1st Security Bank of Washington: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 18.66 percentage points in Q2 2026, from 160.40% to 179.06%. It was the largest change from Q1 2026 among the key lines here. Within Washington, 1st Security Bank of Washington is 10th of 29 on return on assets, 1.11% as of Q2 2026, above the middle of the field. 1st Security Bank of Washington reported 1.11% on return on assets for Q2 2026, 0.17 points below the 1.28% median for banks in the $1B-10B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.84% |
| Tier 1 risk-based capital ratio | 12.84% |
| Total risk-based capital ratio | 14.01% |
| Tier 1 leverage ratio | 11.44% |
| Equity capital to assets | 11.42% |
| Tangible equity to tangible assets | 11.06% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.65% |
| Non-performing assets ratio | 0.55% |
| Net charge-off ratio | 0.57% |
| Texas ratio | 4.56% |
| Allowance for credit losses to loans | 1.16% |
| Reserve coverage of non-performing loans | 179.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.11% |
| Return on equity | 9.86% |
| Net interest margin | 4.42% |
| Efficiency ratio | 62.78% |
| Yield on earning assets | 6.54% |
| Cost of funds | 2.30% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 109.14% |
| Core deposits to total deposits | 88.37% |
| Brokered deposits to total deposits | 5.13% |
| Deposits to assets | 77.56% |
| Securities to assets | 9.58% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.81% | 11.81% | 13.06% | 10.26% | 1.28% |
| Q4 2023 | 12.12% | 12.12% | 13.37% | 10.39% | 1.36% |
| Q1 2024 | 12.46% | 12.46% | 13.71% | 10.61% | 1.19% |
| Q2 2024 | 12.60% | 12.60% | 13.85% | 10.94% | 1.27% |
| Q3 2024 | 12.92% | 12.92% | 14.17% | 11.18% | 1.44% |
| Q4 2024 | 12.93% | 12.93% | 14.18% | 11.24% | 1.04% |
| Q1 2025 | 13.19% | 13.19% | 14.44% | 11.29% | 1.11% |
| Q2 2025 | 12.81% | 12.81% | 14.06% | 11.18% | 1.05% |
| Q3 2025 | 12.64% | 12.64% | 13.81% | 10.96% | 1.21% |
| Q4 2025 | 12.73% | 12.73% | 13.96% | 10.96% | 1.14% |
| Q1 2026 | 12.59% | 12.59% | 13.81% | 11.16% | 1.07% |
| Q2 2026 | 12.84% | 12.84% | 14.01% | 11.44% | 1.11% |
1st Security Bank of Washington vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock 1st Security Bank of Washington, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full 1st Security Bank of Washington profile, peer group comparison, or how this data updates.
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