Bank call report · Johnstown, PA
1st Summit Bank Call Report
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1st Summit Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 421 reported line items, schedule by schedule (721 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 526519 |
| FDIC certificate number | 8426 |
| Total assets | $1.52B |
Official Q2 2026 call report PDF (FFIEC) →
1st Summit Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (28 items)
About Schedule RC · 1st Summit Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $1.52B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $1.52B |
| Total Liabilities and Minority Interest | RCON2948 | $1.41B |
| Total Deposits | RCON2200 | $1.18B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $1.04B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $917.3M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $910.1M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $320.2M |
| Other Borrowed Money | RCON3190 | $214.3M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $186.4M |
| Held-to-maturity Securities, Total | RCON1754 | $186.4M |
| Deposits: Noninterest-bearing | RCON6631 | $132.9M |
| Undivided Profits and Capital Reserves | RCON3632 | $121.1M |
| Total Equity Capital | RCON3210 | $110.5M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $110.5M |
| Other Assets | RCON2160 | $57.8M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $25.4M |
| Accumulated Other Comprehensive Income | RCONB530 | -$20.7M |
| Other Liabilities, Total | RCON2930 | $17.8M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $10.6M |
| Surplus | RCON3839 | $9.4M |
| Interest-bearing Balances | RCON0071 | $9.0M |
| Allowance for Loan and Lease Losses | RCON3123 | $7.2M |
| Common Stock | RCON3230 | $771K |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $444K |
| Goodwill | RCON3163 | $339K |
| Intangible Assets | RCON2143 | $339K |
| Other Real Estate Owned | RCON2150 | $176K |
Schedule RI: Income Statement (42 items)
About Schedule RI · 1st Summit Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $33.0M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $24.4M |
| Net Interest Income | RIAD4074 | $18.1M |
| Total Noninterest Expense | RIAD4093 | $16.6M |
| Total Interest Expense | RIAD4073 | $14.9M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $10.5M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $9.7M |
| Salaries and Employee Benefits | RIAD4135 | $8.6M |
| Other Noninterest Expense | RIAD4092 | $5.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $5.7M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $5.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $5.0M |
| Net Income (Loss) | RIAD4340 | $5.0M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $5.0M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $4.3M |
| Interest on Other Securities | RIAD4060 | $4.1M |
| Total Noninterest Income | RIAD4079 | $4.1M |
| Other Interest Expense | RIADGW44 | $4.1M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $3.8M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $3.4M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $3.2M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.4M |
| Other Noninterest Income | RIADB497 | $2.4M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $2.3M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $2.2M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $1.0M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $757K |
| Applicable Income Taxes | RIAD4302 | $673K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $556K |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $450K |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $446K |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $437K |
| Provision for Loan and Lease Losses | RIAD4230 | $400K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $400K |
| Other Interest Income | RIAD4518 | $397K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $155K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $141K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $32K |
| Noninterest income: Income from insurance activities | RIADHT74 | $19K |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $13K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$2K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 196 |
Schedule RC-B: Securities (30 items)
About Schedule RC-B · 1st Summit Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $15.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $15.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Amortized Cost | RCONG322 | $34.3M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): All Other Residential MBS - Available-for-sale Fair Value | RCONG323 | $34.2M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $346.9M |
| Pledged Securities | RCON0416 | $282.8M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $168.2M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $155.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $148.4M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $138.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $136.1M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Amortized Cost | RCONHT54 | $131.0M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $124.9M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $122.7M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Held-to-maturity, Fair Value | RCONHT55 | $115.8M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $95.9M |
| Amortized Cost of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8496 | $39.2M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $38.5M |
| Fair Value of Held-to-maturity Securities Issued by States and Political Subdivisions in the U.S. | RCON8497 | $37.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $27.6M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $22.8M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $22.8M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCONHT50 | $16.3M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCONHT51 | $14.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $12.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $11.2M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $10.4M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $6.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $4.1M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $2.0M |
Schedule RC-C, Part I: Loans and Leases (32 items)
About Schedule RC-C, Part I · 1st Summit Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $917.3M |
| Pledged Loans and Leases | RCONG378 | $804.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $392.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $231.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $186.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $160.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $109.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $105.7M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $95.2M |
| Commercial and Industrial Loans | RCON1766 | $91.5M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $83.5M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $60.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $60.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $55.6M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $54.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $42.8M |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. | RCON2107 | $40.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $39.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $36.4M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $18.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $16.9M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $13.0M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $11.7M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $10.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $7.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $7.4M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $6.2M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $5.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $1.5M |
| Real Estate Loans Secured by Farmland | RCON1420 | $1.0M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $525K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $87K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $46.7M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $22.1M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $12.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $7.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $4.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $1.9M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $685K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $457K |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $364K |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $67K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 216 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 122 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 98 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 96 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 82 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 44 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 4 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 3 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 3 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 2 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · 1st Summit Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.00B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $931.7M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $420.3M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $267.4M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $201.2M |
| Total Transaction Accounts | RCON2215 | $174.6M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $168.2M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $156.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $125.1M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $122.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $104.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $102.9M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $88.8M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $85.1M |
| Total Demand Deposits (See Note Below) | RCON2210 | $69.9M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $65.1M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $48.1M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $48.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $46.1M |
| Total reciprocal deposits | RCONJH83 | $44.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $42.0M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $36.4M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $36.4M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $28.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $12.3M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $5.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $4.6M |
| Total Nontransaction Accounts of United States Government | RCON2520 | $1.2M |
| Total Transaction Accounts - Deposits of U.S. Government | RCON2202 | $884K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $667K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $515K |
Schedule RC-F: Other Assets (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $19.4M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $13.1M |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCONK270 | $8.8M |
| Net Deferred Tax Assets | RCON2148 | $7.6M |
| Accrued Interest Receivable | RCONB556 | $5.4M |
| Other Assets | RCON2168 | $3.6M |
| Prepaid Expenses | RCON2166 | $1.8M |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $1.7M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $12.9M |
| Operating lease liabilities | RCONLB56 | $8.5M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $3.0M |
| Deferred Compensation Liabilities | RCONC011 | $1.7M |
| Other Expenses Accrued and Unpaid | RCON3646 | $1.5M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $346K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · 1st Summit Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $1.52B |
| Quarterly Average of Total Loans | RCON3360 | $910.0M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $629.5M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $415.4M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $332.1M |
| Mortgage-backed Securities | RCONB559 | $298.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $295.5M |
| Quarterly Average of Other Borrowed Money | RCON3355 | $211.2M |
| All Other Securities | RCONB560 | $202.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $133.9M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $93.5M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $73.1M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $16.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $13.8M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $8.6M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $410K |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCON3353 | $2K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (8 items)
About Schedule RC-L · 1st Summit Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $71.4M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $38.4M |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $32.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $9.6M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $7.8M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.2M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $20K |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCONA126 | $20K |
Schedule RC-M: Memoranda (7 items)
About Schedule RC-M · 1st Summit Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $184.3M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $184.3M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $39.9M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $30.0M |
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $500K |
| All Other Real Estate Owned: Construction and Land Development in Domestic Offices | RCON5508 | $176K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 4 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (19 items)
About Schedule RC-N · 1st Summit Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $3.5M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $1.8M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $1.2M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $1.2M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $1.1M |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $683K |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCON1407 | $515K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 90 Days or More and Still Accruing | RCONC237 | $478K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $454K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $388K |
| Additions to Nonaccrual Assets | RCONC410 | $286K |
| All Other Loans - Nonaccrual | RCON5461 | $113K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $54K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $47K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $46K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $37K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 90 Days or More and Still Accruing | RCON5399 | $22K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 90 Days or More and Still Accruing | RCONK217 | $8K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 90 Days or More and Still Accruing | RCONK214 | $7K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · 1st Summit Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $1.52B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $1.18B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $692.7M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $402.3M |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $351.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $131.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $78.5M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $7.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 49,418 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 4,165 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 554 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 21 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · 1st Summit Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $952.9M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (23 items)
About Schedule RC-R, Part I · 1st Summit Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $1.52B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $1.52B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $952.9M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $138.5M |
| Common Equity Tier 1 Capital | RCOAP859 | $130.9M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $130.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $130.9M |
| Retained Earnings | RCOAKW00 | $121.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $110.5M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$20.7M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$20.7M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $10.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $7.6M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $7.6M |
| Tier 2 Capital Before Deductions | RCOAP870 | $7.6M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $339K |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $339K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1454 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1374 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1374 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.0861 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0654 |
Schedule RC-R, Part II: Risk-Weighted Assets (60 items)
About Schedule RC-R, Part II · 1st Summit Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $952.9M |
| Total Risk-weighted Assets | RCONG641 | $952.9M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $619.8M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $619.8M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $574.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $514.0M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $514.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $489.5M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $489.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $433.6M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $433.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $424.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $423.8M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $320.6M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $309.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $216.8M |
| Total Held-to-maturity Securities | RCOND961 | $186.4M |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCOND963 | $185.7M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $102.8M |
| Total All Other Assets | RCOND981 | $83.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $71.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $61.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $42.3M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $35.7M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $35.7M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$33.6M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$26.7M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $22.8M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCONS583 | $20.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $20.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $19.8M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $19.6M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $14.0M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $13.1M |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCONH300 | $9.2M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $9.1M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCONH296 | $8.8M |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH297 | $8.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $8.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $8.5M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $5.6M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $5.3M |
| Unconditionally Cancellable Commitments | RCONS540 | $4.9M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $4.7M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $3.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $3.1M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $3.1M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $3.1M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $1.2M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.2M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.2M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $932K |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCOND964 | $720K |
| Available-for-sale Securities - Application of Other Risk Weighting Approaches Exposure Amount | RCONH271 | $444K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $365K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $339K |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCONS543 | $217K |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCONS542 | $217K |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCONG642 | $118K |
| Available-for-sale Securities - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCONH272 | $89K |
Schedule RC-T: Fiduciary and Related Services (38 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $297.0M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $176.6M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $66.8M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $66.8M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $62.8M |
| Employee Benefit-defined Contribution - Non-managed Assets | RCONB873 | $51.4M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $25.8M |
| Employee Benefit-defined Benefit - Managed Assets | RCONB876 | $14.8M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $13.7M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $10.6M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $10.6M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $9.7M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $3.4M |
| Employee Benefit-defined Benefit - Non-managed Asssets | RCONB877 | $811K |
| Income from Fiduciary Activities | RIAD4070 | $670K |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $269K |
| Other Retirement Accounts | RIADB907 | $197K |
| Personal Trust and Agency Accounts | RIADB904 | $76K |
| Custody and Safekeeping Accounts | RIADB909 | $42K |
| Employee Benefit-defined Contribution | RIADB905 | $35K |
| Employee Benefit-defined Benefit | RIADB906 | $28K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $23K |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $1K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 501 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 224 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 224 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 189 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 95 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 49 |
| Employee Benefit-defined Contribution - Number of Non-managed Accounts | RCONB875 | 48 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 42 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 42 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 33 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 27 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 7 |
| Employee Benefit-defined Benefit - Number of Managed Accounts | RCONB878 | 5 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 4 |
| Employee Benefit-defined Benefit - Number of Non-managed Accounts | RCONB879 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $110.5M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $109.1M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $109.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $1.8M |
| Other Comprehensive Income | RIADB511 | -$1.7M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (18 items)
About Schedule RI-B, Part I · 1st Summit Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $157K |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $108K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $99K |
| Charge-offs on Automobile Loans | RIADK129 | $24K |
| Charge-offs on All Other Loans | RIAD4644 | $22K |
| Other Construction Loans and All Land Development and Other Land Loans, Charge-offs | RIADC893 | $17K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $15K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $15K |
| Charge-offs on Closed-end Loans by 1-4 Family Residential Properties:secured by First Liens | RIADC234 | $13K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $13K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $11K |
| Recoveries on Automobile Loans | RIADK133 | $9K |
| Other Construction Loans and All Land Development and Other Land Loans, Recoveries | RIADC894 | $8K |
| Recoveries on All Other Loans | RIAD4628 | $7K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $4K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $4K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $2K |
| Recoveries on Loans to Credit Cards | RIADB515 | $2K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · 1st Summit Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $7.2M |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $6.8M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $108K |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $917.3M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $424.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $299.4M |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $132.9M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $47.3M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $13.5M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $7.2M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $4.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $1.4M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $987K |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $528K |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $193K |
1st Summit Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the 1st Summit Bank call report?
The 1st Summit Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does 1st Summit Bank file?
1st Summit Bank files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the 1st Summit Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: 1st Summit Bank has Federal Reserve RSSD ID 526519 and FDIC certificate number 8426. Either one finds its filings on the FFIEC Central Data Repository.
How often does 1st Summit Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
1st Summit Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 8426) · FFIEC NIC profile (RSSD 526519)