Bank call report · Sea Isle City, NJ
1st Bank of Sea Isle City Call Report
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1st Bank of Sea Isle City filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 260 reported line items, schedule by schedule (792 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 148470 |
| FDIC certificate number | 30367 |
| Total assets | $311.1M |
Official Q2 2026 call report PDF (FFIEC) →
1st Bank of Sea Isle City call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (23 items)
About Schedule RC · 1st Bank of Sea Isle City balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $311.1M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $311.1M |
| Total Liabilities and Minority Interest | RCON2948 | $281.4M |
| Total Deposits | RCON2200 | $251.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $239.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $238.0M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $183.8M |
| Deposits: Noninterest-bearing | RCON6631 | $67.4M |
| Total Equity Capital | RCON3210 | $29.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $29.8M |
| Undivided Profits and Capital Reserves | RCON3632 | $29.7M |
| Interest-bearing Balances | RCON0071 | $27.0M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $24.1M |
| Held-to-maturity Securities, Total | RCON1754 | $24.1M |
| Other Borrowed Money | RCON3190 | $17.0M |
| Other Assets | RCON2160 | $14.1M |
| Other Liabilities, Total | RCON2930 | $13.2M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $4.1M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.3M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.4M |
| Federal Funds Sold | RCONB987 | $500K |
| Common Stock | RCON3230 | $100K |
| Accumulated Other Comprehensive Income | RCONB530 | $27K |
Schedule RI: Income Statement (35 items)
About Schedule RI · 1st Bank of Sea Isle City income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $6.9M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $6.4M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $5.0M |
| Net Interest Income | RIAD4074 | $5.0M |
| Total Noninterest Expense | RIAD4093 | $4.9M |
| Salaries and Employee Benefits | RIAD4135 | $2.7M |
| Total Interest Expense | RIAD4073 | $1.9M |
| Other Noninterest Expense | RIAD4092 | $1.9M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $1.4M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $686K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $454K |
| Other Interest Expense | RIADGW44 | $421K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $354K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $335K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $305K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $305K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $261K |
| Total Noninterest Income | RIAD4079 | $252K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $246K |
| Net Income (Loss) | RIAD4340 | $246K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $246K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $131K |
| Other Noninterest Income | RIADB497 | $121K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $100K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $97K |
| Interest on Other Securities | RIAD4060 | $97K |
| Applicable Income Taxes | RIAD4302 | $59K |
| Other Interest Income | RIAD4518 | $52K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $46K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $22K |
| Provision for Loan and Lease Losses | RIAD4230 | -$14K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $13K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $9K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 49 |
Schedule RC-B: Securities (17 items)
About Schedule RC-B · 1st Bank of Sea Isle City securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Pledged Securities | RCON0416 | $23.1M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $22.7M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $13.3M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $12.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $9.1M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $8.2M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $7.9M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $4.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $3.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $2.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $2.2M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $2.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $2.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.6M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCONA554 | $500K |
Schedule RC-C, Part I: Loans and Leases (28 items)
About Schedule RC-C, Part I · 1st Bank of Sea Isle City loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $239.3M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $185.4M |
| Pledged Loans and Leases | RCONG378 | $156.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $141.4M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $27.5M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $22.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $20.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $17.3M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $16.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $15.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $10.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $10.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $9.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $9.2M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $6.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $6.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $5.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $4.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $2.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $1.2M |
| Commercial and Industrial Loans | RCON1766 | $434K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $326K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $326K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCONHK25 | $326K |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $116K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $96K |
| Unearned Income on Loans | RCON2123 | $54K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $7.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $960K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $361K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $246K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 22 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 14 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 11 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 3 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · 1st Bank of Sea Isle City deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $146.1M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $112.0M |
| Total Transaction Accounts | RCON2215 | $105.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $99.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $75.6M |
| Total Demand Deposits (See Note Below) | RCON2210 | $73.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $39.5M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $39.5M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $34.1M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $29.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $23.2M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $16.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $15.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $15.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $14.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $14.2M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $5.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $2.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $1.1M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $579K |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $548K |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $276K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $6.3M |
| Net Deferred Tax Assets | RCON2148 | $3.4M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $1.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $1.1M |
| Accrued Interest Receivable | RCONB556 | $1.0M |
| Other Assets | RCON2168 | $909K |
| Prepaid Expenses | RCON2166 | $795K |
Schedule RC-G: Other Liabilities (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $11.6M |
| Deferred Compensation Liabilities | RCONC011 | $11.3M |
| Other Expenses Accrued and Unpaid | RCON3646 | $937K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $512K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $62K |
Schedule RC-K: Quarterly Averages (16 items)
About Schedule RC-K · 1st Bank of Sea Isle City quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $306.3M |
| Quarterly Average of Total Loans | RCON3360 | $241.9M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $205.6M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $76.2M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $38.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $35.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $35.5M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $33.3M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $20.2M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $18.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $13.3M |
| All Other Securities | RCONB560 | $8.2M |
| Mortgage-backed Securities | RCONB559 | $2.5M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $500K |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $417K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $99K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · 1st Bank of Sea Isle City derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $15.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $8.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.8M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $2.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $385K |
Schedule RC-M: Memoranda (5 items)
About Schedule RC-M · 1st Bank of Sea Isle City memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $17.0M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $17.0M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $6.2M |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (3 items)
About Schedule RC-N · 1st Bank of Sea Isle City past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $710K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $690K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $20K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · 1st Bank of Sea Isle City other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $306.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $251.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $142.9M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $105.8M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $29.7M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.0M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 8,507 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 345 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 144 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · 1st Bank of Sea Isle City regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $180.6M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · 1st Bank of Sea Isle City regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $306.3M |
| Average total consolidated assets | RCOAKW03 | $306.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $180.6M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $31.2M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $29.8M |
| Common Equity Tier 1 Capital | RCOAP859 | $29.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $29.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $29.8M |
| Retained Earnings | RCOAKW00 | $29.7M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.4M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.4M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.4M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $100K |
| Accumulated Other Comprehensive Income | RCOAB530 | $27K |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | $27K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1727 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1648 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1648 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0972 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0927 |
Schedule RC-R, Part II: Risk-Weighted Assets (47 items)
About Schedule RC-R, Part II · 1st Bank of Sea Isle City risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $195.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $186.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $186.4M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $185.4M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $180.6M |
| Total Risk-weighted Assets | RCONG641 | $180.6M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $93.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $80.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $80.5M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $69.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $43.7M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $43.7M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $30.3M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $29.4M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $29.4M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $27.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $26.2M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $26.2M |
| Total Held-to-maturity Securities | RCOND961 | $24.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $22.2M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $22.1M |
| Total All Other Assets | RCOND981 | $18.2M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $15.0M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $11.1M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $11.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $10.2M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.2M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $2.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $1.9M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $1.5M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $1.4M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $1.4M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $1.4M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $1.2M |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $532K |
| Federal Funds Sold in Domestic Offices | RCOND971 | $500K |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $500K |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $500K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $387K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $387K |
| Risk-weighted Assets by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS575 | $260K |
| All Other Assets - 400 Pct Risk Weight Category | RCONS470 | $65K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 400 Pct Risk Weight Category | RCONS564 | $65K |
| Total Balance Sheet Assets - 400 Pct Risk Weight Category | RCONS506 | $65K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $27K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $3K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $29.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $29.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $29.5M |
| Other Comprehensive Income | RIADB511 | $17K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · 1st Bank of Sea Isle City changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.4M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.4M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $14K |
1st Bank of Sea Isle City call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the 1st Bank of Sea Isle City call report?
The 1st Bank of Sea Isle City call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does 1st Bank of Sea Isle City file?
1st Bank of Sea Isle City files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the 1st Bank of Sea Isle City call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: 1st Bank of Sea Isle City has Federal Reserve RSSD ID 148470 and FDIC certificate number 30367. Either one finds its filings on the FFIEC Central Data Repository.
How often does 1st Bank of Sea Isle City file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
1st Bank of Sea Isle City financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 30367) · FFIEC NIC profile (RSSD 148470)