1st Advantage Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 1553.12 percentage points in Q2 2026, from 2468.24% to 915.11%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, 1st Advantage Bank is 140th of 192 on return on assets, 1.09% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. 1st Advantage Bank sits 0.17 points lower, at 1.09% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.88% |
| Equity capital to assets | 9.46% |
| Tangible equity to tangible assets | 9.46% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.14% |
| Non-performing assets ratio | 0.11% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.02% |
| Allowance for credit losses to loans | 1.25% |
| Reserve coverage of non-performing loans | 915.11% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.09% |
| Return on equity | 11.16% |
| Net interest margin | 3.87% |
| Efficiency ratio | 64.91% |
| Yield on earning assets | 5.90% |
| Cost of funds | 2.18% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.02% |
| Core deposits to total deposits | 83.61% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.05% |
| Securities to assets | 2.78% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | — | — | — | 10.69% | 1.07% |
| Q4 2023 | — | — | — | 10.52% | 1.14% |
| Q1 2024 | — | — | — | 10.61% | 0.93% |
| Q2 2024 | — | — | — | 10.60% | 1.18% |
| Q3 2024 | — | — | — | 10.52% | 1.23% |
| Q4 2024 | — | — | — | 9.89% | 1.06% |
| Q1 2025 | — | — | — | 10.06% | 0.35% |
| Q2 2025 | — | — | — | 9.77% | -0.27% |
| Q3 2025 | — | — | — | 9.11% | 0.73% |
| Q4 2025 | 10.57% | 10.57% | 11.80% | 8.99% | 0.19% |
| Q1 2026 | 11.07% | 11.07% | 12.27% | 9.31% | 1.05% |
| Q2 2026 | — | — | — | 9.88% | 1.09% |
1st Advantage Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Advantage Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Advantage Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57899) · FFIEC NIC profile (RSSD 3317192)