Skip to main content

Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738
Failures
1935 to 2025
$166.92B
Failed assets
At closing
$50.43B
Estimated DIF loss
FDIC estimate
→
All Texas events
Mergers and enforcement too

Largest bank failures in Texas

Date Bank City Assets Acquirer or resolution
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Mar 28, 1989 Mbank Dallas, N.A. Dallas $6.56B Bank One, Texas, N.A.
Apr 26, 1991 Sunbelt Savings Irving $6.04B Bank of America
May 18, 1990 Southwest Savings Association Dallas $5.33B Branch sale
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Feb 14, 1989 University Federal Savings Houston $4.48B NCNB Texas National Bank
Feb 10, 1989 Bright Banc Dallas $4.39B Banc One FSB
Mar 28, 1989 Mbank Houston, National Assoc Houston $3.31B Bank One, Texas, N.A.
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank

Texas bank failures by year

Year Failures Failed assets
2025 1 $76.9M
2019 1 $36.7M
2013 2 $3.25B
2011 1 $239.9M
2010 1 $53.9M
2009 5 $14.28B
2008 2 $5.13B
2002 1 $10.8M
1999 1 $121.6M
1996 2 $90.9M
1993 10 $447.5M
1992 29 $8.45B
1991 41 $9.67B
1990 140 $17.87B
1989 223 $57.03B
1988 120 $38.13B
1987 54 $5.01B
1986 28 $4.03B
1985 13 $534.8M
1984 7 $617.8M
1983 3 $1.54B
1982 6 $58.4M
1979 1 $10.7M
1976 4 $57.1M
1975 2 $26.2M
1973 1 $16.2M
1971 1 $78.9M
1969 5 $24.0M
1968 1 $6.2M
1967 1 $762K
1966 2 $4.6M
1965 3 $1.7M
1964 2 $5.0M
1961 1 $1.9M
1959 1 $1.3M
1958 1 $618K
1957 1 $1.3M
1956 1 $5.2M
1955 1 $721K
1948 1 $694K
1940 1 $169K
1939 4 $664K
1938 1 $63K
1937 6 $2.3M
1936 3 $768K
1935 2 $120K

Every bank failure in Texas

Date Bank City Assets Acquirer or resolution
Jul 2, 1986 National Bank of Texas Austin $33.4M —
Jun 27, 1986 The Home State Bank Rochester $9.2M Home State Bank
Jun 19, 1986 First National Bank of Borger Borger $80.1M First NB of Borger
Jun 12, 1986 Petrobank, N.A. Houston $35.5M —
May 23, 1986 First State Bank & Trust Company Edinburg $137.9M NBC Bank-Edinburg
Apr 24, 1986 First National Bank of Irving Irving $38.5M City National Bank of Ir
Apr 24, 1986 The First National Bank of Bandera Bandera $15.5M Bandera Bank
Apr 4, 1986 Mainland S&LA Houston $1.00B Heights of Texas FSB
Mar 27, 1986 First State Bank Memphis $17.0M Memphis State Bank
Mar 6, 1986 The City National Bank of Plainview Plainview $48.4M First NB of Plainview
Feb 27, 1986 The First National Bank of Gorman Gorman $14.5M Citizens State Bank
Feb 14, 1986 Executive Center Bank, N.A. Dallas $9.9M —
Nov 22, 1985 Chester State Bank Chester $11.7M Bank of East Texas
Nov 14, 1985 First National Bank of Teague Teague $32.0M —
Nov 8, 1985 Northshore Bank Houston $47.2M Bank of Woodforest
Oct 18, 1985 The Early Bank Early $15.8M Texas Bank
Sep 27, 1985 Western State Bank Denton $27.8M Texas Bank of Denton
Aug 15, 1985 Park West Bank, N.A. Farmers Branch $20.5M Park West State Bank
Aug 2, 1985 Bell Savings Banc Temple $185.0M —
Aug 1, 1985 Riverside National Bank of Houston Houston $18.4M Peoples Bank National As
Jul 18, 1985 The First National Bank of Darouzzet Darrouzett $18.2M —
May 23, 1985 Northwest Bank White Settlement $54.0M Landmark Bank-Northwest
May 16, 1985 The Energy Bank, N.A. Dallas $29.7M Oaks Bank&trust Co
Apr 18, 1985 The Peoples National Bank of Lampasas Lampasas $39.4M United Peoples Bank
Jan 24, 1985 First National Bank in Clarksville Clarksville $35.0M Citizens Bank
Aug 16, 1984 American Nat BK in McLean McLean $14.3M McLean Bank of Commerce
Jun 29, 1984 East Texas BK & TR Co. Longview $106.1M Texas National Bank
May 4, 1984 First National Bank Snyder $23.5M American STB of Snyder
Apr 13, 1984 Security National BK of Lubbock Lubbock $51.4M City Bank National Assn
Mar 16, 1984 Seminole State National Bank Seminole $51.1M Seminole National Bank
Mar 14, 1984 Empire S&LA Mesquite $332.5M —
Feb 17, 1984 Brownfield State BK & TR Co. Brownfield $38.9M Brownfield State Bank
Oct 14, 1983 The First Nat BK of Midland Midland $1.41B Republicbank 1st Natl Mi
Sep 30, 1983 National BK of Odessa Odessa $92.9M First STB of Odessa N.A.
Jul 29, 1983 Metro Bank Midland $33.6M Mid-Cities National Bank
Nov 19, 1982 Ranchlander National Bank Melvin $4.3M —
Nov 5, 1982 Texas BK of Amarillo Amarillo $13.1M First Bank of Amarillo
Jul 27, 1982 The Bowie County State Bank Hooks $14.4M First Bank&trust Hooks
Jul 27, 1982 Guaranty Bond State Bank Redwater $14.1M First Bank&trust Redwate
Apr 16, 1982 National Security Bank Tyler $8.5M Bank of Tyler National a
Mar 1, 1982 The Bank of Woodson Woodson $3.9M —
Oct 12, 1979 American National Bank Houston $10.7M —
Nov 19, 1976 First State Bank & Trust Co. Rio Grande City $13.8M —
Jun 28, 1976 Citizens State Bank Carrizo Springs $17.4M —
Jun 3, 1976 Northeast Bank of Houston Houston $18.1M —
Feb 25, 1976 South Texas Bank Houston $7.8M —
Oct 16, 1975 Astro Bank Houston $5.5M —
Mar 24, 1975 Franklin Bank Houston $20.7M —
Jul 16, 1973 The First State Bank Vernon $16.2M —
Jan 25, 1971 Sharpstown State Bank Houston $78.9M —

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

Explore: all Texas events · Texas bank directory · all US bank failures · biggest failures by assets