Mergers by Year
Bank Mergers in 1981
The Federal Reserve's National Information Center (NIC) recorded 703 merger records involving a bank, credit union or bank holding company in 1981. 462 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 353 in 1980.
462
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
9
Holding companies
Bank holding companies merged
Largest bank mergers of 1981
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 1981 | Southeast Bank of Tampa | — | Southeast Bank, N.A. |
| Dec 31, 1981 | Southeast Bank of Winter Haven | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Citizens and Southern Bank of Cobb County | — | NationsBank, National Association (South) |
| Dec 31, 1981 | Central Bank of Tuscaloosa, National Association | — | BBVA USA |
| Dec 31, 1981 | First FS&LA of Pickens Cou | — | Phenix FS&LA F.A. |
| Dec 31, 1981 | Southeast Bank of Jacksonville | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Morrisville Bank | — | Bucks County Bank and Trust Company |
| Dec 31, 1981 | Central Bank of St. Clair County | — | BBVA USA |
| Dec 31, 1981 | Liberty National Bank | — | Valley National Bank |
| Dec 31, 1981 | Central Bank of Walker County | — | BBVA USA |
| Dec 31, 1981 | Southeast First National Bank of Fort Pierce | — | Southeast Bank, N.A. |
| Dec 31, 1981 | The Citizens and Southern Bank of Clayton County | — | NationsBank, National Association (South) |
| Dec 31, 1981 | Southeast National Bank of Naples | — | Southeast Bank, N.A. |
| Dec 31, 1981 | Central Bank of Alabama, National Association | — | BBVA USA |
| Dec 31, 1981 | Southeast National Bank of Bradenton | — | Southeast Bank, N.A. |
Every merger recorded in 1981
703 NIC merger records in 1981 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jul 13, 1981 | First Financial Federal Savings & Loan Association | FirstCapital Bank, SSB |
| Jul 13, 1981 | High Carbon Credit Union | Millbury Federal Credit Union |
| Jul 8, 1981 | Citizens Bank | First US Bank |
| Jul 8, 1981 | The Bank of Belmont | Wachovia Bank, National Association |
| Jul 7, 1981 | Pioneer Bank | First Professional Bank |
| Jul 6, 1981 | Ellis Harbor Bank | Ellis National Bank of Clearwater |
| Jul 3, 1981 | Clintonville Federal Savings and Loans Association | M & I Lakeview Bank |
| Jul 2, 1981 | Wabash Building and Loan Association | First Financial Savings and Loan Association |
| Jul 1, 1981 | NNMC Federal Credit Union | Navy Federal Credit Union |
| Jul 1, 1981 | Mountain Home Educators Credit Union | Capital Educators Federal Credit Union |
| Jul 1, 1981 | Atlantic Bank & Trust of Lake Wales | First Union National Bank of Florida |
| Jul 1, 1981 | Central Ohio Federal Savings and Loan Association | Ohio State Federal Savings and Loan Association |
| Jul 1, 1981 | The Peoples Bank of Hanover County | First Virginia Bank - Colonial |
| Jul 1, 1981 | Atlantic Bank of Hastings | First Union National Bank of Florida |
| Jul 1, 1981 | Atlantic Bank of Jacksonville | First Union National Bank of Florida |
| Jul 1, 1981 | Franklin FS&LA | AFB&T |
| Jul 1, 1981 | Barnett Bank of Homestead | Barnett Bank of South Florida, National Association |
| Jul 1, 1981 | Polaris Leasing Corporation | Emprise Bank, National Association |
| Jul 1, 1981 | Barnett Bank of Broward County | Barnett Bank of South Florida, National Association |
| Jul 1, 1981 | Staunton Home Association | Home Federal Savings |
| Jul 1, 1981 | First Federal Savings and Loan Association | First Federal Savings and Loan Association |
| Jul 1, 1981 | Atlantic First National Bank of Daytona Beach | First Union National Bank of Florida |
| Jul 1, 1981 | Sheraden Savings and Loan Association | West End Federal Savings and Loan Association |
| Jul 1, 1981 | Nebraska Federal Savings and Loan Association | American Charter Federal Savings and Loan Association |
| Jul 1, 1981 | The State Bank of Forest City | Southeast National Bank of Orlando |
| Jul 1, 1981 | Atlantic Bank of Tampa | First Union National Bank of Florida |
| Jul 1, 1981 | Hub Federal Savings and Loan Association | Ohio State Federal Savings and Loan Association |
| Jul 1, 1981 | Bae Federal Credit Union | 1st United Credit Union |
| Jul 1, 1981 | Lancaster Federal Savings & Loan Association | Horizon Financial, F.A. |
| Jul 1, 1981 | Northeast Bank of Westbrook | Norstar Bank of Maine |
| Jul 1, 1981 | Monroe Savings and Loan Association of Newark | Nutley Savings Bank, Sla |
| Jul 1, 1981 | Jefferson Federal Savings and Loan Association | Future Federal Savings Bank |
| Jul 1, 1981 | Omaha Savings and Loan Association | American Charter Federal Savings and Loan Association |
| Jul 1, 1981 | Atlantic National Bank of Palatka | First Union National Bank of Florida |
| Jul 1, 1981 | First FS&LA of LA | Sun Federal Savings and Loan Association |
| Jul 1, 1981 | Trailmobile Employees Credit Union | Superior Credit Union |
| Jul 1, 1981 | Orange Belt Federal Savings and Loan Association | Redlands Federal Bank, a Federal Savings Bank |
| Jul 1, 1981 | Northeast Bank of Sanford | Norstar Bank of Maine |
| Jul 1, 1981 | Atlantic National Bank of Palm Beach County | First Union National Bank of Florida |
| Jul 1, 1981 | Atlantic Bank of Eustis | First Union National Bank of Florida |
| Jul 1, 1981 | Beale Credit Union | Sierra Central Credit Union |
| Jul 1, 1981 | Providence Dmatc Credit Union | Ocean State Credit Union |
| Jul 1, 1981 | Loogootee Federal Savings and Loan Association | First Federal Savings Bank of Washington |
| Jul 1, 1981 | First Security Bank of Murray, National Association | Wells Fargo Trust Company, N.A. |
| Jul 1, 1981 | Equitable Federal Savings and Loan Association | Lincoln Federal Savings and Loan Association |
| Jul 1, 1981 | Lindley Rockland Savings & Loan Association | Fox Chase Bank |
| Jul 1, 1981 | Atlantic National Bank of Seminole | First Union National Bank of Florida |
| Jul 1, 1981 | Atlantic First National Bank of Gainesville | First Union National Bank of Florida |
| Jul 1, 1981 | Atlantic Bank of St. Augustine | First Union National Bank of Florida |
| Jul 1, 1981 | Pacific Coca-Cola Federal Credit Union | Rivermark Community Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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