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Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
1,032
All merger records

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1985 The Citizens and Southern Bank of West Georgia GA — NationsBank, National Association (South)
Dec 31, 1985 The Citizens and Southern Newnan Bank GA — NationsBank, National Association (South)
Dec 31, 1985 Gwinnett Bank & Trust Company GA — First Georgia Bank
Dec 31, 1985 City Bank & Trust Company of Lincoln NE — Havelock Bank
Dec 31, 1985 Bank of Boston Trust Company of Arizona AZ — Chase Trust Company of Arizona
Dec 31, 1985 Manufacturers Hanover, National Association NY — Manufacturers Hanover Trust Company
Dec 31, 1985 The Citizens and Southern Bank of Dublin GA — NationsBank, National Association (South)
Dec 31, 1985 Northern Michigan Bank of Marquette MI — Northern Michigan Bank & Trust
Dec 31, 1985 Western Community Bank, National Association WA — Western Community Bank
Dec 31, 1985 Home Federal Savings and Loan Association of Sioux City IA — Vantus Bank
Dec 31, 1985 Northern Michigan Bank of Kingsford MI — Northern Michigan Bank & Trust
Dec 31, 1985 The Citizens and Southern Bank of Thomaston GA — NationsBank, National Association (South)
Dec 31, 1985 Wellington Colorado Industrial Bank CO — Fort Collins Colorado Industrial Bank
Dec 31, 1985 Georgia State Bank GA — First Union Bank of Augusta
Dec 31, 1985 Western Ohio National Bank & Trust Company OH — Heritage National Bank and Trust Company

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
Apr 1, 1985 City of Leesburg Empl Cu FL Addition Financial Credit Union
Apr 1, 1985 Florida Afl-Cio Cu FL Addition Financial Credit Union
Apr 1, 1985 Mason County Bank of New Haven, W. Va. WV Peoples National Bank
Apr 1, 1985 Enid City Employees Federal Credit Union OK Tinker Federal Credit Union
Apr 1, 1985 BW Wayne Federal Credit Union NJ North Jersey Federal Credit Union
Apr 1, 1985 United Missouri Bank of Kirkwood MO UMB Bank of St. Louis, National Association
Apr 1, 1985 Lowenberg Employees Credit Union IA River Community Credit Union
Apr 1, 1985 Cenex West Federal Credit Union OR Rivermark Community Credit Union
Apr 1, 1985 Sun Bank of Miami FL Suntrust Bank, Miami, National Association
Apr 1, 1985 Gair Carton Federal Credit Union NY Teg Federal Credit Union
Apr 1, 1985 Roofing Workers Federal Credit Union TN Memphis Municipal Employees Federal Credit Union
Apr 1, 1985 Kia Federal Credit Union HI Cu Hawaii Federal Credit Union
Apr 1, 1985 First Community Bank-Oceana National WV First Community Bank - Castle Rock
Apr 1, 1985 Super Duper Cu TX First Watch Federal Credit Union
Apr 1, 1985 Citizens Trust Bank VA Signet Bank
Apr 1, 1985 Dodge County Government Employees Credit Union NE Nebraska State Employees Credit Union
Apr 1, 1985 First Federal Savings and Loan Association of Portsmouth OH Charter One Bank, National Association
Apr 1, 1985 Greyhound/armour Federal Credit Union AZ Vantage West Credit Union
Apr 1, 1985 Farmers Bank of Pelham GA SunTrust Bank, South Georgia, National Association
Apr 1, 1985 Stephens County Hosp Fcu GA North Georgia Credit Union
Apr 1, 1985 Hamco Federal Credit Union HI Hawaii Federal Credit Union
Apr 1, 1985 Deltona Empl Fcu FL Jetstream Federal Credit Union
Apr 1, 1985 Bank of Millard NE Norwest Bank Omaha West
Apr 1, 1985 Sterling Trust Company VT Merchants Bank
Apr 1, 1985 S.P.H. Employees Federal Credit Union NY Health Employees Federal Credit Union
Apr 1, 1985 Northgate Hospital Federal Credit Union WA Verity Credit Union
Apr 1, 1985 Perpetual Savings and Loan Association NC Old Stone Bank of North Carolina, A FSB
Apr 1, 1985 Local 87 Stationary Engineers Federal Credit Union OR Rivermark Community Credit Union
Apr 1, 1985 Corn Belt Bank IL First of America Bank-Champion, National Association
Apr 1, 1985 Landmark Bank of St. Charles, N.A. MO Magna Bank of St. Charles County, St. Charles, MO.
Apr 1, 1985 Apache Federal Credit Union AZ Southeastern Arizona Federal Credit Union
Apr 1, 1985 Members Express Federal Credit Union CA Sierra Central Credit Union
Apr 1, 1985 Commerce Bank OK Founders Bank & Trust Company
Apr 1, 1985 Oneida National Bank NY Fleet Bank
Apr 1, 1985 CIT-Co Federal Credit Union ID Connections Credit Union
Apr 1, 1985 Grain WKRS Fcu AL Mutual Savings Credit Union
Apr 1, 1985 Furchgotts Fcu FL Coastline Federal Credit Union
Apr 1, 1985 Eastside Federal Credit Union IN Midwest America Federal Credit Union
Apr 1, 1985 Farmers Community Bank PA Omega Bank
Mar 31, 1985 Government Services Savings and Loan Association MD Chevy Chase Bank, Federal Savings Bank
Mar 31, 1985 Home Savings and Loan Association of Aurora, A Federal Association IL Champion Federal Savings and Loan Association
Mar 31, 1985 East Chicago Police Federal Credit Union IN Advance Financial Federal Credit Union
Mar 31, 1985 Kearney City Employees Federal Credit Union NE Trius Federal Credit Union
Mar 31, 1985 Merchants Bank of Evansville WI M&I Bank South
Mar 30, 1985 New FS&LA of Knoxville TN First American Federal Savings Bank
Mar 29, 1985 NBD Northwest Bank MI NBD Northwest Bank, National Association
Mar 29, 1985 Citizens First Bancorp, Inc. KY CF Bancorp, Inc.
Mar 29, 1985 Clarke Floor Machine Employee Credit Union MI Shoreline Federal Credit Union
Mar 28, 1985 Farmers Bank NC First-Citizens Bank & Trust Company
Mar 28, 1985 United Michigan Corporation MI United Michigan Corporation

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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