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Mergers by Year

Bank Mergers in 1996

The Federal Reserve's National Information Center (NIC) recorded 1,203 merger records involving a bank, credit union or bank holding company in 1996. 652 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 1,247 in 1995.

652
Banks acquired
1 bought by a credit union
0
Credit unions merged
NIC, credit unions as the acquired side
240
Holding companies
Bank holding companies merged
1,203
All merger records
1996 in US banking ›

Largest bank mergers of 1996

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1996 Texas Heritage Savings Association/banc TX — First Federal Savings Bank of North Texas
Dec 31, 1996 Mercantile Bank of Monett MO — Mercantile Bank of South Central Missouri
Dec 31, 1996 Mercantile Bank of Lebanon MO — Mercantile Bank of South Central Missouri
Dec 31, 1996 First State Bank, National Association TX — State National Bank of West Texas
Dec 31, 1996 Mercantile Bank of Wright County MO — Mercantile Bank of South Central Missouri
Dec 31, 1996 Pelham Bank and Trust Company NH — First Essex Bank
Dec 31, 1996 The National Bank of West Virginia WV — Wesbanco Bank Fairmont, Inc.
Dec 31, 1996 Pinnacle Bank IN — Fifth Third Bank, Indiana
Dec 28, 1996 Keystone Savings & Loan Association PA — St. Edmond's Federal Savings Bank
Dec 21, 1996 First State Bank TX — First American Bank SSB
Dec 16, 1996 Big Stone Gap Bank and Trust Company VA — Premier Bank-Central, National Association
Dec 16, 1996 First Sun Bank of America MO — Sun Security Bank of America
Dec 14, 1996 The Westport Bank and Trust Company CT — Lafayette American Bank
Dec 14, 1996 First Heritage Bank, National Association TX — First Service Bank
Dec 14, 1996 Secure Savings Bank, F.S.B. CA — Redlands Federal Bank, a Federal Savings Bank

Biggest bank failures by assets ›

Every merger recorded in 1996

1,203 NIC merger records in 1996 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
May 24, 1996 Susquehanna Bancshares South II, Inc MD Susquehanna Bancshares South, Inc
May 24, 1996 CBH, Inc. DE Nationsbank Texas Bancorporation, Inc.
May 24, 1996 The Peoples Bank of Forsyth County GA Regions Bank
May 18, 1996 Mercantile Bank of Flora IL Mercantile Bank of Illinois
May 18, 1996 Mercantile Bank of Carlyle IL Mercantile Bank of Illinois
May 18, 1996 Continental-Emsco Dallas Federal Credit Union TX America's Credit Union
May 18, 1996 Mercantile Bank of Centralia IL Mercantile Bank of Illinois
May 18, 1996 Du Quoin National Bank IL Citizens Bank of Illinois, National Association
May 18, 1996 Duquoin Bancorp, Inc. IL Hbi Acquisition Company
May 17, 1996 Palmer National Bancorp, Inc. DC Mason Holding Corporation
May 16, 1996 Baca State Bank CO Colorado East Bank & Trust
May 16, 1996 Community Savings Bank IL Charter Bank, S.B.
May 15, 1996 Security State Bank TX First Valley Bank
May 14, 1996 First State Bank & Trust Co. TX Texas State Bank
May 14, 1996 Dollar Savings Bank PA First National Bank of Pennsylvania
May 14, 1996 The Border Bank TX Texas State Bank
May 13, 1996 Firstar Bank Fond Du Lac, National Association WI Firstar Bank Wisconsin
May 11, 1996 Bradley Bank WI F&M Bank-Lakeland
May 11, 1996 Kentucky Savings Bank, FSB KY Kentucky Bank
May 11, 1996 Commerce Bank IL Commerce Bank, National Association
May 10, 1996 The First National Bank of Gainesville GA Regions Bank
May 6, 1996 Firstar Bank Green Bay WI Firstar Bank Wisconsin
May 4, 1996 Royal Bankgroup of Acadiana, Inc. LA Iberiabank Corporation
May 4, 1996 Citizens Bank of Paso Robles, National Association CA Bank of Santa Maria
May 4, 1996 Bank of Lafayette LA Iberiabank
May 3, 1996 Integra Financial Corporation PA National City Corporation
May 3, 1996 Integra Holding Company DE National City Corporation
May 2, 1996 Midwest Commerce Investments Corp IN NBD Indiana, Inc.
May 2, 1996 Central Credit Union of San Diego CA North Island Financial Credit Union
May 1, 1996 United Food and Commercial Workers Local #428 Credit Union CA Operating Engineers Local Union #3 Federal Credit Union
May 1, 1996 Union Planters Bank of East Arkansas AR Union Planters Bank, National Association
May 1, 1996 North Montana Federal Credit Union MT Bear Paw Credit Union
May 1, 1996 Odenton Federal Savings and Loan Association MD Elkridge Bank
May 1, 1996 National Westminster Bank USA NJ Fleet Bank, National Association
May 1, 1996 M R L Federal Credit Union CA Kinecta Federal Credit Union
May 1, 1996 Glenwood Credit Union LA Centric Federal Credit Union
May 1, 1996 The Coronado Bank of Lyons KS First Bank
May 1, 1996 Mailwell Credit Union OR NW Priority Credit Union
May 1, 1996 First National Bank in Osceola AR Union Planters Bank, National Association
May 1, 1996 State Savings Bancorp, Inc. MI TCF Financial Corporation
May 1, 1996 Republic New York Trust Company of Florida, N.A. FL Republic Bank of New York
May 1, 1996 McInnes Employees Federal Credit Union PA Corry Federal Credit Union
May 1, 1996 T O K W Federal Credit Union TX OmniAmerican Bank
May 1, 1996 King Employees Credit Union IL Members First Community Credit Union
May 1, 1996 Saint Gemma Parish Credit Union MI Community Choice Credit Union
May 1, 1996 Charter Bank, S.S.B. TX Charter National Bank - Houston
May 1, 1996 Maple Valley Federal Credit Union VT River Valley Credit Union
Apr 30, 1996 First Bancshares of Northeast Arkansas, Inc. AR Union Planters Bank of East Arkansas
Apr 30, 1996 CSB Financial Corporation VA One Valley Thrift, Inc.
Apr 30, 1996 Taos County Schools Credit Union NM Nusenda Federal Credit Union

Bank mergers by year

·

Year Merger records
2026 362
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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