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BanksComerica Bank

Comerica Bank

Dallas, TXRegionalEst. Mar 5, 1849FDIC #983RSSD #60143FED
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Comerica completed a merger involving an acquired institution in February 2026. Headquartered in Dallas, TX, Comerica Bank operates as a regional commercial bank with multi-state coverage, in the Detroit metropolitan market. Comerica's Q4 2025 balance sheet shows $80.1B in assets funded primarily by $66.3B in customer deposits. Profitability tracks the broader industry — ROA 1.00%, ROE 11.58%, NIM 3.14%. Regulatory capital is solid — 11.80% CET1 and 13.50% total risk-based capital ratio. Credit metrics are in line with industry norms — 0.88% NPL ratio. Comerica runs a 354-branch network across multiple states.

Headquarters Profile

Address
1717 Main St, Dallas, TX 75201
County
Dallas
Metro Area
DETROIT-WARREN-DEARBORN, MI
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
13
Established
March 5, 1849
Branches
354 domestic
Employees (FTE)
7695
FDIC Cert
983
Fed RSSD
60143
Assets
$80.1B
Deposits
$66.3B
Loans
$50.9B
Equity
$7.2B

Profitability

Return on Assets1.00%
Return on Equity11.58%
Net Interest Margin3.14%
Yield on Earning Assets4.96%
Cost of Funds1.97%

Asset Quality

Non-Performing Loan Ratio0.88%
Net Charge-Off Ratio0.02%
Texas Ratio6.44%
Non-Performing Asset Ratio0.57%
ACL / Loans1.36%

Capital & Liquidity

CET1 Capital Ratio11.80%
Tier 1 Capital Ratio11.80%
Total Capital Ratio13.50%
Tier 1 Leverage Ratio10.56%
Loan-to-Deposit Ratio76.83%

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Watch flags

Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.

Uninsured deposits at 54.0% of total — meaningful run-risk exposureWhat does this mean? →

More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.

Comerica Bank rankings

How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.

Largest US Banks by Assets
#41of 4,552
80052000.00 · 99th pct
US Banks with Highest Return on Assets (ROA)
#2,442of 3,912
1.00% · 38th pct
US Banks with Highest CET1 Capital Ratio
#1,994of 2,425
11.80% · 18th pct
US Banks with Highest Texas Ratio
#1,380of 3,908
6.44% · 65th pct
US Banks with Highest Share of Uninsured Deposits
#77of 1,072
53.98% · 93th pct
Most Efficient US Banks (Lowest Efficiency Ratio)
#2,678of 3,911
69.15% · 32th pct

Quarterly trend — last 5 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2025-12-3111.80%1.00%0.88%6.44%3.14%
2025-09-3011.52%0.91%0.90%6.91%3.17%
2025-06-3011.65%1.03%0.92%7.69%3.20%
2025-03-3111.81%0.90%1.14%8.92%3.18%
2024-12-3111.74%0.90%1.07%9.55%3.12%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

…
BranchLocationZIPDeposits
Loading branches…

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Merger
    Merger -Without Assistance
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  5. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  6. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  7. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  8. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  9. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  10. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  11. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  12. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  13. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  14. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  15. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  16. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  17. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  18. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  19. Structure Change
    Failure, Government Assistance Provided
    FFIEC NIC
  20. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  21. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  22. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  23. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  24. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  25. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  26. Merger
    Participated in Absorption/Consolidation/Merger
    FDIC
  27. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 27 events.

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Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.

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Frequently asked about Comerica Bank

What are Comerica Bank's total assets?

As of the Q1 2026 filing, Comerica Bank reported total assets of $80.05 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Comerica Bank headquartered?

Comerica Bank is headquartered in Dallas, TX, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Comerica Bank founded?

Comerica Bank was established in 1849, per the FDIC institution directory.

Is Comerica Bank FDIC-insured?

Yes. Comerica Bank is an FDIC-insured commercial bank (FDIC Certificate #983). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Comerica Bank?

Comerica Bank's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Comerica Bank's CET1 capital ratio?

Comerica Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.80% in its most recent quarterly filing — above regulatory minimums.

How many branches does Comerica Bank operate?

Comerica Bank operates 354 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Comerica Bank's Texas Ratio?

Comerica Bank's Texas Ratio is 6.44% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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