1st Advantage Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 10.32 percentage points in Q2 2026, from 113.20% to 102.89%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, 1st Advantage Bank is 93rd of 192 on loan-to-deposit ratio, 86.02% as of Q2 2026, above the middle of the field. 1st Advantage Bank reported 86.02% on loan-to-deposit ratio for Q2 2026, 5.18 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $39.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $45.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 86.02% |
| Net loans and leases to deposits | 84.94% |
| Loans and leases to core deposits | 102.89% |
| Core deposits to total deposits | 83.61% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 106.20% | 88.27% | $0 | $6.0M |
| Q4 2023 | 104.57% | 86.27% | $0 | $2.5M |
| Q1 2024 | 103.47% | 87.13% | $0 | $2.5M |
| Q2 2024 | 97.64% | 83.16% | $0 | $2.5M |
| Q3 2024 | 90.77% | 83.68% | $0 | $0 |
| Q4 2024 | 96.38% | 84.75% | $0 | $0 |
| Q1 2025 | 101.23% | 83.10% | $0 | $5.0M |
| Q2 2025 | 102.64% | 79.62% | $0 | $10.5M |
| Q3 2025 | 97.36% | 80.50% | $0 | $10.5M |
| Q4 2025 | 90.34% | 80.95% | $0 | $0 |
| Q1 2026 | 93.31% | 82.43% | $0 | $0 |
| Q2 2026 | 86.02% | 83.61% | $0 | $0 |
1st Advantage Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Advantage Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Advantage Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57899) · FFIEC NIC profile (RSSD 3317192)