Mergers by Year
Bank Mergers in 1981
The Federal Reserve's National Information Center (NIC) recorded 703 merger records involving a bank, credit union or bank holding company in 1981. 462 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 353 in 1980.
462
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
9
Holding companies
Bank holding companies merged
Largest bank mergers of 1981
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1981 | Southeast Bank of Tampa | — | Southeast Bank, N.A. |
| Dec 31, 1981 | Southeast Bank of Winter Haven | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Citizens and Southern Bank of Cobb County | — | NationsBank, National Association (South) |
| Dec 31, 1981 | Central Bank of Tuscaloosa, National Association | — | BBVA USA |
| Dec 31, 1981 | First FS&LA of Pickens Cou | — | Phenix FS&LA F.A. |
| Dec 31, 1981 | Southeast Bank of Jacksonville | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Morrisville Bank | — | Bucks County Bank and Trust Company |
| Dec 31, 1981 | Central Bank of St. Clair County | — | BBVA USA |
| Dec 31, 1981 | Liberty National Bank | — | Valley National Bank |
| Dec 31, 1981 | Central Bank of Walker County | — | BBVA USA |
| Dec 31, 1981 | Southeast First National Bank of Fort Pierce | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Citizens and Southern Bank of Clayton County | — | NationsBank, National Association (South) |
| Dec 31, 1981 | Southeast National Bank of Naples | — | Southeast Bank, N.A. |
| Dec 31, 1981 | Central Bank of Alabama, National Association | — | BBVA USA |
| Dec 31, 1981 | Southeast National Bank of Bradenton | — | Southeast Bank, N.A. |
Every merger recorded in 1981
703 NIC merger records in 1981 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| May 1, 1981 | Expressway Federal Savings and Loan Association | Central Federal Savings Bank |
| May 1, 1981 | Guardian Federal Savings and Loan Association | Anchor Savings Bank, FSB |
| May 1, 1981 | Kalamazoo Savings and Loan Association | First Federal of Michigan |
| May 1, 1981 | Pequot Federal Credit Union | Waypoint Federal Credit Union |
| May 1, 1981 | West Virginia Building and Loan Association | Mountain State Federal Savings and Loan Association |
| May 1, 1981 | Rutland Central Bank | Rutland Bank |
| May 1, 1981 | Central Plaza Bank & Trust Co. | Rutland Bank |
| May 1, 1981 | Hightstown Savings & Loan Association | Princeton Savings & Loan Association |
| May 1, 1981 | Carlton County Federal Savings & Loan Association | TCF National Bank |
| May 1, 1981 | The General Savings & Loan Association | Fifth Third Savings Bank of Northern Kentucky, F.S.B. |
| Apr 30, 1981 | Trojan Federal Credit Union | Tonawanda Valley Federal Credit Union |
| Apr 30, 1981 | Urbana Public Schools Credit Union | Champaign County Schools Employees Credit Union |
| Apr 30, 1981 | First East Savings Bank | Eastern Bank |
| Apr 30, 1981 | The First National Bank of Troutville | NationsBank, National Association |
| Apr 30, 1981 | Saint Francis Hospital Employees Federal Credit Union | Indiana Members Credit Union |
| Apr 30, 1981 | Central Federal Savings and Loan Association | Citizens Bank of Western Indiana |
| Apr 30, 1981 | RWC Federal Credit Union | Spencerport Federal Credit Union |
| Apr 25, 1981 | American Savings Bank | American Savings Bank |
| Apr 25, 1981 | Stacy Savings and Loan Association | Carteret Federal Savings Bank |
| Apr 25, 1981 | Empire Savings Bank | American Savings Bank |
| Apr 24, 1981 | The Exchange National Bank of Pasco County | NCNB National Bank of Florida |
| Apr 24, 1981 | The Exchange National Bank of Pinellas County | NCNB National Bank of Florida |
| Apr 23, 1981 | Centennial Savings Association | First Texas Savings Association |
| Apr 22, 1981 | Wharton County Ssvings & Loan Association | United Savings Association of Texas |
| Apr 21, 1981 | Taunton Co-Operative Bank | Sentry Savings Bank, FSB |
| Apr 21, 1981 | Gase Baking Company Employees Federal Credit Union | United Financial Credit Union |
| Apr 21, 1981 | Kelhay Federal Credit Union | Zeal Credit Union |
| Apr 18, 1981 | Western Frederick Bank | The Commercial and Savings Bank |
| Apr 17, 1981 | Barry of San Angelo Cu | 1st Community Federal Credit Union |
| Apr 15, 1981 | Royal Employees Credit Union | Arsenal Credit Union |
| Apr 15, 1981 | Springfield Chapter Credit Union | Sangamo Chapter Credit Union |
| Apr 14, 1981 | Heart of Missouri Credit Union | Central Missouri Community Credit Union |
| Apr 11, 1981 | The Peninsula State Bank | Puget Sound Bank |
| Apr 10, 1981 | Ridge Bancorporation of Wisconsin | Heritage Wisconsin Corporation |
| Apr 9, 1981 | Winters National Leasing Corporation | Bank One, Dayton, National Association |
| Apr 6, 1981 | Mullica Hill Building & Loan Association | Century Savings Bank |
| Apr 4, 1981 | La Jolla Federal Savings and Loan Association | Glendale Federal Bank, Federal Savings Bank |
| Apr 4, 1981 | Applied Arts Employees Federal Credit Union | Preferred Credit Union |
| Apr 4, 1981 | Litronix Employees Federal Credit Union | Keypoint Credit Union |
| Apr 2, 1981 | Jdamh Empl Fcu | Rose City Federal Credit Union |
| Apr 2, 1981 | Jacks Fcu | Alabama Central Credit Union |
| Apr 2, 1981 | Beach FS&LA | Saint Augustine S&LA |
| Apr 1, 1981 | Cumminsville Loan & Building Company | Brentwood Savings Association |
| Apr 1, 1981 | The Northeast Commercial Bank | Bank South |
| Apr 1, 1981 | Champlin Pacific Federal Credit Union | Union Pacific California Employees Federal Credit Union |
| Apr 1, 1981 | Lapel Savings and Loan Association | American Federal Savings and Loan Association |
| Apr 1, 1981 | Security Federal Savings and Loan Association | Sooner Federal Association |
| Apr 1, 1981 | R P Scherer Employees Federal Credit Union | Motor City Co-Op Credit Union |
| Apr 1, 1981 | Colonial Federal Savings and Loan Association | Great Financial Bank, FSB |
| Apr 1, 1981 | First Citizens Bank and Trust Company | First United Bank |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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