1st Security Bank of Washington: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 94.0% higher than in Q1 2026, at $324.5M. On loan-to-deposit ratio, 1st Security Bank of Washington ranks 2nd highest among the 29 banks headquartered in Washington, at 109.14% (Q2 2026). 1st Security Bank of Washington reported 109.14% on loan-to-deposit ratio for Q2 2026, 20.94 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $334.3M |
| Fed funds sold and reverse repos | $100K |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $324.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 10.21% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.14% |
| Net loans and leases to deposits | 107.88% |
| Loans and leases to core deposits | 116.73% |
| Core deposits to total deposits | 88.37% |
| Brokered deposits to total deposits | 5.13% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 97.94% | 81.55% | $0 | $121.9M |
| Q4 2023 | 96.71% | 79.90% | $0 | $93.7M |
| Q1 2024 | 100.38% | 81.99% | $0 | $129.9M |
| Q2 2024 | 105.82% | 83.19% | $0 | $181.9M |
| Q3 2024 | 104.02% | 84.57% | $0 | $163.8M |
| Q4 2024 | 108.56% | 88.29% | $0 | $307.8M |
| Q1 2025 | 97.39% | 80.52% | $0 | $68.8M |
| Q2 2025 | 103.94% | 81.72% | $0 | $234.3M |
| Q3 2025 | 98.77% | 80.57% | $0 | $129.3M |
| Q4 2025 | 100.28% | 80.46% | $0 | $129.3M |
| Q1 2026 | 102.06% | 81.37% | $0 | $167.3M |
| Q2 2026 | 109.14% | 88.37% | $0 | $324.5M |
1st Security Bank of Washington liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Security Bank of Washington, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Security Bank of Washington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57633) · FFIEC NIC profile (RSSD 1018927)