Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Yuma County Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $263K
1c. Total Cash on Hand 730A $263K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $292K
2. Cash on Deposit (total) 730B $292K
3. Time Deposits in Banks and Credit Unions AS0007 $26.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $26.8M
12b. Perpetual Contributed Capital 769B $160K
12c. All Other Investments AS0016 $1.6M
13. TOTAL OTHER INVESTMENTS AS0017 $1.8M
15a. Number of Total Loans and Leases 025A 1,147
15b. Total Loans and Leases 025B $23.6M
17. ACL on Loans and Leases AS0048 $34K
19. Land and Building 007 $199K
20. Other Fixed Assets 008 $28K
21. NCUA Share Insurance Capitalization Deposit 794 $446K
22d. Accrued Interest on Loans 009A $87K
22e. Accrued Interest on Investments 009B $23K
22f. All Other Assets 009C $54K
22g. Total Other Assets AS0036 $164K
23. TOTAL ASSETS 010 $53.0M
Accounts Payable and Other Liabilities 825 $188K
Accrued Dividends and Interest Payable 820A $50K
Borrowings (total) 860C $750K
Member Shares of All Types 013 $45.2M
Total Shares and Deposits 018 $45.2M
Undivided Earnings 940 $6.2M
Other Reserves 658 $605K
Total Net Worth 997 $6.9M
Net Worth Ratio 998 12.92%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $53.0M
Statement of Income and Expense (22 items)
Yuma County Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $697K
3. Income from Investments 120 $530K
5. TOTAL INTEREST INCOME 115 $1.2M
6. Dividends on Shares 380 $353K
9. TOTAL INTEREST EXPENSE 350 $353K
10. NET INTEREST INCOME IS0010 $873K
12a. Credit Loss Expense - Loans and Leases IS0011 $34K
12e. Total Credit Loss Expense IS0017 $34K
13. Fee Income 131 $33K
14. Other Operating Income IS0020 $79K
23. TOTAL NON-INTEREST INCOME 117 $112K
24. Employee Compensation and Benefits 210 $371K
25. Travel and Conference 230 $4K
26. Office Occupancy 250 $41K
27. Office Operations 260 $145K
28. Educational and Promotional 270 $7K
29. Loan Servicing 280 $94K
30. Professional and Outside Services 290 $20K
32. Operating Fees 320 $4K
33. Miscellaneous Operating Expense 360 $22K
34. TOTAL NON-INTEREST EXPENSE 671 $708K
35. NET INCOME 661A $242K
Statement pages - all other filed accounts (20 items)

delinquency (21%), credit cards (21%)

Yuma County Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $4K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $132
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $4K
Loans Granted Year-to-Date 031A $111
Amount of Loans Granted Year-to-Date 031B $4.4M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $261
Number of current members (not number of accounts) 083 2,365
Number of potential members 084 10,000
Net Member Business Loan Balance 400A $734K
Interest Rate of Unsecured Credit Card Loans 521 1,290.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,300.00%
Interest Rate of New Vehicle Loans 523 509.20%
Interest Rate of Used Vehicle Loans 524 641.60%
Amount of Regular Shares 657 $18.4M
Amount of Share Drafts 902 $6.1M
IRA/KEOGH Accounts - < 1 Year 906A $2.5M
Share Certificates - < 1 Year 908A $8.9M
Total Amount of Share Certificates 908C $9.9M
Total Amount of Money Market Shares 911 $8.3M
Number of Used Vehicle Loans 968 346
NCUA form-section FS220A (20 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Yuma County Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $44.2M
Total Shares - 1-3 Years 013B1 $988K
Total Shares and Deposits - < 1 Year 018A $44.2M
Total Shares and Deposits - 1-3 Years 018B1 $988K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 1
Effective date of last audit 063 $22K
Amount of Used Vehicle Loans 370 $5.4M
Amount of New Vehicle Loans 385 $2.4M
Amount of Unsecured Credit Card Loans 396 $98K
Amount of All Other Unsecured Loans/Lines of Credit 397 $69K
Share Certificates 451 $472
Number of Accounts for Share Drafts 452 1,298
IRA/KEOGH Accounts 453 $87
Number of Accounts for Regular Shares 454 2,890
Money Market Shares 458 $170
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,917
Number of credit union employees who are Full-Time (26 hours or more) 564A 8
Total credit lines 881 $8.0M
Draws against lines of credit, less than 1 year 883A $750K
Draws against lines of credit, total amount 883C $750K
NCUA form-section FS220B (16 items)

maturity and repricing buckets (40%), credit cards (17%)

Yuma County Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.0M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.0M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $43.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $18.4M
Total Borrowings - < 1 Year 860A $750K
Amount of Share Drafts - < 1 Year 902A $6.1M
Total Amount of IRA/KEOGH Accounts 906C $2.5M
Share Certificates - 1-3 Years 908B1 $988K
Money Market Shares - < 1 Year 911A $8.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $764K
Number of New Vehicle Loans 958 89
Total Shares 966 $5K
Number of Unsecured Credit Card Loans 993 171
Number of All Other Unsecured Loans/Lines of Credit 994 252
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 16
NCUA form-section FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Yuma County Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $4.5M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.1M
Outstanding balance of brokered certificates of deposit and share certificates 788 $14.8M
NCUA form-section FS220D (21 items)

member services and products offered (69%), CUSO relationships (27%)

Yuma County Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Credit Management and Repair 879B6 $1
Online Financial Literacy 879B7 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Offer Non-Custodial Accounts PP0033 $1
NCUA form-section FS220G (2 items)

loans and leases (32%), participation loans (18%)

Yuma County Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $8.0M
Line of Credit Borrowings Outstanding from Corporate Credit Unions 885A $750K
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Yuma County Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $1.5M
NCUA form-section FS220I (6 items)

vehicle lending (59%), delinquency (44%)

Yuma County Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $132
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $261
Commercial Share Accounts 643 $522K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $477
Total Draws Againts LOCs 885A4 $750K
NCUA form-section FS220J (2 items)

investment portfolio detail (33%), insured and uninsured shares (33%), derivatives (25%)

Yuma County Federal Credit Union, NCUA form-section FS220J, Q2 2026
Line item Account Q2 2026
Other Assets - Split Dollar Life Insurance Arrangements - Collateral Assignment 789E $1.6M
Amounts reported in the Asset section or deferred compensation plans of NCUA Rules and Regulations (if FCU), or similar state provisions (if SCU) 789G $1.6M
NCUA form-section FS220L (25 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Yuma County Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $1K
Total Amount of Loans & Leases on Loan Schedule 025B1 $23.6M
Outstanding Balance of Member Commercial Loans Secured by Farmland 042A5 $74K
Amount of Agricultural Commercial Loans 042A9 $74K
Total number of commercial loans to members granted or purchased YTD 090A1 $2
Number of member commercial loans Secured by Non-Owner Occupied Non-farm, Non-Residential Property granted or purchased YTD 090J2 2
Total Number of member commercial real estate secured loans granted or purchased YTD 090K2 $2
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $1.8M
Total outstanding balance of commercial loans to members 400A1 $734K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $197K
Outstanding balance of Member Commercial and Industrial loans 400L2 $464K
Amount of Commercial Loans/Lines of Credit Not Real Estate Secured 400P $464K
Outstanding balance of all member and non-member commercial loans 400T1 $734K
Total Dollar amount of member commercial loans granted or purchased YTD 475A1 $147K
Dollar Amount of Member Commercial loans Secured by Non-Owner Occupied Non-Farm, Non-Residential Property granted or purchased YTD 475J2 $147K
Total Dollar amount of real estate secured member commercial loans granted or purchased YTD 475K2 $147K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 700.00%
Interest Rate of Commercial Loans/Lines of Credit Not Real Estate Secured 526 564.20%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 664.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 664.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 467.30%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.4M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $10.7M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $271K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $271K
NCUA form-section FS220M (16 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Yuma County Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Revolving Open-End lines secured by 1-4 Family Residential Properties (Non-Commercial) 811D $1.1M
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $251K
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $123K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.5M
Total number of member commercial loans 900A1 $9
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 3
Total number of real estate secured member commercial loans 900K2 $4
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 3
Number of Member Commercial and Industrial loans 900L2 5
Number of Commercial Loans/Lines of Credit Not Real Estate Secured 900P 5
Total Number of Member and Nonmember commercial loans 900T1 $9
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 138
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 27
Number of member commercial loans Secured by Farmland 961A5 1
Number of Agricultural Commercial Loans 961A9 1
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 116
NCUA form-section FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Yuma County Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $46.2M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $53.0M
NCUA form-section FS220P (3 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Yuma County Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $271K
Used Vehicle Loans DL0037 $129
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $129
NCUA form-section FS220Q (19 items)

investment portfolio detail (69%)

Yuma County Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Total Borrowings LQ0860 $750K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.2M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $11.7M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $7.4M
Investment Maturity Distribution - Time Deposits - Total NV0116 $26.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - <=1 Year NV0141 $160K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $1.6M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $1.8M
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.4M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $11.7M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $7.4M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $1.6M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $28.0M
RBC Total Equity RB0001 $6.9M
RBC Allowance for Credit Losses RB0002 $34K
RBC Total Additions RB0005 $34K
RBC Total Deductions RB0009 $446K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $6.4M
RBC Risk-Based Capital Numerator RB0012 $6.4M
NCUA form-section FS220R (41 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Yuma County Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.8M
RBC Schedule Total Consumer Loans RB0060 $10.4M
RBC Schedule Total Commercial Loans RB0068 $734K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $34K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $34K
RBC Schedule Total Loans RB0079 $23.6M
RBC Total for Risk Weighting Total Loans RB0081 -$34K
RBC Total Loans 0% Weight RB0082 -$34K
RBC Schedule Total Other Assets RB0088 $837K
RBC Total for Risk Weighting Other Assets RB0090 $446K
RBC Other Assets 0% Weight RB0091 $446K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $53.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $412K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $412K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $53.0M
RBC Allowance for Credit Losses (Loans) RB0177 $34K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 1.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 105,734.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 76,642.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0010 $68
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Balloon/Hybrid 5 Years or Less RL0011 $9.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Balloon/Hybrid 5 Years or Less RL0012 $792K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 65.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 1,322,361.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $10.7M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $792K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 12.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 846,050.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 297,642.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Open-end - Adjustable Rate RL0027 15.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Open-end - Adjustable Rate RL0028 914,979.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Open-end - Adjustable Rate RL0029 160,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $1.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $458K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $164
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $12.5M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.2M
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $12.5M
Total Shares SH0013 $45.2M
Total Shares and Deposits SH0018 $45.2M

Yuma County Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Yuma County Federal Credit Union call report?

The Yuma County Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Yuma County Federal Credit Union file?

Yuma County Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Yuma County Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Yuma County Federal Credit Union is 6424.

How often does Yuma County Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Yuma County Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.